Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Cooperative Choice Network Federal Credit Union

Peoria, IllinoisCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research/Balancing Assistance$5Below the typical range ($17.50–$25 nationally)

per month · Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=account_research; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Account Research/Balancing Assistance | $5.00 per month" · Source

Overdraft & NSFVerified

Overdraft Fee Imposed For Overdrafts Created By Checks, In-Person Withdrawals Or By Other Electronic Means$25Within the typical range ($25–$30 nationally)
$5 below the national median
per day · Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=overdraft; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Overdraft Fee Imposed For Overdrafts Created By Checks, In-Person Withdrawals Or By Other Electronic Means | $25.00 Per Draft ($75.00 Daily Max)" · Source

ATM & CardVerified

Card Replacement$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=card_replacement; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Card Replacement | $15.00" · Source

Check ServicesVerified

Convert Personal Draft Into Teller Check$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=cashiers_check; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Convert Personal Draft Into Teller Check | $10.00 Per Item" · Source
Convert Teller Check to Alternate Funds$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=cashiers_check; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Convert Teller Check to Alternate Funds | $10.00" · Source
Limit Per Money Order$1Below the typical range ($2–$3.50 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=money_order; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Money Orders $1,000.00 Limit Per Money Order | $1.00 each" · Source
Share Draft And ACH Stop Payments$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=stop_payment; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Share Draft And ACH Stop Payments | $30.00" · Source
Stop Payment of Teller Check$10Below the typical range ($20–$30 nationally)
$17 below the national median
Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=stop_payment; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Stop Payment of Teller Check | $10.00" · Source

Lending FeesVerified

Late Payment$10Below the typical range ($15–$25 nationally)
$12.50 below the national median
Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=late_payment; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Late Payment | $10.00" · Source

Retirement & IRAVerified

IRA Account Direct Transfer / Rollover$10Below the typical range ($25–$35 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=ira_termination; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="IRA Account Direct Transfer / Rollover | $10.00" · Source

Gift & Prepaid CardsVerified

Visa Gift Card/Travel Cards$2Below the typical range ($3–$4.50 nationally)
$1.50 below the national median
Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=gift_card_purchase; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Visa Gift Card/Travel Cards | $2.00" · Source

Other FeesVerified

Photocopy/Fax Fee | First page free /$0.10Below the typical range ($2–$5 nationally)
$2.90 below the national median
Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=document_reproduction; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Photocopy/Fax Fee | First page free /$0.10 per page" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research/Balancing Assistance	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	per month	Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=account_research; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Account Research/Balancing Assistance \| $5.00 per month"	Source
Overdraft & NSFVerified
Overdraft Fee Imposed For Overdrafts Created By Checks, In-Person Withdrawals Or By Other Electronic Means	$25Within the typical range ($25–$30 nationally)	$5 below the national median	per day	Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=overdraft; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Overdraft Fee Imposed For Overdrafts Created By Checks, In-Person Withdrawals Or By Other Electronic Means \| $25.00 Per Draft ($75.00 Daily Max)"	Source
ATM & CardVerified
Card Replacement	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=card_replacement; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Card Replacement \| $15.00"	Source
Check ServicesVerified
Convert Personal Draft Into Teller Check	$10Above the typical range ($3–$5.50 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=cashiers_check; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Convert Personal Draft Into Teller Check \| $10.00 Per Item"	Source
Convert Teller Check to Alternate Funds
Lending FeesVerified
Late Payment	$10Below the typical range ($15–$25 nationally)	$12.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=late_payment; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Late Payment \| $10.00"	Source
Retirement & IRAVerified
IRA Account Direct Transfer / Rollover	$10Below the typical range ($25–$35 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=ira_termination; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="IRA Account Direct Transfer / Rollover \| $10.00"	Source
Gift & Prepaid CardsVerified
Visa Gift Card/Travel Cards	$2Below the typical range ($3–$4.50 nationally)	$1.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=gift_card_purchase; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Visa Gift Card/Travel Cards \| $2.00"	Source
Other FeesVerified
Photocopy/Fax Fee \| First page free /	$0.10Below the typical range ($2–$5 nationally)	$2.90 below the national median	—	Knox deterministic extraction from Rosetta artifact #5947. canonical_hint=document_reproduction; text_hash=ba56d86efed83172869a9a5da035e0c4d878cd3eb483e4701c7c999ac4427078; excerpt="Photocopy/Fax Fee \| First page free /$0.10 per page"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 12 — leaner than most institutions

Published fees

Under review

Assets

$205.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$205.9M

Total deposits

$180.3M

Service charge income (year to date)

$294K

Fee income ratio

5.1%

Return on assets

0.33%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,624 verified fees from 2,223 institutions

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