St. Mary'S Bank Federal Credit Union

Headquarters: Manchester, New Hampshire
Charter: Credit Union
Assets: $1.8B
Fed district: Boston

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.50, the middle of its prices
St. Mary'S Bank Federal Credit Union: $3 to $10
St. Mary'S Bank Federal Credit Union: $3 to $10
U.S. median: no median
Overdraft (OD)
St. Mary'S Bank Federal Credit Union: $32
St. Mary'S Bank Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
St. Mary'S Bank Federal Credit Union: $32
St. Mary'S Bank Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Hampshire, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Hampshire: Banks and credit unions headquartered in New Hampshire that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from St. Mary'S Bank Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$10
per month
Monthly service fee$3
per month
Abandoned Account Escheatment$75
Account research$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper statements$2
per month

Overdraft & NSF

Payment Privilege Fee$32
per item
Payment Privilege Fee or a NSF Fee (audience not stated, treated as personal)$32
Overdraft Sweep (audience not stated, treated as personal)$2
per transaction
Overdraft Sweep1, 2$2
per item

ATM & Card

Foreign ATM usage$1
Lost debit or credit card$10
Express Delivery of Debit or Credit Card$40
per item

Wire Transfers

Wire transfers: Domestic outgoing$25
Wire transfers: Domestic incoming$10

Check Services

Treasurers checks$5
Money order$4
Stop payment$30
per item
Temporary Checks$2
per item · per sheet of four
Check cashing (over $100)$6
Canadian/foreign check processing: Other foreign checks$35
Check copy$5

Account Services

Notary services for non-members$5
Safe Deposit Box-box drilling$275
Not compared: Monthly charge, not annual
per month
Safe Deposit Box-key replacement$25
Not compared: Box drilling or key fee
Levies/writs/attachments$125

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$10	per month	None
Monthly service fee	$3	per month	None
Abandoned Account Escheatment	$75	Not stated	None
Account research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statements	$2	per month	None
Overdraft & NSF
Payment Privilege Fee	$32	per item	None
Payment Privilege Fee or a NSF Fee (audience not stated, treated as personal)	$32	Not stated	None
Overdraft Sweep (audience not stated, treated as personal)	$2	per transaction	None
Overdraft Sweep1, 2	$2	per item	None
ATM & Card
Foreign ATM usage	$1	Not stated	None
Lost debit or credit card	$10	Not stated	None
Express Delivery of Debit or Credit Card	$40	per item	None
Wire Transfers
Wire transfers: Domestic outgoing	$25	Not stated	None
Wire transfers: Domestic incoming	$10	Not stated	None
Check Services
Treasurers checks	$5	Not stated	None
Money order	$4	Not stated	None
Stop payment	$30	per item	None
Temporary Checks	$2	per item	per sheet of four
Check cashing (over $100)	$6	Not stated	None
Canadian/foreign check processing: Other foreign checks	$35	Not stated	None
Check copy	$5	Not stated	None
Account Services
Notary services for non-members	$5	Not stated	None
Safe Deposit Box-box drilling	$275Not compared: Monthly charge, not annual	per month	None
Safe Deposit Box-key replacement	$25Not compared: Box drilling or key fee	Not stated	None
Levies/writs/attachments	$125	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Overdraft & NSF

Payment Privilege Fee$32
per item
Returned Item Fee$32
Overdraft Sweep1, 2$2
per item

Fee	Amount	Basis	Note
Overdraft & NSF
Payment Privilege Fee	$32	per item	None
Returned Item Fee	$32	Not stated	None
Overdraft Sweep1, 2	$2	per item	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.50, the middle of its prices
St. Mary'S Bank Federal Credit Union: $3 to $10
St. Mary'S Bank Federal Credit Union: $3 to $10
U.S. median: no median
Overdraft (OD)
St. Mary'S Bank Federal Credit Union: $32
St. Mary'S Bank Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
St. Mary'S Bank Federal Credit Union: $32
St. Mary'S Bank Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Hampshire: Banks and credit unions headquartered in New Hampshire that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from St. Mary'S Bank Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$10
per month
Monthly service fee$3
per month
Abandoned Account Escheatment$75
Account research$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper statements$2
per month

Overdraft & NSF

Payment Privilege Fee$32
per item
Payment Privilege Fee or a NSF Fee (audience not stated, treated as personal)$32
Overdraft Sweep (audience not stated, treated as personal)$2
per transaction
Overdraft Sweep1, 2$2
per item

ATM & Card

Foreign ATM usage$1
Lost debit or credit card$10
Express Delivery of Debit or Credit Card$40
per item

Wire Transfers

Wire transfers: Domestic outgoing$25
Wire transfers: Domestic incoming$10

Check Services

Treasurers checks$5
Money order$4
Stop payment$30
per item
Temporary Checks$2
per item · per sheet of four
Check cashing (over $100)$6
Canadian/foreign check processing: Other foreign checks$35
Check copy$5

Account Services

Notary services for non-members$5
Safe Deposit Box-box drilling$275
Not compared: Monthly charge, not annual
per month
Safe Deposit Box-key replacement$25
Not compared: Box drilling or key fee
Levies/writs/attachments$125

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$10	per month	None
Monthly service fee	$3	per month	None
Abandoned Account Escheatment	$75	Not stated	None
Account research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statements	$2	per month	None
Overdraft & NSF
Payment Privilege Fee	$32	per item	None
Payment Privilege Fee or a NSF Fee (audience not stated, treated as personal)	$32	Not stated	None
Overdraft Sweep (audience not stated, treated as personal)	$2	per transaction	None
Overdraft Sweep1, 2	$2	per item	None
ATM & Card
Foreign ATM usage	$1	Not stated	None
Lost debit or credit card	$10	Not stated	None
Express Delivery of Debit or Credit Card	$40	per item	None
Wire Transfers
Wire transfers: Domestic outgoing	$25	Not stated	None
Wire transfers: Domestic incoming	$10	Not stated	None
Check Services
Treasurers checks	$5	Not stated	None
Money order	$4	Not stated	None
Stop payment	$30	per item	None
Temporary Checks	$2	per item	per sheet of four
Check cashing (over $100)	$6	Not stated	None
Canadian/foreign check processing: Other foreign checks	$35	Not stated	None
Check copy	$5	Not stated	None
Account Services
Notary services for non-members	$5	Not stated	None
Safe Deposit Box-box drilling	$275Not compared: Monthly charge, not annual	per month	None
Safe Deposit Box-key replacement	$25Not compared: Box drilling or key fee	Not stated	None
Levies/writs/attachments	$125	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Overdraft & NSF

Payment Privilege Fee$32
per item
Returned Item Fee$32
Overdraft Sweep1, 2$2
per item

Fee	Amount	Basis	Note
Overdraft & NSF
Payment Privilege Fee	$32	per item	None
Returned Item Fee	$32	Not stated	None
Overdraft Sweep1, 2	$2	per item	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.