Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Alliance Federal Credit Union

Fenton, MissouriCredit UnionSt. Louis Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account research, per hour fee$30Above the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=account_research; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• | Online or Telephone Loan Payments (MessagePay) ........................... $5.99 | • | Account research, per hour fee .........................................................." · Source

Dormant Account Fee, per quarter$5

At the national median

Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=dormant_account; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• | Dormant Account Fee, per quarter ....................................................... $5.00" · Source

Paper Statement$3

At the national median

per month · Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=paper_statement; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• | IRA Savings – monthly fee if balance drops below $100 ...................... $5.00 | - Paper Statement.........................................................................." · Source

Overdraft & NSFVerified

Courtesy Pay fee, per item$25Within the typical range ($25–$30 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=overdraft; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• | Courtesy Pay fee, per item.................................................................. $25.00 | Safe Deposit Box Drilled ........................................ Cost + $" · Source
Returned Check or ACH items, per item$30Within the typical range ($25–$31 nationally)
At the national median
per year · Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=nsf; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• | Returned Check or ACH items, per item ............................................. $30.00 | 3” X 10” X 21” Box................................................................." · Source

ATM & CardVerified

Daily Investment Fund, monthly charge if balance drops below | | ATM or Visa Debit card replacement, 1st time$5Within the typical range ($5–$10 nationally)
$5 below the national median
per month · Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=card_replacement; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• | Daily Investment Fund, monthly charge if balance drops below | • | ATM or Visa Debit card replacement, 1st time $5.00, subsequent ........ $10.00" · Source

Check ServicesVerified

Money Order fee, per item$2Within the typical range ($2–$3.50 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=money_order; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• | Money Order fee, per item .................................................................... $2.00" · Source
Official Check fee, per check$5Within the typical range ($3–$5.50 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=cashiers_check; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• | Transfer request ................................................................................... $5.00 | • | Official Check fee, per check.................................." · Source
Stop Payment Fee, per item$30Within the typical range ($20–$30 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=stop_payment; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• | Stop Payment Fee, per item ............................................................... $30.00 | Replacement key(s) for box ................................... Cost + $25.00" · Source

Digital & ElectronicVerified

ACH Same Day Origination Credit entries$5Within the typical range ($5–$20 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=ach_origination; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• | ACH Same Day Origination Credit entries ............................................ $5.00 | • | Outgoing wires within the USA ................................................." · Source
Bill Pay service w/Alliance Checking Account$0Within the typical range ($0–$10.46 nationally)
$4.95 below the national median
Knox read a free fee from Rosetta artifact #4723. canonical_hint=bill_pay; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="| • | Bill Pay service w/Alliance Checking Account .......................................FREE" · Source

Cash & DepositVerified

Coin counting and/or sorting fee (member)$3Within the typical range ($0–$5 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=coin_counting; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• | Coin counting and/or sorting fee (member)........................................... $3.00" · Source
Other Account/Loan Fees | | Coin counting and/or sorting fee (shared branch non-member)$10Above the typical range ($0–$5 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=coin_counting; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="Other Account/Loan Fees | • | Coin counting and/or sorting fee (shared branch non-member) .......... $10.00" · Source

Account ServicesVerified

3” X 10” X 21” Box$35Within the typical range ($25–$75 nationally)
$7.50 below the national median
per year · Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=safe_deposit_box; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• | Returned Check or ACH items, per item ............................................. $30.00 | 3” X 10” X 21” Box................................................................." · Source
3” X 5” X 21” Box$18Below the typical range ($25–$75 nationally)
$24.50 below the national median
per year · Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=safe_deposit_box; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="(max 4 checks, 5+ Account research fee, min 1 hour).......................... $5.00 | 3” X 5” X 21” Box............................................................................ " · Source
aggregate balance on deposit | | Notary Service (members)$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #4723. canonical_hint=notary_fee; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="aggregate balance on deposit | • | Notary Service (members) ....................................................................FREE" · Source
per transfer | | Levies & Garnishments, per order fee$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=garnishment_levy; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• | Savings transfer/checking account overdraft..................... $5.00 per transfer | • | Levies & Garnishments, per order fee ................................................ " · Source
Safe Deposit Box Drilled ........................................ Cost +$25Within the typical range ($25–$75 nationally)
$17.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=safe_deposit_box; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• | Courtesy Pay fee, per item.................................................................. $25.00 | Safe Deposit Box Drilled ........................................ Cost + $" · Source

