Dakota Plains Federal Credit Union

Headquarters: Edgeley, North Dakota
Charter: Credit Union
Assets: $93.3M
Fed district: Minneapolis

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Dakota Plains Federal Credit Union: $35
Dakota Plains Federal Credit Union: $35
U.S. median: no median
Stop Payment
Compared at $17.50, the middle of its prices
Dakota Plains Federal Credit Union: $15 to $20
Dakota Plains Federal Credit Union: $15 to $20
U.S. median: no median
Cashier's Check
Dakota Plains Federal Credit Union: $3.50
Dakota Plains Federal Credit Union: $3.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for North Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
North Dakota: Banks and credit unions headquartered in North Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Dakota Plains Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Research (per hour)$30
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Return Fee-Non-Sufficient Funds$35
Continuous Overdraft Fee (7 Days)$50
Automatic Overdraft Transfer$1

ATM & Card

Card Replacement$15
Rush on Debit/Credit Card$30

Check Services

Cashier’s Check$3.50
Money Order$2.50
Stop Payment Fee$15
Stop Payment--------------- per check$20
per item
Starter Checks (10 free-new accounts)$0.25
Copy of a Share Draft$3
Monthly Copy of Share Drafts (monthly fee)$7
Not compared: Monthly charge, not per item
per month

Digital & Electronic

Bill PayNo charge

Account Services

Notary ServiceNo charge
Safe Deposit Box 3” x 10”$25
Safe Deposit Box 3” x 5”$15
Safe Deposit Box 5” x 10”$35

Lending Fees

Late Fee (10 days past due)$29
Late Fee (10 days past due) -----------------------.$35

Other Fees

ACH (Automated Clearing House) Payments: Photocopies$0.35
per item
Copy of Credit Union Statement$0.20
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Research (per hour)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Return Fee-Non-Sufficient Funds	$35	Not stated	None
Continuous Overdraft Fee (7 Days)	$50	Not stated	None
Automatic Overdraft Transfer	$1	Not stated	None
ATM & Card
Card Replacement	$15	Not stated	None
Rush on Debit/Credit Card	$30	Not stated	None
Check Services
Cashier’s Check	$3.50	Not stated	None
Money Order	$2.50	Not stated	None
Stop Payment Fee	$15	Not stated	None
Stop Payment--------------- per check	$20	per item	None
Starter Checks (10 free-new accounts)	$0.25	Not stated	None
Copy of a Share Draft	$3	Not stated	None
Monthly Copy of Share Drafts (monthly fee)	$7Not compared: Monthly charge, not per item	per month	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Safe Deposit Box 3” x 10”	$25	Not stated	None
Safe Deposit Box 3” x 5”	$15	Not stated	None
Safe Deposit Box 5” x 10”	$35	Not stated	None
Lending Fees
Late Fee (10 days past due)	$29	Not stated	None
Late Fee (10 days past due) -----------------------.	$35	Not stated	None
Other Fees
ACH (Automated Clearing House) Payments: Photocopies	$0.35	per item	None
Copy of Credit Union Statement	$0.20	per item	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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