Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Atomic Federal Credit Union

Piketon, OhioCredit UnionCleveland Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research and Account Balancing Assistance$15Below the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay Overdraft Fee (ODP Fee)$35Above the typical range ($25–$32 nationally)
$5 above the national median
Source
Non-Sufficient Funds Fee (May Be Referenced as NSF or Overdrawn)$35Above the typical range ($25–$31.88 nationally)
$5 above the national median
Source

Check ServicesVerified

Draft/Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source
Stop Payment$20Within the typical range ($20–$30 nationally)
$7 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research and Account Balancing Assistance	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Dormant Account	$3Below the typical range ($5–$10 nationally)	$2 below the national median	—	—	Source
Main Account Closed - Applied if an account is closed within 6 months of opening.	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Minimum Balance Fee	$3Within the typical range ($3–$10 nationally)	$2 below the national median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay Overdraft Fee (ODP Fee)	$35Above the typical range ($25–$32 nationally)	$5 above the national median	—	—	Source
Non-Sufficient Funds Fee (May Be Referenced as NSF or Overdrawn)	$35
Wire TransfersVerified
Outgoing Wire - Domestic	$30Above the typical range ($20–$25 nationally)	$5 above the national median	—	—	Source
Check ServicesVerified
Draft/Check Copy	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source
Stop Payment	$20
Gift & Prepaid CardsVerified
Visa Gift Card	$4Within the typical range ($3–$4.50 nationally)	$0.50 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 11 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$855.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$855.4M

Total deposits

$776.0M

Service charge income (year to date)

$4.9M

Fee income ratio

14.2%

Return on assets

0.85%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 40,331 published fee entries from 2,795 institutions

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