Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Goetz Federal Credit Union

St Joseph, MissouriCredit UnionSt. Louis Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$10Below the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4711. canonical_hint=account_research; text_hash=7e831a0ab85b829488adc13a113cd546612c8b51265e48e01e15dac2c95bbf04; excerpt="Account Reconciliation | $10.00 per hour" · Source

Overdraft & NSFVerified

NSF Returned Check$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4711. canonical_hint=nsf; text_hash=7e831a0ab85b829488adc13a113cd546612c8b51265e48e01e15dac2c95bbf04; excerpt="NSF Returned Check | $25.00 per check" · Source

Wire TransfersVerified

Outgoing Wire$20Within the typical range ($20–$25 nationally)
$2.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4711. canonical_hint=wire_domestic_outgoing; text_hash=7e831a0ab85b829488adc13a113cd546612c8b51265e48e01e15dac2c95bbf04; excerpt="Outgoing Wire | $20.00 per item" · Source

Check ServicesVerified

Check Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4711. canonical_hint=check_image; text_hash=7e831a0ab85b829488adc13a113cd546612c8b51265e48e01e15dac2c95bbf04; excerpt="Check Copy | $ 5.00 per check" · Source
Money Orders$3Within the typical range ($2–$3.50 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4711. canonical_hint=money_order; text_hash=7e831a0ab85b829488adc13a113cd546612c8b51265e48e01e15dac2c95bbf04; excerpt="Money Orders | $ 3.00 per item" · Source
Teller Check (Cashier Check)$3Within the typical range ($3–$5.50 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4711. canonical_hint=cashiers_check; text_hash=7e831a0ab85b829488adc13a113cd546612c8b51265e48e01e15dac2c95bbf04; excerpt="Teller Check (Cashier Check) | $ 3.00 per item" · Source

Cash & DepositVerified

Deposited Item Return$15Within the typical range ($9–$25 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #4711. canonical_hint=deposited_item_return; text_hash=7e831a0ab85b829488adc13a113cd546612c8b51265e48e01e15dac2c95bbf04; excerpt="Deposited Item Return | $15.00 per item" · Source

Gift & Prepaid CardsVerified

Visa Gift Card$3.25Within the typical range ($3–$4.50 nationally)
$0.25 below the national median
Knox deterministic extraction from Rosetta artifact #4711. canonical_hint=gift_card_purchase; text_hash=7e831a0ab85b829488adc13a113cd546612c8b51265e48e01e15dac2c95bbf04; excerpt="Visa Gift Card | $3.25 per card" · Source

Other FeesVerified

Statement Copy$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4711. canonical_hint=document_reproduction; text_hash=7e831a0ab85b829488adc13a113cd546612c8b51265e48e01e15dac2c95bbf04; excerpt="Statement Copy | $ 3.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$10Below the typical range ($17.50–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #4711. canonical_hint=account_research; text_hash=7e831a0ab85b829488adc13a113cd546612c8b51265e48e01e15dac2c95bbf04; excerpt="Account Reconciliation \| $10.00 per hour"	Source
Overdraft & NSFVerified
NSF Returned Check	$25Within the typical range ($25–$31 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4711. canonical_hint=nsf; text_hash=7e831a0ab85b829488adc13a113cd546612c8b51265e48e01e15dac2c95bbf04; excerpt="NSF Returned Check \| $25.00 per check"	Source
Wire TransfersVerified
Outgoing Wire	$20Within the typical range ($20–$25 nationally)	$2.50 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4711. canonical_hint=wire_domestic_outgoing; text_hash=7e831a0ab85b829488adc13a113cd546612c8b51265e48e01e15dac2c95bbf04; excerpt="Outgoing Wire \| $20.00 per item"	Source
Check ServicesVerified
Check Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per item	Knox deterministic extraction from Rosetta artifact #4711. canonical_hint=check_image; text_hash=7e831a0ab85b829488adc13a113cd546612c8b51265e48e01e15dac2c95bbf04; excerpt="Check Copy \| $ 5.00 per check"	Source
Money Orders	$3
Cash & DepositVerified
Deposited Item Return	$15Within the typical range ($9–$25 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #4711. canonical_hint=deposited_item_return; text_hash=7e831a0ab85b829488adc13a113cd546612c8b51265e48e01e15dac2c95bbf04; excerpt="Deposited Item Return \| $15.00 per item"	Source
Gift & Prepaid CardsVerified
Visa Gift Card	$3.25Within the typical range ($3–$4.50 nationally)	$0.25 below the national median	—	Knox deterministic extraction from Rosetta artifact #4711. canonical_hint=gift_card_purchase; text_hash=7e831a0ab85b829488adc13a113cd546612c8b51265e48e01e15dac2c95bbf04; excerpt="Visa Gift Card \| $3.25 per card"	Source
Other FeesVerified
Statement Copy	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4711. canonical_hint=document_reproduction; text_hash=7e831a0ab85b829488adc13a113cd546612c8b51265e48e01e15dac2c95bbf04; excerpt="Statement Copy \| $ 3.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 9 — leaner than most institutions

Published fees

Under review

Assets

$89.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$89.6M

Total deposits

$75.4M

Service charge income (year to date)

$255K

Fee income ratio

8.1%

Return on assets

0.95%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,267 verified fees from 2,206 institutions

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