Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Latvian Federal Credit Union

Minneapolis, MinnesotaCredit UnionMinneapolis Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

ACCOUNT RESEARCH/ACCOUNT BALANCING$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

NSF ACH DEBIT$15Below the typical range ($25–$31.50 nationally)
$15 below the national median
per item · Source
NSF CHECK$35Above the typical range ($25–$31.50 nationally)
$5 above the national median
per month · Source

ATM & CardVerified

FOREIGN TRANSACTION FEE$0Within the typical range ($0–$5 nationally)
$2 below the national median
Source
REPLACEMENT OF LOST OR STOLEN DEBIT CARD$15Above the typical range ($5–$10 nationally)
$5 above the national median
Source
RUSH CARD REQUEST$60Above the typical range ($30–$50 nationally)
$20 above the national median
Source

Wire TransfersVerified

WIRE TRANSFERS: OUTGOING (DOMESTIC)$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source
WIRE TRANSFERS: OUTGOING (FOREIGN)$25Below the typical range ($40–$50 nationally)
$25 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
ACCOUNT RESEARCH/ACCOUNT BALANCING	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
CHECKING MONTHLY SERVICE FEE	$0Below the typical range ($3–$10 nationally)	$5.95 below the national median	per month	—	Source
INACTIVE ACCOUNT SERVICE FEE	$15Above the typical range ($5–$10 nationally)	$10 above the national median	—	—	Source
Overdraft & NSFVerified
NSF ACH DEBIT	$15Below the typical range ($25–$31.50 nationally)	$15 below the national median	per item	—	Source
NSF CHECK	$35
ATM & CardVerified
FOREIGN TRANSACTION FEE	$0Within the typical range ($0–$5 nationally)	$2 below the national median	—	—	Source
REPLACEMENT OF LOST OR STOLEN DEBIT CARD	$15
Wire TransfersVerified
WIRE TRANSFERS: OUTGOING (DOMESTIC)	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
WIRE TRANSFERS: OUTGOING (FOREIGN)	$25
Cash & DepositVerified
DEPOSITED ITEM RETURNED	$15Within the typical range ($10–$25 nationally)	At the national median	per month	—	Source
Account ServicesVerified
NOTARY SERVICE	$10Above the typical range ($0–$5 nationally)	$7.50 above the national median	—	—	Source
Mortgage ServicingVerified
LOAN MODIFICATION	$35Within the typical range ($35–$237.50 nationally)	$65 below the national median	—	—	Source
Other FeesVerified
SKIP-A-PAYMENT	$35Within the typical range ($22.50–$35 nationally)	$5 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $15

50% below the national median NSF fee

Total fees: 14 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$5.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$5.8M

Total deposits

$5.2M

Service charge income (year to date)

$11K

Fee income ratio

5.6%

Return on assets

0.37%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 39,614 published fee entries from 2,761 institutions

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