Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Multi-States Federal Credit Union

Springfield, MissouriCredit UnionSt. Louis Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation (per hr)$20Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=account_research; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Account Reconciliation (per hr) | $20.00" · Source

Dormant Account Fee Monthly$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=dormant_account; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Dormant Account Fee Monthly | $ 5.00" · Source

Fresh Start Checking-Monthly Service Charge$5

$0.95 below the national median

per month · Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=monthly_maintenance; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Fresh Start Checking-Monthly Service Charge | $ 5.00" · Source

Paper Statement Fee Monthly$2

$1 below the national median

per month · Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=paper_statement; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Paper Statement Fee Monthly | $ 2.00" · Source

Overdraft & NSFVerified

Automatic Overdraft Transfer from Savings to Checking Acct$2Below the typical range ($2.38–$5 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=od_protection_transfer; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Automatic Overdraft Transfer from Savings to Checking Acct | $ 2.00" · Source
NSF/Overdraft/Reg D Fees$30Within the typical range ($25–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=overdraft; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="NSF/Overdraft/Reg D Fees | $30.00" · Source

ATM & CardVerified

Expedited Debit Card$55Above the typical range ($30–$50 nationally)
$11.25 above the national median
Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=rush_card; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Expedited Debit Card | $55.00" · Source
Replacement ATM Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=card_replacement; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Replacement ATM Card | $ 5.00" · Source

Wire TransfersVerified

Wire Transfer - Outgoing$15Below the typical range ($20–$25 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=wire_domestic_outgoing; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Wire Transfer - Outgoing | $15.00" · Source

Check ServicesVerified

Stop Payment - Block Stop$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=stop_payment; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Stop Payment - Block Stop | $25.00" · Source
Stop payment on teller check-after 90 days$15Below the typical range ($20–$30 nationally)
$12 below the national median
Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=stop_payment; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Stop payment on teller check-after 90 days | $15.00" · Source
Teller check-payable to 3rd Party$3Within the typical range ($3–$5.50 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=cashiers_check; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Teller check-payable to 3rd Party | $ 3.00" · Source

Digital & ElectronicVerified

ACH Payment Origination Stop/Restart$20Within the typical range ($5–$20 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=ach_origination; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="ACH Payment Origination Stop/Restart | $20.00" · Source

Account ServicesVerified

10x10$65Within the typical range ($25–$75 nationally)
$22.50 above the national median
Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=safe_deposit_box; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="10x10 | $65.00" · Source
3x10$25Within the typical range ($25–$75 nationally)
$17.50 below the national median
Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=safe_deposit_box; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="3x10 | $25.00" · Source
5x10$40Within the typical range ($25–$75 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=safe_deposit_box; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="5x10 | $40.00" · Source
SAFE DEPOSIT BOXES | 3x5$15Below the typical range ($25–$75 nationally)
$27.50 below the national median
Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=safe_deposit_box; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="SAFE DEPOSIT BOXES | 3x5 | $15.00" · Source
Tax levy or garnishment or lien$25Below the typical range ($30–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=garnishment_levy; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Tax levy or garnishment or lien | $25.00" · Source

Lending FeesVerified

Loan Origination Fee$35Within the typical range ($25–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=loan_origination; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Loan Origination Fee | $35.00" · Source

Other FeesVerified

Emergency Help Loan Application Fee$20Within the typical range ($20–$40 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=other_lending_fee; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Emergency Help Loan Application Fee | $20.00" · Source
Previous month statement copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=document_reproduction; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Previous month statement copy | $ 5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation (per hr)	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=account_research; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Account Reconciliation (per hr) \| $20.00"	Source
Dormant Account Fee Monthly	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=dormant_account; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Dormant Account Fee Monthly \| $ 5.00"	Source
Fresh Start Checking-Monthly Service Charge	$5Within the typical range ($3–$10 nationally)	$0.95 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=monthly_maintenance; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Fresh Start Checking-Monthly Service Charge \| $ 5.00"	Source
Paper Statement Fee Monthly	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=paper_statement; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Paper Statement Fee Monthly \| $ 2.00"	Source
Overdraft & NSFVerified
Automatic Overdraft Transfer from Savings to Checking Acct	$2Below the typical range ($2.38–$5 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=od_protection_transfer; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Automatic Overdraft Transfer from Savings to Checking Acct \| $ 2.00"	Source

ATM & CardVerified
Expedited Debit Card	$55Above the typical range ($30–$50 nationally)	$11.25 above the national median	—	Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=rush_card; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Expedited Debit Card \| $55.00"	Source
Replacement ATM Card	$5
Wire TransfersVerified
Wire Transfer - Outgoing	$15Below the typical range ($20–$25 nationally)	$7.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=wire_domestic_outgoing; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Wire Transfer - Outgoing \| $15.00"	Source
Check ServicesVerified
Stop Payment - Block Stop	$25Within the typical range ($20–$30 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=stop_payment; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Stop Payment - Block Stop \| $25.00"	Source
Stop payment on teller check-after 90 days
Digital & ElectronicVerified
ACH Payment Origination Stop/Restart	$20Within the typical range ($5–$20 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=ach_origination; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="ACH Payment Origination Stop/Restart \| $20.00"	Source
Account ServicesVerified
10x10	$65Within the typical range ($25–$75 nationally)	$22.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=safe_deposit_box; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="10x10 \| $65.00"	Source
3x10	$25
Lending FeesVerified
Loan Origination Fee	$35Within the typical range ($25–$50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=loan_origination; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Loan Origination Fee \| $35.00"	Source
Other FeesVerified
Emergency Help Loan Application Fee	$20Within the typical range ($20–$40 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #4710. canonical_hint=other_lending_fee; text_hash=f3d526656ffdb2c0025c44b48c579c49120551da8f577f47e6bd71d466bb16d9; excerpt="Emergency Help Loan Application Fee \| $20.00"	Source
Previous month statement copy

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 21 — leaner than most institutions

Published fees

Under review

Assets

$90.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$90.9M

Total deposits

$78.9M

Service charge income (year to date)

$154K

Fee income ratio

5.7%

Return on assets

1.13%

Financial profile · Pro

Performance from regulator filings

NSF/Overdraft/Reg D Fees

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,662 verified fees from 2,224 institutions

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