Retirement & IRAVerified

IRA Transfer-out Fee (from Alliance), per request$50Above the typical range ($25–$35 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=ira_termination; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• | IRA Transfer-out Fee (from Alliance), per request .............................. $50.00" · Source

Gift & Prepaid CardsVerified

VISA Gift Cards$4Within the typical range ($3–$4.50 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=gift_card_purchase; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• | Check of more than $200...................................................................... $5.00 | • | VISA Gift Cards ......................................................" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account research, per hour fee	$30Above the typical range ($17.50–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=account_research; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• \| Online or Telephone Loan Payments (MessagePay) ........................... $5.99 \| • \| Account research, per hour fee .........................................................."	Source
Dormant Account Fee, per quarter	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=dormant_account; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• \| Dormant Account Fee, per quarter ....................................................... $5.00"	Source
Paper Statement	$3Within the typical range ($2–$5 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=paper_statement; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• \| IRA Savings – monthly fee if balance drops below $100 ...................... $5.00 \| - Paper Statement.........................................................................."	Source
Overdraft & NSFVerified
Courtesy Pay fee, per item	$25Within the typical range ($25–$30 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=overdraft; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• \| Courtesy Pay fee, per item.................................................................. $25.00 \| Safe Deposit Box Drilled ........................................ Cost + $"	Source
ATM & CardVerified
Daily Investment Fund, monthly charge if balance drops below \| \| ATM or Visa Debit card replacement, 1st time	$5Within the typical range ($5–$10 nationally)	$5 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=card_replacement; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• \| Daily Investment Fund, monthly charge if balance drops below \| • \| ATM or Visa Debit card replacement, 1st time $5.00, subsequent ........ $10.00"	Source
Check ServicesVerified
Money Order fee, per item	$2Within the typical range ($2–$3.50 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=money_order; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• \| Money Order fee, per item .................................................................... $2.00"	Source
Official Check fee, per check
Digital & ElectronicVerified
ACH Same Day Origination Credit entries	$5Within the typical range ($5–$20 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=ach_origination; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• \| ACH Same Day Origination Credit entries ............................................ $5.00 \| • \| Outgoing wires within the USA ................................................."	Source
Cash & DepositVerified
Coin counting and/or sorting fee (member)	$3Within the typical range ($0–$5 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=coin_counting; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• \| Coin counting and/or sorting fee (member)........................................... $3.00"	Source
Other Account/Loan Fees \| \| Coin counting and/or sorting fee (shared branch non-member)
Account ServicesVerified
3” X 10” X 21” Box	$35Within the typical range ($25–$75 nationally)	$7.50 below the national median	per year	Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=safe_deposit_box; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• \| Returned Check or ACH items, per item ............................................. $30.00 \| 3” X 10” X 21” Box................................................................."	Source
Retirement & IRAVerified
IRA Transfer-out Fee (from Alliance), per request	$50Above the typical range ($25–$35 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=ira_termination; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• \| IRA Transfer-out Fee (from Alliance), per request .............................. $50.00"	Source
Gift & Prepaid CardsVerified
VISA Gift Cards	$4Within the typical range ($3–$4.50 nationally)	$0.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #4723. canonical_hint=gift_card_purchase; text_hash=dda76efb3805b511439a5cef5bcea34d7aea137fb331486e58834bdba4b81c40; excerpt="• \| Check of more than $200...................................................................... $5.00 \| • \| VISA Gift Cards ......................................................"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 20 — leaner than most institutions

Published fees

Under review

Assets

$423.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$423.1M

Total deposits

$324.0M

Service charge income (year to date)

$2.1M

Fee income ratio

17.0%

Return on assets

0.68%

Financial profile · Pro

Performance from regulator filings

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