Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Farmway Federal Credit Union

Beloit, KansasCredit UnionKansas City Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research (per hour – 1 hour minimum)$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Overdraft Charge (per presentment)$20Below the typical range ($25–$32 nationally)
$10 below the national median
per item · Source
Return Item Charge (per presentment)$20Below the typical range ($25–$31 nationally)
$10 below the national median
per item · Source

ATM & CardVerified

FCU ATM Terminal$1Within the typical range ($1–$2.50 nationally)
$0.75 below the national median
per transaction · Source
FCU ATM Terminal$0.50Below the typical range ($1–$2.50 nationally)
$1.25 below the national median
Source
Replacement Card Fee$10Within the typical range ($5–$10 nationally)
At the national median
Source

Wire TransfersVerified

Outgoing Wire Transfer Fee (Domestic)$15Below the typical range ($20–$25 nationally)
$10 below the national median
Source
Outgoing Wire Transfer Fee (International)$35Below the typical range ($40–$50 nationally)
$15 below the national median
Source

Check ServicesVerified

Cashier’s Check Fee$1Below the typical range ($3–$6 nationally)
$4 below the national median
Source
Counter Check Fee (per item)$0.05Below the typical range ($1–$4 nationally)
$1.95 below the national median
per item · Source
Money Order Fee (per item)$1Below the typical range ($1.50–$3 nationally)
$1 below the national median
per item · Source
Stop Payment Charge (per item)$20Within the typical range ($20–$30 nationally)
$6 below the national median
per item · Source

Account ServicesVerified

1 Lost Key to Rekey$25Below the typical range ($30–$70 nationally)
$20 below the national median
Source
10x10$36Within the typical range ($30–$70 nationally)
$9 below the national median
Source
3x10$15Below the typical range ($30–$70 nationally)
$30 below the national median
Source
5x10$24Below the typical range ($30–$70 nationally)
$21 below the national median
Source
Garnishment/Tax Levy (per item)$15Below the typical range ($30–$75 nationally)
$35 below the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research (per hour – 1 hour minimum)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Dormant Account Fee (per quarter)	$15Above the typical range ($5–$10 nationally)	$10 above the national median	—	—	Source
Service Charge	$0Below the typical range ($3–$10 nationally)	$5.49 below the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Charge (per presentment)	$20Below the typical range ($25–$32 nationally)	$10 below the national median	per item	—	Source
Return Item Charge (per presentment)	$20
ATM & CardVerified
FCU ATM Terminal	$1Within the typical range ($1–$2.50 nationally)	$0.75 below the national median	per transaction	—	Source
FCU ATM Terminal	$0.50
Wire TransfersVerified
Outgoing Wire Transfer Fee (Domestic)	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Outgoing Wire Transfer Fee (International)	$35
Check ServicesVerified
Cashier’s Check Fee	$1Below the typical range ($3–$6 nationally)	$4 below the national median	—	—	Source
Counter Check Fee (per item)	$0.05
Digital & ElectronicVerified
ACH Return Item Charge (per presentment)	$20Within the typical range ($16.50–$30 nationally)	$5 below the national median	per item	—	Source
Cash & DepositVerified
ACH Origination Chargeback (per item)	$5Below the typical range ($10–$25 nationally)	$10 below the national median	per item	—	Source
Account ServicesVerified
1 Lost Key to Rekey	$25Below the typical range ($30–$70 nationally)	$20 below the national median	—	—	Source
10x10	$36
Gift & Prepaid CardsVerified
VISA Gift Card	$3Within the typical range ($3–$4.50 nationally)	$0.50 below the national median	—	—	Source
Other FeesVerified
Duplicate Statement Fee	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

Total fees: 23 — leaner than most institutions

Headline fees published

10 of 15

Published fees

Under review

Assets

$106.8M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$106.8M

Total deposits

$82.7M

Service charge income (year to date)

$285K

Fee income ratio

9.0%

Return on assets

0.59%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,468 published fee entries from 2,882 institutions

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