25 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Alliance Federal Credit Union’s own schedules, with a source for each figure.
per quarter
per hour
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Administrative fee for closing a new account within 90 days | $25 | Not stated | None |
| Dormant Account Fee, per quarter | $5Not compared: Quarterly charge, not monthly | per quarter | None |
| Account research, per hour fee | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Administrative closing fee on misused account | $25 | Not stated | None |
| Fax Fee for Mortgage Payoff Requests | $20 | Not stated | None |
| Paper Statement | $3 | per month | None |
Overdraft & NSF | |||
| Courtesy Pay fee, per item | $25 | per item | None |
| Returned Check or ACH items, per item | $30 | per item | None |
| Savings transfer/checking account overdraft | $5 | per item | None |
ATM & Card | |||
| ATM or Visa Debit card replacement, 1st time | $5 | Not stated | None |
Wire Transfers | |||
| Outgoing wires within the USA | $25 | Not stated | None |
| Incoming wires less than $2,500 | $7.50 | Not stated | None |
| Outgoing international wires | $50 | Not stated | None |
Check Services | |||
| Official Check fee, per check | $5 | per item | None |
| Money Order fee, per item | $2 | per item | None |
| Stop Payment Fee, per item | $30 | per item | None |
| Copy of historical check clearing, official check or money order, per item (max 4 checks, 5+ Account research fee, min 1 hour) | $5 | Not stated | None |
Digital & Electronic | |||
| ACH Same Day Origination Credit entries | $5 | Not stated | None |
| Bill Pay service w/Alliance Checking Account | No charge | Not stated | None |
Cash & Deposit | |||
| Coin counting and/or sorting fee (member) | $3 | Not stated | None |
| Coin counting and/or sorting fee (shared branch non-member) | $10 | Not stated | None |
| Return Deposited Check fee (written by depositor or check drawer on account at Alliance) per item, per presentment | $20 | per item | None |
Account Services | |||
| Notary Service (members) | No charge | Not stated | None |
| Safe Deposit Box 3” X 10” X 21” | $35 | per year | None |
| Safe Deposit Box 3” X 5” X 21” | $18 | per year | None |
| Safe Deposit Box Drilled Cost + | $25Not compared: Box drilling or key fee | per item | None |
| Levies & Garnishments, per order fee | $50 | Not stated | None |
| 3rd Party Credit/Balance Verifications | $10 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer-out Fee (from Alliance), per request | $50 | per item | None |
Gift & Prepaid Cards | |||
| VISA Gift Cards | $4 | Not stated | None |
| VISA® Prepaid Debit Cards Reload Fee | $1 | Not stated | None |
Other Fees | |||
| Lien Release Fee (1st request is free) | $25 | Not stated | None |
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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