Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

The Credit Union For All

Bloomington, IllinoisCredit UnionChicago Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Checking for 180 days (balance under , fee is per month)$12Above the typical range ($5–$10 nationally)

Money Market Maintenance Fee (if average daily balance falls below per month)$10

$5 above the national median

per month · Source

Overdraft & NSFVerified

1st overdraft$25Within the typical range ($25–$32 nationally)
$5 below the national median
Source
1st overdraft (2nd and 3rd overdrafts (each))$30Within the typical range ($25–$32 nationally)
At the national median
Source
1st overdraft (2nd and 3rd overdrafts (each)) (4th and 5th overdrafts (each))$35Above the typical range ($25–$32 nationally)
$5 above the national median
Source
1st overdraft (2nd and 3rd overdrafts (each)) (4th and 5th overdrafts (each)) (6th or more overdrafts (each))$40Above the typical range ($25–$32 nationally)
$10 above the national median
Source

ATM & CardVerified

ATM or Debit Card – Replacement$15Above the typical range ($5–$10 nationally)
$5 above the national median
Source
ATM Withdrawal (at any non-The Credit Union for All machine – hosting fee)$1Within the typical range ($1–$2.50 nationally)
$0.75 below the national median
Source

Wire TransfersVerified

Wire Transfer – Incoming$10Within the typical range ($5–$15 nationally)
At the national median
Source
Wire Transfer – Outgoing$30Above the typical range ($20–$25 nationally)
$5 above the national median
Source

Check ServicesVerified

All Other Money Orders$2.50Within the typical range ($1.75–$3 nationally)
$0.50 above the national median
Source
Cashier’s Check$3.50Within the typical range ($3–$5.50 nationally)
$1.50 below the national median
Source
Check Cashing (Insufficient Account Balance)$3.50Below the typical range ($5–$10 nationally)
$1.50 below the national median
Source
Money Order for 50+ Club Members$1.50Below the typical range ($1.75–$3 nationally)
$0.50 below the national median
Source
Stop Payment$35Above the typical range ($20–$30 nationally)
$9 above the national median
Source

Digital & ElectronicVerified

Online Bill Pay (Account inactive for 90 days)$7Within the typical range ($0–$11.13 nationally)
$2.05 above the national median
Source
Online Bill Pay (person-to-person)$3Within the typical range ($0–$11.13 nationally)
$1.95 below the national median
Source

Cash & DepositVerified

Returned Deposited Item (each)$25Within the typical range ($10–$25 nationally)
$10 above the national median
Source

Account ServicesVerified

Garnishments, Citations, Tax Levy and Child Support Collections$35Within the typical range ($30–$75 nationally)
$15 below the national median
Source
Notary Fee (for non-members – per stamp)$1Within the typical range ($0–$5 nationally)
$1.50 below the national median
Source
Verification of Deposit Request$2.50Below the typical range ($8.98–$15 nationally)
$7.50 below the national median
Source

Lending FeesVerified

Loan Origination Fee: Consumer Loan – Secured$50Within the typical range ($25–$50 nationally)
$15 above the national median
Source
Loan Origination Fee: Consumer Loan – Unsecured$25Within the typical range ($25–$50 nationally)
$10 below the national median
Source
Loan Origination Fee: Second Mortgage and HELOC$200Above the typical range ($25–$50 nationally)
$165 above the national median
Source

Retirement & IRAVerified

IRA Transfer Request (to another trustee or custodian)$10Below the typical range ($25–$35 nationally)
$15 below the national median
Source

Gift & Prepaid CardsVerified

The Credit Union for All Visa Travel Prepaid Debit Card -Reloadable$6Above the typical range ($2.50–$5 nationally)
$1.51 above the national median
Source
Visa Gift Card (non-reloadable)$5Above the typical range ($3–$4.50 nationally)
$1.50 above the national median
Source

Other FeesVerified

Skip-A-Pay (per skipped payment for loans with payments over )$40Above the typical range ($22.50–$35 nationally)
$10 above the national median
Source
Skip-A-Pay (per skipped payment for loans with payments under )$30Within the typical range ($22.50–$35 nationally)
At the national median
Source
Statement Copy/Tax Form Copy$3Within the typical range ($2–$5 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Checking for 180 days (balance under , fee is per month)	$12Above the typical range ($5–$10 nationally)	$7 above the national median	per month	—	Source
Money Market Maintenance Fee (if average daily balance falls below per month)	$10Within the typical range ($3–$10 nationally)	$5 above the national median	per month	—	Source
Overdraft & NSFVerified
1st overdraft	$25Within the typical range ($25–$32 nationally)	$5 below the national median	—	—	Source
1st overdraft (2nd and 3rd overdrafts (each))	$30
ATM & CardVerified
ATM or Debit Card – Replacement	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	—	Source
ATM Withdrawal (at any non-The Credit Union for All machine – hosting fee)	$1
Wire TransfersVerified
Wire Transfer – Incoming	$10Within the typical range ($5–$15 nationally)	At the national median	—	—	Source
Wire Transfer – Outgoing	$30
Check ServicesVerified
All Other Money Orders	$2.50Within the typical range ($1.75–$3 nationally)	$0.50 above the national median	—	—	Source
Cashier’s Check	$3.50
Digital & ElectronicVerified
Online Bill Pay (Account inactive for 90 days)	$7Within the typical range ($0–$11.13 nationally)	$2.05 above the national median	—	—	Source
Online Bill Pay (person-to-person)	$3
Cash & DepositVerified
Returned Deposited Item (each)	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Account ServicesVerified
Garnishments, Citations, Tax Levy and Child Support Collections	$35Within the typical range ($30–$75 nationally)	$15 below the national median	—	—	Source
Notary Fee (for non-members – per stamp)	$1
Lending FeesVerified
Loan Origination Fee: Consumer Loan – Secured	$50Within the typical range ($25–$50 nationally)	$15 above the national median	—	—	Source
Loan Origination Fee: Consumer Loan – Unsecured	$25
Retirement & IRAVerified
IRA Transfer Request (to another trustee or custodian)	$10Below the typical range ($25–$35 nationally)	$15 below the national median	—	—	Source
Gift & Prepaid CardsVerified
The Credit Union for All Visa Travel Prepaid Debit Card -Reloadable	$6Above the typical range ($2.50–$5 nationally)	$1.51 above the national median	—	—	Source
Visa Gift Card (non-reloadable)	$5
Other FeesVerified
Skip-A-Pay (per skipped payment for loans with payments over )	$40Above the typical range ($22.50–$35 nationally)	$10 above the national median	—	—	Source
Skip-A-Pay (per skipped payment for loans with payments under )	$30

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 30

Headline fees published

9 of 15

Published fees

Under review

Assets

$89.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$89.6M

Total deposits

$82.1M

Service charge income (year to date)

$184K

Fee income ratio

6.9%

Return on assets

0.40%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,727 published fee entries from 2,634 institutions

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