Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Volt Federal Credit Union

Springfield, MissouriCredit UnionSt. Louis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research/Reconciliation, per hour$20Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=account_research; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Account Research/Reconciliation, per hour | $20.00" · Source

Dormant/Inactive Fee, per quarter$10

$5 above the national median

Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=dormant_account; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Dormant/Inactive Fee, per quarter* | $10.00" · Source

Each fee reflects a per-item or per service charge unless otherwise noted.$10

$4 above the national median

Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=monthly_maintenance; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Each fee reflects a per-item or per service charge unless otherwise noted. / * $10 per quarter" · Source

Minimum Balance Fee, each month minimum average$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=minimum_balance; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Minimum Balance Fee, each month minimum average | $10.00" · Source

Paper Statement Fee, per month$2

$1 below the national median

per month · Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=paper_statement; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Paper Statement Fee, per month | $2.00" · Source

Overdraft & NSFVerified

Courtesy Pay, applies to overdrafts by check$28Within the typical range ($25–$31 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=overdraft; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Courtesy Pay, applies to overdrafts by check, | $28.00" · Source
Non-sufficient funds, per item presentment$28Within the typical range ($25–$31 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=nsf; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Non-sufficient funds, per item presentment | $28.00" · Source
Overdraft Transfer, each after 2 per month$1Below the typical range ($3–$5 nationally)
$4 below the national median
per month · Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=od_protection_transfer; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Overdraft Transfer, each after 2 per month | $1.00" · Source

ATM & CardVerified

ATM Transfers$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=atm_non_network; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="ATM Transfers | $1.00" · Source
ATM Withdrawals, after 6/month$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
per month · Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=atm_non_network; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="ATM Withdrawals, after 6/month | $1.00" · Source
Replacement Plastic Cards$7Within the typical range ($5–$10 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=card_replacement; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Replacement Plastic Cards | $7.00" · Source

Check ServicesVerified

Check Copies$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=check_image; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Check Copies | $2.00" · Source
Stop Payments, check or ACH, single or series$22Within the typical range ($20–$30 nationally)
$3.50 below the national median
Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=stop_payment; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Stop Payments, check or ACH, single or series | $22.00" · Source
Temporary Checks, per sheet$1Within the typical range ($1–$4 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=counter_check; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Temporary Checks, per sheet | $1.00" · Source

Digital & ElectronicVerified

Bill Pay, per month$0Within the typical range ($0–$11.29 nationally)
$4.97 below the national median
per month · Knox read a free fee from Rosetta artifact #10484. canonical_hint=bill_pay; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Bill Pay, per month | Free" · Source

Cash & DepositVerified

Deposit Items Returned, per item presentment$25Within the typical range ($10–$25 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=deposited_item_return; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Deposit Items Returned, per item presentment | $25.00" · Source

Account ServicesVerified

Garnishment$20Below the typical range ($30–$75 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=garnishment_levy; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Garnishment | $20.00" · Source
Verification of Deposit (same day)$5Below the typical range ($10–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=account_verification; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Verification of Deposit (same day) | $5.00" · Source

Mortgage ServicingVerified

Lien Release Copy$10Within the typical range ($5–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=mortgage_lien_release; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Lien Release Copy | $10.00" · Source

Retirement & IRAVerified

IRA Annual Fee$15Within the typical range ($10–$25 nationally)
At the national median
per year · Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=ira_administration; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="IRA Annual Fee | $15.00" · Source
IRA Closure within 12 months of opening$15Below the typical range ($25–$35 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=ira_termination; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="IRA Closure within 12 months of opening | $15.00" · Source

Other FeesVerified

Document/Statement Copies$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=document_reproduction; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Document/Statement Copies | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research/Reconciliation, per hour	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=account_research; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Account Research/Reconciliation, per hour \| $20.00"	Source
Dormant/Inactive Fee, per quarter	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=dormant_account; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Dormant/Inactive Fee, per quarter* \| $10.00"	Source
Each fee reflects a per-item or per service charge unless otherwise noted.	$10Within the typical range ($3–$10 nationally)	$4 above the national median	—	Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=monthly_maintenance; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Each fee reflects a per-item or per service charge unless otherwise noted. / * $10 per quarter"	Source
Minimum Balance Fee, each month minimum average	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=minimum_balance; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Minimum Balance Fee, each month minimum average \| $10.00"	Source
Paper Statement Fee, per month	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per month	Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=paper_statement; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Paper Statement Fee, per month \| $2.00"	Source
Overdraft & NSFVerified
Courtesy Pay, applies to overdrafts by check	$28Within the typical range ($25–$31 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=overdraft; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Courtesy Pay, applies to overdrafts by check, \| $28.00"	Source
Non-sufficient funds, per item presentment
ATM & CardVerified
ATM Transfers	$1Within the typical range ($1–$2.50 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=atm_non_network; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="ATM Transfers \| $1.00"	Source
ATM Withdrawals, after 6/month
Check ServicesVerified
Check Copies	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=check_image; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Check Copies \| $2.00"	Source
Stop Payments, check or ACH, single or series
Digital & ElectronicVerified
Bill Pay, per month	$0Within the typical range ($0–$11.29 nationally)	$4.97 below the national median	per month	Knox read a free fee from Rosetta artifact #10484. canonical_hint=bill_pay; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Bill Pay, per month \| Free"	Source
Cash & DepositVerified
Deposit Items Returned, per item presentment	$25Within the typical range ($10–$25 nationally)	$10 above the national median	per item	Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=deposited_item_return; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Deposit Items Returned, per item presentment \| $25.00"	Source
Account ServicesVerified
Garnishment	$20Below the typical range ($30–$75 nationally)	$30 below the national median	—	Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=garnishment_levy; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Garnishment \| $20.00"	Source
Verification of Deposit (same day)
Mortgage ServicingVerified
Lien Release Copy	$10Within the typical range ($5–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=mortgage_lien_release; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Lien Release Copy \| $10.00"	Source
Retirement & IRAVerified
IRA Annual Fee	$15Within the typical range ($10–$25 nationally)	At the national median	per year	Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=ira_administration; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="IRA Annual Fee \| $15.00"	Source
IRA Closure within 12 months of opening
Other FeesVerified
Document/Statement Copies	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #10484. canonical_hint=document_reproduction; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Document/Statement Copies \| $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$28

Overdraft fee: $28

7% below the national median overdraft fee

Total fees: 22 — leaner than most institutions

Headline fees published

10 of 15

Published fees

Under review

Assets

$85.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$85.8M

Total deposits

$78.0M

Service charge income (year to date)

$196K

Fee income ratio

7.3%

Return on assets

-0.91%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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