Members 1St Federal Credit Union

Headquarters: Brattleboro, Vermont
Charter: Credit Union
Assets: $22.9M
Fed district: Boston

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Members 1St Federal Credit Union: $3
Members 1St Federal Credit Union: $3
U.S. median: no median
NSF / Returned Item
Members 1St Federal Credit Union: $25
Members 1St Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Members 1St Federal Credit Union: $1.50
Members 1St Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Vermont, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Vermont: Banks and credit unions headquartered in Vermont that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Members 1St Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking Account Monthly service charge$3
per month
Early Account Closing (within 6 months)$10
Dormant Accounts$5
per month
Escheat Account$50
Account Reconciliation$15
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$15
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Insufficient/Nonsufficient Funds$25
per item

ATM & Card

Out-of-network ATM transactions$1.50
per transaction
Replace Lost/Stolen Card$10
per item

Wire Transfers

Outgoing Domestic Wire Transfer$15
per item
Outgoing International Wire Transfer$30
per item

Check Services

Bank Check$3
per item
Money Order$1
per item
Money Orders$1.50
per item
Stop Payment Check & ACH$20
per item
Foreign Check Collection$10
per item
Check Copy Faxed$5
per item
Copy of Bank Check$5
per item
Copy of Check$3
per item

Account Services

Levy/Garnishment$50
per item

Fee	Amount	Basis	Note
Account Maintenance
Checking Account Monthly service charge	$3	per month	None
Early Account Closing (within 6 months)	$10	Not stated	None
Dormant Accounts	$5	per month	None
Escheat Account	$50	Not stated	None
Account Reconciliation	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Insufficient/Nonsufficient Funds	$25	per item	None
ATM & Card
Out-of-network ATM transactions	$1.50	per transaction	None
Replace Lost/Stolen Card	$10	per item	None
Wire Transfers
Outgoing Domestic Wire Transfer	$15	per item	None
Outgoing International Wire Transfer	$30	per item	None
Check Services
Bank Check	$3	per item	None
Money Order	$1	per item	None
Money Orders	$1.50	per item	None
Stop Payment Check & ACH	$20	per item	None
Foreign Check Collection	$10	per item	None
Check Copy Faxed	$5	per item	None
Copy of Bank Check	$5	per item	None
Copy of Check	$3	per item	None
Account Services
Levy/Garnishment	$50	per item	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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