vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$1 above the North Carolina median
At the national medianAt the North Carolina median
per month · Source
$1 below the national median$1 below the North Carolina median
per month · Source
$7.50 above the national median$14 above the North Carolina median
$7.50 below the national median$1 below the North Carolina median
per item · Source
$12.50 below the national median$6 below the North Carolina median
per item · Source
$10 below the national median$4 below the North Carolina median
per item · Source
$3 above the national median$2.50 above the North Carolina median
per item · Source
$17.50 below the national median$19 below the North Carolina median
per item · Source
$12.50 below the national median$14 below the North Carolina median
per item · Source
$2 above the national median$2 above the North Carolina median
per item · Source
$5 above the national median$8 above the North Carolina median
per item · Source
$25 below the national median$45 below the North Carolina median
per item · Source
$2 above the national medianAt the North Carolina median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Minimum Balance Fee (balance less than ) | $4Below the typical range ($5–$10 nationally) | $3 below the national median$1 above the North Carolina median | — | — | Source |
| Dormant Account (Inactive for 12 months) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the North Carolina median | per month | — | Source |
| Dormant Shares less than Balance (Inactive for 12 months) | $4Below the typical range ($5–$10 nationally) | $1 below the national median$1 below the North Carolina median | per month | — | Source |
| Account Reconciliation / Research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$14 above the North Carolina median | — | — | Source |
| Excessive Withdrawal Fee (After 2 per month) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$1 below the North Carolina median | per item | — | Source |
| Undeliverable Address (returned mail) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$6 below the North Carolina median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfers - Outgoing Domestic Only | $15Below the typical range ($20–$25 nationally) | $10 below the national median$4 below the North Carolina median | per item | — | Source |
Check ServicesVerified | |||||
| Certified / Official Check / Money Order | $5Above the typical range ($1.50–$3 nationally) | $3 above the national median$2.50 above the North Carolina median | per item | — | Source |
| ACH Stop Payment Setup Fee | $10 | ||||
Digital & ElectronicVerified | |||||
| Non-Sufficient Funds (NSF) / Check / ACH Return Fee | $30Within the typical range ($15–$30 nationally) | $5 above the national median$8 above the North Carolina median | per item | — | Source |
Account ServicesVerified | |||||
| Legal Items (Tax Levies, Garnishments, Verifications, etc.) | $25Below the typical range ($30–$87.50 nationally) | $25 below the national median$45 below the North Carolina median | per item | — | Source |
Other FeesVerified | |||||
| Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the North Carolina median | per item | — | Source |
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Headline fees vs. national median
Headline fees published
3 of 15
Published fees
14
Under review
0
Assets
$56.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$56.0M
Total deposits
$47.8M
Service charge income (year to date)
$112K
Fee income ratio
8.0%
Return on assets
0.87%
Financial profile · Pro
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| $17.50 below the national median$19 below the North Carolina median |
| per item |
| — |
| Source |
| Stop Payment Fee | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$14 below the North Carolina median | per item | — | Source |
| Copy of Canceled Check / BillPay Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the North Carolina median | per item | — | Source |