Fees from its schedule are under review and appear here once review is done.
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Total assets
Q4 2025, quarter end
NCUA 5300 call report · Dec 31, 2025
Revenue
Q4 2025, one quarter
NCUA 5300 call report · Dec 31, 2025
Fee income
Q4 2025, one quarter
NCUA 5300 call report · Dec 31, 2025
Fee-income share of revenue
58th percentile; peer median 7.3%
NCUA 5300 call report · year to date through Dec 31, 2025
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Feb 17, 2026
Call-report figures are for Mountain River Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q4 2025 Quarter ended Dec 31, 2025 | Oct 6, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q4 2025 Quarter ended Dec 31, 2025 | Oct 6, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q4 2025 Quarter ended Dec 31, 2025 | Oct 6, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 3,069 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q4 2025 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Mountain River Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Feb 17, 2026 |
Fee income by quarter
Q3 2023 to Q4 2025, standalone quarters
Fee income was 8.4% of revenue, above the 7.3% median of 3,069 credit unions with under $300M in assets (58th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $53K in Q4 2025, 77% above the same quarter a year earlier ($30K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Call reports for Mountain River Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q1 2024 to Q4 2025, standalone quarters · 64 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q4 2025 | $53K | +$23K | +76.7% |
| Q3 2025 | $30K | +$3K | +11.1% |
| Q2 2025 | $27K | +$4K | +17.4% |
| Q1 2025 | $23K | −$7K | −23.3% |
| Q4 2024 | $30K | −$2K | −6.3% |
| Q3 2024 | $32K | +$5K | +18.5% |
| Q2 2024 | $27K | −$1K | −3.6% |
| Q1 2024 | $28K | −$4K | −12.5% |
Financial cohort: 3,322 credit unions with under $300M in assets filing for Q4 2025; 3,069 reported a share above 0% and are counted, Mountain River Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Mountain River Federal Credit Union by share.
They stay out of every comparison until review is done.
per item · First 50 cleared checks are free. $.10 per item fee thereafter
per item
per item
per item
per month
per item
per item
per year
per item
per item
per item · 1 percent of the amount of the transaction, calculated in U.S. dollars, imposed on all multiple currency foreign transactions, including purchases, cash withdrawals and credit to your account
per item · 0.8 percent of the amount of the transaction, calculated in U.S. dollars, imposed on all single currency foreign transactions, including purchases, cash withdrawals and credits to your account
| Fee | Amount | Basis | Note |
|---|---|---|---|
Other feesUnder review | |||
| Cleared Checks (audience not stated, treated as personal) | $0.10 | per item | First 50 cleared checks are free. $.10 per item fee thereafter |
| Debit Card Replacement (audience not stated, treated as personal) | $5 | per item | None |
| Duplicate Statement (audience not stated, treated as personal) | $2 | per item | None |
| Legal Process (audience not stated, treated as personal) | $25 | per item | None |
| Monthly Maintenance Fee - Powered Up Checking (audience not stated, treated as personal) | $3 | per month | None |
| One Time ACH Origination (audience not stated, treated as personal) | $15 | per item | None |
| Overdraft (audience not stated, treated as personal) | $25 | per item | None |
| Overdraft Protection(LOC) (audience not stated, treated as personal) | $20 | per year | None |
| Return Statement (audience not stated, treated as personal) | $5 | per item | None |
| Stop Payment (audience not stated, treated as personal) | $25 | per item | None |
| Visa Multiple Currency Foreign Transaction Fee (audience not stated, treated as personal) | $1 | per item | 1 percent of the amount of the transaction, calculated in U.S. dollars, imposed on all multiple currency foreign transactions, including purchases, cash withdrawals and credit to your account |
| Visa Single Currency Foreign Transaction Fee (audience not stated, treated as personal) | $0.80 | per item | 0.8 percent of the amount of the transaction, calculated in U.S. dollars, imposed on all single currency foreign transactions, including purchases, cash withdrawals and credits to your account |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
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