22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 30, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Regular Checking Plus
Can be waived with a minimum balance of $500 or more.
Overdraft (OD)
NSF / Returned Item
Compared at $22.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Land Of Lincoln Federal Credit Union’s own schedules, with a source for each figure.
per month
per quarter
per hour
per month
per statement · Paper Statement (per statement cycle) | $2.00 | Charged to have printed statement mailed to you. (avoid by signing up for eStatements in online or mobile banking).*
per month
per item
per item
per month
per year
per year
per year
per year
per year
per year
per page · Statement Copy or Print Out (per page) | $1.00 | Charged to obtain a copy of a statement or current print out.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Regular Checking Plus Service charge (audience not stated, treated as personal) | $5 | per month | None |
| Account Closure Fee | $24 | Not stated | None |
| Dormant/Inactive Fee (per quarter) | $5Not compared: Quarterly charge, not monthly | per quarter | None |
| Account Balancing/Research (per hour) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement (per statement cycle) | $2 | per month | None |
| Paper Statement (per statement cycle) | $2Not compared: Charged per statement; comparison unavailable | per statement | Paper Statement (per statement cycle) | $2.00 | Charged to have printed statement mailed to you. (avoid by signing up for eStatements in online or mobile banking).* |
| Returned Mail (monthly) | $3 | per month | None |
Overdraft & NSF | |||
| Overdraft Fee | $32 | per item | None |
| Non-Sufficient Funds (NSF) Fee | $35 | Not stated | None |
| Returned Check Where Member is Not Maker | $10 | Not stated | None |
| Overdraft Transfer Fee from Savings Account (first 6 per month are free) | $3 | Not stated | None |
ATM & Card | |||
| ATM Withdrawal (Non‑Bank ATM) (first 6 free) | $1 | Not stated | None |
| VISA Debit Card Replacement Fee (lost) | $10 | Not stated | None |
Wire Transfers | |||
| Domestic Wire (Send) (audience not stated, treated as personal) | $25 | Not stated | None |
| Domestic Wire (Receive) (audience not stated, treated as personal) | $5 | Not stated | None |
| International Wire (Send) (audience not stated, treated as personal) | $50 | Not stated | None |
Check Services | |||
| Corporate/Official Check Issued (each) (audience not stated, treated as personal) | $3 | per item | None |
| Stop Payment Request (per item) (audience not stated, treated as personal) | $29 | per item | None |
| Temporary Checks - 8 (audience not stated, treated as personal) | $3 | Not stated | None |
| Collection Item | $5 | Not stated | None |
| Check Images Mailed (per month) (audience not stated, treated as personal) | $5Not compared: Monthly charge, not per item | per month | None |
| Copy of Check | $3 | Not stated | None |
| Copy of Deposited Check | $1 | Not stated | None |
Digital & Electronic | |||
| Bill Pay Payment Rush - by Mail | $14.95 | Not stated | None |
| Bill Pay Payment Rush - Electronic | $9.95 | Not stated | None |
Account Services | |||
| Safe Deposit Box 10x10 | $75 | Not stated | None |
| Safe Deposit Box 15x15 | $100 | Not stated | None |
| Safe Deposit Box 3x10 | $35 | per year | None |
| Safe Deposit Box 3x10 | $35 | Not stated | None |
| Safe Deposit Box 3x11 | $45 | Not stated | None |
| Safe Deposit Box 3x5 | $25 | per year | None |
| Safe Deposit Box 3x5 | $25 | Not stated | None |
| Safe Deposit Box 4x10 | $40 | per year | None |
| Safe Deposit Box 4x10 | $40 | Not stated | None |
| Safe Deposit Box 4x5 | $25 | per year | None |
| Safe Deposit Box 4x5 | $25 | Not stated | None |
| Safe Deposit Box 5x10 | $40 | per year | None |
| Safe Deposit Box 5x10 | $40 | Not stated | None |
| Safe Deposit Box 5x11 | $70 | Not stated | None |
| Safe Deposit Box 5x5 | $30 | per year | None |
| Safe Deposit Box 5x5 | $30 | Not stated | None |
| Safe Deposit Box 6x10 | $45 | Not stated | None |
| Safe Deposit Box 9x10 | $65 | Not stated | None |
| Legal Orders | $35 | Not stated | None |
Retirement & IRA | |||
| IRA Maintenance Fee | $50 | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Card Fee for Members | $3 | Not stated | None |
| VISA Gift Card Fee for Non-Members | $6 | Not stated | None |
Other Fees | |||
| Statement Copy or Print Out (per page) | $1Not compared: Charged per page; comparison unavailable | per page | Statement Copy or Print Out (per page) | $1.00 | Charged to obtain a copy of a statement or current print out. |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 30, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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