Ely Area Federal Credit Union

Headquarters: Ely, Minnesota
Charter: Credit Union
Assets: $74.3M
Fed district: Minneapolis

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Ely Area Federal Credit Union: $20
Ely Area Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Domestic Out)
Ely Area Federal Credit Union: $20
Ely Area Federal Credit Union: $20
U.S. median: no median
Stop Payment
Ely Area Federal Credit Union: $10
Ely Area Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ely Area Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee per month (balance under $25.00/no other services)$5
per month
Account Research (per hour, one hour minimum)$15
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Non Sufficient Funds Fee (per item)$20
per item

ATM & Card

Debit Card Replacement$5

Wire Transfers

Domestic Wire Transfer (outgoing)$20
International Wire Transfer (outgoing)$40

Check Services

Cashier Check (per check)$2
per item
Money Order (per money order)$2
per item
Stop Payment on EACU Corporate Check$10
Stop Payment on Personal Check single or series (audience not stated, treated as personal)$10
Photocopy of paid items (per item)$2
per item

Other Fees

Outgoing Fax per page (first 3 pages free)$1
per item
Photocopies (each) (first 2 free)$0.50
per item
Statement Copy (per month) (audience not stated, treated as personal)$1
Not compared: Monthly charge, not per item
per month
Statement Copy from Fiche (per month)$3
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee per month (balance under $25.00/no other services)	$5	per month	None
Account Research (per hour, one hour minimum)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Non Sufficient Funds Fee (per item)	$20	per item	None
ATM & Card
Debit Card Replacement	$5	Not stated	None
Wire Transfers
Domestic Wire Transfer (outgoing)	$20	Not stated	None
International Wire Transfer (outgoing)	$40	Not stated	None
Check Services
Cashier Check (per check)	$2	per item	None
Money Order (per money order)	$2	per item	None
Stop Payment on EACU Corporate Check	$10	Not stated	None
Stop Payment on Personal Check single or series (audience not stated, treated as personal)	$10	Not stated	None
Photocopy of paid items (per item)	$2	per item	None
Other Fees
Outgoing Fax per page (first 3 pages free)	$1	per item	None
Photocopies (each) (first 2 free)	$0.50	per item	None
Statement Copy (per month) (audience not stated, treated as personal)	$1Not compared: Monthly charge, not per item	per month	None
Statement Copy from Fiche (per month)	$3Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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