16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 31, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Wire Transfer (Domestic Out)
Stop Payment
Compared at $22.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Atchison Village Federal Credit Union’s own schedules, with a source for each figure.
per item
per item
per item
per item
per item
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Escheatment notification (per notice) | $2 | per item | None |
| Account research or check reconciliation (per hour/minimum of 1 hour) | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned mails (bad address) | $5 | Not stated | None |
Overdraft & NSF | |||
| Non-sufficient funds (share draft accounts) | $25 | Not stated | None |
ATM & Card | |||
| VISA Debit Card re-issue fee | No charge | Not stated | None |
Wire Transfers | |||
| Domestic wires out | $25 | Not stated | None |
| Domestic wires in | $15 | Not stated | None |
Check Services | |||
| Teller’s checks/money order (per check/MO) | $10 | per item | None |
| Money orders | $3 | Not stated | None |
| Teller’s checks/money order (per check/MO) | $10 | per item | None |
| Stop payment & return request for an ACH | $20 | Not stated | None |
| Stop payment credit union check | $35 | Not stated | None |
| Stop payment for money order | $25 | Not stated | None |
| Stop payment request for a share draft | $20 | Not stated | None |
| Second endorsement – Check cashing/deposit (per check) | $10 | per item | None |
| Copy of third-party cashier’s checks (per copy) | $2 | per item | None |
Cash & Deposit | |||
| Return checks (bounced deposited check) | $25 | Not stated | None |
Account Services | |||
| Notary fee (per signature) | $15 | per item | None |
Retirement & IRA | |||
| IRA annual maintenance fee | $10 | per year | None |
Other Fees | |||
| Additional copy of statement per month | $5Not compared: Monthly charge, not per item | per month | None |
| Photo copy of documents (B/W) (per copy) | $0.50 | per item | None |
| Loan application fee (Unsecured Loan) | $25 | Not stated | None |
| Loan application fee (Vehicle Loan) | $40 | Not stated | None |
| Unit Loan Processing | $150 | Not stated | None |
| Unit loan processing fee | $50 | Not stated | None |
Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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