Volt Federal Credit Union

Headquarters: Springfield, Missouri
Charter: Credit Union
Assets: $85.8M
Fed district: St. Louis

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Volt Federal Credit Union: $5
Volt Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Volt Federal Credit Union: $28
Volt Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Volt Federal Credit Union: $28
Volt Federal Credit Union: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Volt Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$5
per month
Minimum Balance Fee, each month minimum average$10
per month
Dormant/Inactive Fee, per quarter$10
Not compared: Quarterly charge, not monthly
per quarter
Account Research/Reconciliation, per hour$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee, per month$2
per month
Bad Address Fee$5

Overdraft & NSF

Courtesy Pay, applies to overdrafts by check$28
Non-sufficient funds, per item presentment$28
per item
Overdraft Transfer, each after 2 per month$1
per item

ATM & Card

ATM Balance Inquiries$1
ATM Transfers$1
ATM Withdrawals, after 12/month$1
ATM Withdrawals, after 6/month$1
Replacement Plastic Cards$7

Wire Transfers

Wire Transfers, domestic$25
Wire Transfers, international$50

Check Services

Cashier's check fee$2.50
per item
Stop Payments, check or ACH, single or series$22
Temporary Checks, per sheet$1
per item
Collection Item$20
Collection Item, in person presentment$10
Check Copies$2

Digital & Electronic

Bill Pay, per monthNo charge
per month

Cash & Deposit

Deposit Items Returned, per item presentment$25
per item

Account Services

Garnishment$20
Verification of Deposit (same day)$5

Retirement & IRA

IRA Annual Fee$15
per year
IRA Closure within 12 months of opening$15

Other Fees

Document/Statement Copies$5
Lien Release Copy$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$5	per month	None
Minimum Balance Fee, each month minimum average	$10	per month	None
Dormant/Inactive Fee, per quarter	$10Not compared: Quarterly charge, not monthly	per quarter	None
Account Research/Reconciliation, per hour	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee, per month	$2	per month	None
Bad Address Fee	$5	Not stated	None
Overdraft & NSF
Courtesy Pay, applies to overdrafts by check	$28	Not stated	None
Non-sufficient funds, per item presentment	$28	per item	None
Overdraft Transfer, each after 2 per month	$1	per item	None
ATM & Card
ATM Balance Inquiries	$1	Not stated	None
ATM Transfers	$1	Not stated	None
ATM Withdrawals, after 12/month	$1	Not stated	None
ATM Withdrawals, after 6/month	$1	Not stated	None
Replacement Plastic Cards	$7	Not stated	None
Wire Transfers
Wire Transfers, domestic	$25	Not stated	None
Wire Transfers, international	$50	Not stated	None
Check Services
Cashier's check fee	$2.50	per item	None
Stop Payments, check or ACH, single or series	$22	Not stated	None
Temporary Checks, per sheet	$1	per item	None
Collection Item	$20	Not stated	None
Collection Item, in person presentment	$10	Not stated	None
Check Copies	$2	Not stated	None
Digital & Electronic
Bill Pay, per month	No charge	per month	None
Cash & Deposit
Deposit Items Returned, per item presentment	$25	per item	None
Account Services
Garnishment	$20	Not stated	None
Verification of Deposit (same day)	$5	Not stated	None
Retirement & IRA
IRA Annual Fee	$15	per year	None
IRA Closure within 12 months of opening	$15	Not stated	None
Other Fees
Document/Statement Copies	$5	Not stated	None
Lien Release Copy	$10	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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