Fox Valley Federal Credit Union

Headquarters: Aurora, Illinois
Charter: Credit Union
Assets: $45.5M
Fed district: Chicago

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Fox Valley Federal Credit Union: $39
Fox Valley Federal Credit Union: $39
U.S. median: no median
NSF / Returned Item
Compared at $36.50, the middle of its prices
Fox Valley Federal Credit Union: $34 to $39
Fox Valley Federal Credit Union: $34 to $39
U.S. median: no median
Wire Transfer (Domestic Out)
Fox Valley Federal Credit Union: $30
Fox Valley Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Fox Valley Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Minimum Balance fee$2
per month
Money market Below Minimum Balance Fee$10
per month
Dormant Account Fee (after 12 months of no activity)$7
per month
Bad Address / Returned Mail$10
per month

Overdraft & NSF

Courtesy Pay for Overdrafts/Negative Balance (opt-in)$39
per item
Insufficient Funds (NSF) Fee$34
per item
NSF Opt-in transaction$39
per transaction
Overdraft Transfer between Accounts (or sub-accts)$7
per item

ATM & Card

Replacement for Lost or Damaged Debit/Credit Card$15
per item
Debit Card Expedite Fee$65

Wire Transfers

Domestic Wire-Out Transfer$30
per item
Incoming wires$5
per item
International Wire-Out Transfer$50
per item

Check Services

CU Draft (cashier’s check) made out to third party$5
per item
Money Order$3
per item
Stop Payment of CU Draft (refund may take up to 30 days)$34
per item
Stop Payment of Member Check$29
per item
Check Cashing Fees (audience not stated, treated as personal)1%($10 minimum)
Copy of CU Draft$5
per item

Digital & Electronic

ACH Origination Fee (one-time, non-recurring transactions)$10
per transaction
ACH Return Reversal Fee$34
per item
Inactive Bill Pay (no activity for 90 days or more)$10
per month

Cash & Deposit

Coin Counting (non–members) (audience not stated, treated as personal)5%
VISA Cash Advance Processing Fee (non-FVCU cards) (audience not stated, treated as personal)3%of the advance

Account Services

Legal items (garnish, discovery of assets, subpoena, etc.)$50

Lending Fees

Late Payment Fee$30

Retirement & IRA

IRA Account closing processing fee$25

Gift & Prepaid Cards

CU Money Card Reload$3
per item
VISA Gift Card/Travel Card/CU Money Card$5

Other Fees

Statement Reprint$5
Not compared: Monthly charge, not per item
per month
Consumer Loan Document Fee$50
per item
Returned Loan Payment Fee$34
per item

Fee	Amount	Basis	Note
Account Maintenance
Minimum Balance fee	$2	per month	None
Money market Below Minimum Balance Fee	$10	per month	None
Dormant Account Fee (after 12 months of no activity)	$7	per month	None
Bad Address / Returned Mail	$10	per month	None
Overdraft & NSF
Courtesy Pay for Overdrafts/Negative Balance (opt-in)	$39	per item	None
Insufficient Funds (NSF) Fee	$34	per item	None
NSF Opt-in transaction	$39	per transaction	None
Overdraft Transfer between Accounts (or sub-accts)	$7	per item	None
ATM & Card
Replacement for Lost or Damaged Debit/Credit Card	$15	per item	None
Debit Card Expedite Fee	$65	Not stated	None
Wire Transfers
Domestic Wire-Out Transfer	$30	per item	None
Incoming wires	$5	per item	None
International Wire-Out Transfer	$50	per item	None
Check Services
CU Draft (cashier’s check) made out to third party	$5	per item	None
Money Order	$3	per item	None
Stop Payment of CU Draft (refund may take up to 30 days)	$34	per item	None
Stop Payment of Member Check	$29	per item	None
Check Cashing Fees (audience not stated, treated as personal)	1%($10 minimum)	Not stated	None
Copy of CU Draft	$5	per item	None
Digital & Electronic
ACH Origination Fee (one-time, non-recurring transactions)	$10	per transaction	None
ACH Return Reversal Fee	$34	per item	None
Inactive Bill Pay (no activity for 90 days or more)	$10	per month	None
Cash & Deposit
Coin Counting (non–members) (audience not stated, treated as personal)	5%	Not stated	None
VISA Cash Advance Processing Fee (non-FVCU cards) (audience not stated, treated as personal)	3%of the advance	Not stated	None
Account Services
Legal items (garnish, discovery of assets, subpoena, etc.)	$50	Not stated	None
Lending Fees
Late Payment Fee	$30	Not stated	None
Retirement & IRA
IRA Account closing processing fee	$25	Not stated	None
Gift & Prepaid Cards
CU Money Card Reload	$3	per item	None
VISA Gift Card/Travel Card/CU Money Card	$5	Not stated	None
Other Fees
Statement Reprint	$5Not compared: Monthly charge, not per item	per month	None
Consumer Loan Document Fee	$50	per item	None
Returned Loan Payment Fee	$34	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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