Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Members 1St Federal Credit Union

Brattleboro, VermontCredit UnionBoston Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$15Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #910. canonical_hint=account_research; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Account Reconciliation $15.00 per hour" · Source

Dormant Accounts$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #910. canonical_hint=dormant_account; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Dormant Accounts | $5.00 per month" · Source

Statement Copy$2

$1 below the national median

Knox deterministic extraction from Rosetta artifact #910. canonical_hint=paper_statement; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Statement Copy $2.00 per statement" · Source

Overdraft & NSFVerified

Insufficient/Nonsufficient Funds$25Within the typical range ($15–$30 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #910. canonical_hint=nsf; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Insufficient/Nonsufficient Funds $25.00 per item" · Source
Overdraft Transfer (if enrolled)$3Below the typical range ($7.81–$30 nationally)
$19.50 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #910. canonical_hint=overdraft; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Overdraft Transfer (if enrolled) $3.00 per transaction" · Source

ATM & CardVerified

Out-of-network ATM transactions$1.50Within the typical range ($1–$4.99 nationally)
$0.50 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #910. canonical_hint=atm_non_network; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Out-of-network ATM transactions $1.50 per transaction" · Source
Replace or Change PIN$10Within the typical range ($5–$12 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #910. canonical_hint=card_replacement; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Replace or Change PIN $10.00 per PIN" · Source

Wire TransfersVerified

Outgoing Domestic Wire Transfer$15Below the typical range ($20–$30 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #910. canonical_hint=wire_domestic_outgoing; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Outgoing Domestic Wire Transfer $15.00 per Wire Transfer" · Source
Outgoing International Wire Transfer$30Below the typical range ($35–$50 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #910. canonical_hint=wire_intl_outgoing; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Outgoing International Wire Transfer $30.00 per Wire Transfer" · Source

Check ServicesVerified

Check Copy Faxed$5Within the typical range ($2.25–$5 nationally)
$1.50 above the national median
per item · Knox deterministic extraction from Rosetta artifact #910. canonical_hint=check_image; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Check Copy Faxed $5.00 per item" · Source
per Money Order for Secure Club Members$1Below the typical range ($1.50–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #910. canonical_hint=money_order; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="$1.00 per Money Order for Secure Club Members" · Source
Stop Payment Check & ACH$20Within the typical range ($20–$30 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #910. canonical_hint=stop_payment; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Stop Payment Check & ACH $20.00 per stop payment" · Source

Account ServicesVerified

Levy/Garnishment$50Within the typical range ($30–$100 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #910. canonical_hint=garnishment_levy; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Levy/Garnishment $50.00 per Levy/Garnishment" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$15Within the typical range ($15–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #910. canonical_hint=account_research; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Account Reconciliation $15.00 per hour"	Source
Dormant Accounts	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #910. canonical_hint=dormant_account; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Dormant Accounts \| $5.00 per month"	Source
Statement Copy	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #910. canonical_hint=paper_statement; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Statement Copy $2.00 per statement"	Source
Overdraft & NSFVerified
Insufficient/Nonsufficient Funds	$25Within the typical range ($15–$30 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #910. canonical_hint=nsf; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Insufficient/Nonsufficient Funds $25.00 per item"	Source
Overdraft Transfer (if enrolled)
ATM & CardVerified
Out-of-network ATM transactions	$1.50Within the typical range ($1–$4.99 nationally)	$0.50 below the national median	per transaction	Knox deterministic extraction from Rosetta artifact #910. canonical_hint=atm_non_network; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Out-of-network ATM transactions $1.50 per transaction"	Source
Replace or Change PIN
Wire TransfersVerified
Outgoing Domestic Wire Transfer	$15Below the typical range ($20–$30 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #910. canonical_hint=wire_domestic_outgoing; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Outgoing Domestic Wire Transfer $15.00 per Wire Transfer"	Source
Outgoing International Wire Transfer
Check ServicesVerified
Check Copy Faxed	$5Within the typical range ($2.25–$5 nationally)	$1.50 above the national median	per item	Knox deterministic extraction from Rosetta artifact #910. canonical_hint=check_image; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Check Copy Faxed $5.00 per item"	Source
per Money Order for Secure Club Members
Account ServicesVerified
Levy/Garnishment	$50Within the typical range ($30–$100 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #910. canonical_hint=garnishment_levy; text_hash=d45652e38c233202ca629668374d7460d2957781f510901e817e2e8bb630aafa; excerpt="Levy/Garnishment $50.00 per Levy/Garnishment"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

NSF fee is aligned with the national median

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$22.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$22.9M

Total deposits

$20.7M

Service charge income (year to date)

$102K

Fee income ratio

13.6%

Return on assets

0.67%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 6,610 verified fees from 1,539 institutions

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