Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Electric Machinery Employees Federal Credit Union

Minneapolis, MinnesotaCredit UnionMinneapolis Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$10Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

NSF Fee$30Within the typical range ($25–$32 nationally)
At the national median$1 above the Minnesota median
per item · Source

ATM & CardVerified

Shazam Inquiry Fee$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$1 below the Minnesota median
per item · Source
Shazam Withdrawal Fee$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$1 below the Minnesota median
per transaction · Source

Check ServicesVerified

Stop Payment Fee$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$5 above the Minnesota median
per item · Source

Retirement & IRAVerified

Annual IRA Fee$8Below the typical range ($10–$25 nationally)
$7 below the national median
per year · Source

Other FeesVerified

Skip-A-Payment Fee$35Within the typical range ($25–$100 nationally)
$2.50 below the national medianAt the Minnesota median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Minnesota median	per month	—	Source
Overdraft & NSFVerified
NSF Fee	$30Within the typical range ($25–$32 nationally)	At the national median$1 above the Minnesota median	per item	—	Source
ATM & CardVerified
Shazam Inquiry Fee	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$1 below the Minnesota median	per item	—	Source
Shazam Withdrawal Fee	$1
Check ServicesVerified
Stop Payment Fee	$30Within the typical range ($20–$30 nationally)	$2.50 above the national median$5 above the Minnesota median	per item	—	Source
Retirement & IRAVerified
Annual IRA Fee	$8Below the typical range ($10–$25 nationally)	$7 below the national median	per year	—	Source
Other FeesVerified
Skip-A-Payment Fee	$35Within the typical range ($25–$100 nationally)	$2.50 below the national medianAt the Minnesota median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

7 verified fees collected

Headline fees published

3 of 15

Published fees

Under review

Assets

$8.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$8.4M

Total deposits

$6.3M

Service charge income (year to date)

$1K

Fee income ratio

0.47%

Return on assets

-0.38%

Financial profile · Pro

Performance from regulator filings

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