Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Kansas City Federal Credit Union

Kansas City, MissouriCredit UnionSt. Louis Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closed within 90 days$25Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=early_closure; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Account closed within 90 days | $25.00" · Source

Account research$30

$5 above the national median

Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=account_research; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Account research | $30.00/hr." · Source

Holiday club, early withdrawal$15

At the national median

Inactive/dormant account$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=dormant_account; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Inactive/dormant account* | $5.00/mo." · Source

Mailed statement$3

At the national median

Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=paper_statement; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Mailed statement | $3.00" · Source

Returned mail/bad address$10

$15 below the national median

per month · Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=account_research; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Returned mail/bad address | $10.00/mo." · Source

Overdraft & NSFVerified

Non-sufficient funds (NSF) ACH, ATM, check or debit$33Above the typical range ($25–$31 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=nsf; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Non-sufficient funds (NSF) ACH, ATM, check or debit | $33.00/item" · Source
Overdraft privilege$33Above the typical range ($25–$30 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=overdraft; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Overdraft privilege | $33.00/item" · Source

Wire TransfersVerified

Outgoing Wire transfer$30Above the typical range ($20–$25 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=wire_domestic_outgoing; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Outgoing Wire transfer | $30.00" · Source

Check ServicesVerified

Check cashing$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=check_cashing; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Check cashing | $5.00" · Source
Check copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=check_image; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Check copy | $2.00/ea." · Source
Stop payment – ACH, block, individual check$33Above the typical range ($20–$30 nationally)
$6 above the national median
Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=stop_payment; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Stop payment – ACH, block, individual check | $33.00" · Source
Teller Check/Money Order$5Within the typical range ($3–$5.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=cashiers_check; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Teller Check/Money Order | $5.00/ea." · Source

Cash & DepositVerified

Returned deposited item$35Above the typical range ($9–$25 nationally)
$20 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=deposited_item_return; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Returned deposited item | $35.00/item" · Source

Account ServicesVerified

Garnishment order$55Within the typical range ($30–$75 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=garnishment_levy; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Garnishment order | $55.00/ea." · Source

Gift & Prepaid CardsVerified

Gift Card$3Within the typical range ($3–$4.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=gift_card_purchase; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Gift Card | $3.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account closed within 90 days	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=early_closure; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Account closed within 90 days \| $25.00"	Source
Account research	$30Above the typical range ($17.50–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=account_research; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Account research \| $30.00/hr."	Source
Holiday club, early withdrawal	$15Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=early_closure; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Holiday club, early withdrawal \| $15.00/wd."	Source
Inactive/dormant account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=dormant_account; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Inactive/dormant account* \| $5.00/mo."	Source
Mailed statement	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=paper_statement; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Mailed statement \| $3.00"	Source
Returned mail/bad address	$10Below the typical range ($17.50–$25 nationally)	$15 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=account_research; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Returned mail/bad address \| $10.00/mo."	Source
Overdraft & NSFVerified
Non-sufficient funds (NSF) ACH, ATM, check or debit	$33Above the typical range ($25–$31 nationally)	$3 above the national median	per item	Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=nsf; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Non-sufficient funds (NSF) ACH, ATM, check or debit \| $33.00/item"	Source
Overdraft privilege
Wire TransfersVerified
Outgoing Wire transfer	$30Above the typical range ($20–$25 nationally)	$7.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=wire_domestic_outgoing; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Outgoing Wire transfer \| $30.00"	Source
Check ServicesVerified
Check cashing	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=check_cashing; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Check cashing \| $5.00"	Source
Check copy	$2
Cash & DepositVerified
Returned deposited item	$35Above the typical range ($9–$25 nationally)	$20 above the national median	per item	Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=deposited_item_return; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Returned deposited item \| $35.00/item"	Source
Account ServicesVerified
Garnishment order	$55Within the typical range ($30–$75 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=garnishment_levy; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Garnishment order \| $55.00/ea."	Source
Gift & Prepaid CardsVerified
Gift Card	$3Within the typical range ($3–$4.50 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #4704. canonical_hint=gift_card_purchase; text_hash=19262273d223cba050fc0313d1686f2395e09be4c33138cd1539d9a6a6d1a249; excerpt="Gift Card \| $3.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$33

Overdraft fee: $33

10% above the national median overdraft fee

Total fees: 16 — leaner than most institutions

Published fees

Under review

Assets

$46.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$46.4M

Total deposits

$41.7M

Service charge income (year to date)

$420K

Fee income ratio

25.3%

Return on assets

0.53%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,267 verified fees from 2,206 institutions

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