Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Fox Valley Federal Credit Union

Aurora, IllinoisCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Bad Address / Returned Mail$10Below the typical range ($17.50–$25 nationally)

per month · Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=account_research; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Bad Address / Returned Mail | $ 10.00 per month" · Source

Dormant Account Fee (after 12 months of no activity)$7

$2 above the national median

per month · Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=dormant_account; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Dormant Account Fee (after 12 months of no activity) | $ 7.00 per month" · Source

Minimum Balance fee (less than in primary savings$2

$3 below the national median

per month · Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=minimum_balance; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Minimum Balance fee (less than $5.00 in primary savings | $ 2.00 per month" · Source

Money market Below Minimum Balance Fee$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=minimum_balance; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Money market Below Minimum Balance Fee | $ 10.00 per month" · Source

Overdraft & NSFVerified

Courtesy Pay for Overdrafts/Negative Balance (opt-in)$39Above the typical range ($25–$31 nationally)
$9 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=overdraft; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Courtesy Pay for Overdrafts/Negative Balance (opt-in) | $ 39.00 per item" · Source
Insufficient Funds (NSF) Fee$34Above the typical range ($25–$31 nationally)
$4 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=nsf; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Insufficient Funds (NSF) Fee | $ 34.00 per item" · Source
NSF Opt-in transaction$39Above the typical range ($25–$31 nationally)
$9 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=nsf; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="NSF Opt-in transaction | $ 39.00 per transaction" · Source
Overdraft Transfer between Accounts (or sub-accts)$7Above the typical range ($3–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=od_protection_transfer; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Overdraft Transfer between Accounts (or sub-accts) | $ 7.00 per item" · Source

ATM & CardVerified

Debit Card Expedite Fee$65Above the typical range ($30–$50 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=rush_card; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Debit Card Expedite Fee | $ 65.00" · Source
Foreign ATM fee (non-members)$3Above the typical range ($1–$2.50 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=atm_non_network; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Foreign ATM fee (non-members) | $ 3.00" · Source
Replacement for Lost or Damaged Debit/Credit Card$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=card_replacement; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Replacement for Lost or Damaged Debit/Credit Card | $ 15.00 per card" · Source

Wire TransfersVerified

Domestic Wire-Out Transfer$30Above the typical range ($20–$25 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=wire_domestic_outgoing; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Domestic Wire-Out Transfer | $ 30.00 per transfer" · Source

Check ServicesVerified

Copy of Paid Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=check_image; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Copy of Paid Check | $ 5.00 per check (free online)" · Source
CU Draft (cashier’s check) made out to third party$5Within the typical range ($3–$6 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=cashiers_check; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="CU Draft (cashier’s check) made out to third party | $ 5.00 per item" · Source
Money Order$3Within the typical range ($1.75–$3 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=money_order; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Money Order | $ 3.00 per item" · Source
Stop Payment of CU Draft (refund may take up to 30 days)$34Above the typical range ($20–$30 nationally)
$8.50 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=stop_payment; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Stop Payment of CU Draft (refund may take up to 30 days) | $ 34.00 per item" · Source
Stop Payment of Member Check$29Within the typical range ($20–$30 nationally)
$3.50 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=stop_payment; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Stop Payment of Member Check | $ 29.00 per item" · Source

Digital & ElectronicVerified

ACH Origination Fee (one-time, non-recurring transactions)$10Within the typical range ($5–$20 nationally)
At the national median
per transaction · Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=ach_origination; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="ACH Origination Fee (one-time, non-recurring transactions) | $ 10.00 per transaction; $1,000 daily limit" · Source
ACH Return Reversal Fee$34Above the typical range ($15–$30 nationally)
$9 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=ach_return; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="ACH Return Reversal Fee | $ 34.00 per item" · Source
Inactive Bill Pay (no activity for 90 days or more)$10Within the typical range ($0–$11.29 nationally)
$5.03 above the national median
per month · Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=bill_pay; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Inactive Bill Pay (no activity for 90 days or more) | $ 10.00 per month" · Source

Account ServicesVerified

Legal items (garnish, discovery of assets, subpoena, etc.)$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=garnishment_levy; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Legal items (garnish, discovery of assets, subpoena, etc.) | $ 50.00 ($50 minimum)" · Source

Lending FeesVerified

Late Payment Fee$30Above the typical range ($15–$25 nationally)
$5.75 above the national median
Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=late_payment; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Late Payment Fee | $ 30.00" · Source
Quick Cash Loan Processing and Document fee$50Within the typical range ($25–$50 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=loan_origination; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Quick Cash Loan Processing and Document fee | $ 50.00" · Source
Skip-a-Pay Promotion (when offered)$49Above the typical range ($15–$25 nationally)
$24.75 above the national median
Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=late_payment; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Skip-a-Pay Promotion (when offered) | $ 49.00" · Source

Retirement & IRAVerified

IRA Account closing processing fee$25Within the typical range ($25–$35 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=ira_termination; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="IRA Account closing processing fee | $ 25.00" · Source

Gift & Prepaid CardsVerified

VISA Gift Card/Travel Card/CU Money Card$5Above the typical range ($3–$4.50 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=gift_card_purchase; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="VISA Gift Card/Travel Card/CU Money Card | $ 5.00" · Source

Other FeesVerified

Statement Reprint$5Within the typical range ($2–$5 nationally)
$2 above the national median
per month · Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=document_reproduction; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Statement Reprint | $ 5.00 per month (free w/ E-Statements)" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Bad Address / Returned Mail	$10Below the typical range ($17.50–$25 nationally)	$15 below the national median	per month	Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=account_research; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Bad Address / Returned Mail \| $ 10.00 per month"	Source
Dormant Account Fee (after 12 months of no activity)	$7Within the typical range ($5–$10 nationally)	$2 above the national median	per month	Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=dormant_account; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Dormant Account Fee (after 12 months of no activity) \| $ 7.00 per month"	Source
Minimum Balance fee (less than in primary savings	$2Below the typical range ($5–$10 nationally)	$3 below the national median	per month	Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=minimum_balance; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Minimum Balance fee (less than $5.00 in primary savings \| $ 2.00 per month"	Source
Money market Below Minimum Balance Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=minimum_balance; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Money market Below Minimum Balance Fee \| $ 10.00 per month"	Source
Overdraft & NSFVerified
Courtesy Pay for Overdrafts/Negative Balance (opt-in)	$39Above the typical range ($25–$31 nationally)	$9 above the national median	per item	Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=overdraft; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Courtesy Pay for Overdrafts/Negative Balance (opt-in) \| $ 39.00 per item"	Source
Insufficient Funds (NSF) Fee
ATM & CardVerified
Debit Card Expedite Fee	$65Above the typical range ($30–$50 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=rush_card; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Debit Card Expedite Fee \| $ 65.00"	Source
Foreign ATM fee (non-members)	$3
Wire TransfersVerified
Domestic Wire-Out Transfer	$30Above the typical range ($20–$25 nationally)	$8 above the national median	—	Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=wire_domestic_outgoing; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Domestic Wire-Out Transfer \| $ 30.00 per transfer"	Source
Check ServicesVerified
Copy of Paid Check	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per item	Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=check_image; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Copy of Paid Check \| $ 5.00 per check (free online)"	Source
CU Draft (cashier’s check) made out to third party
Digital & ElectronicVerified
ACH Origination Fee (one-time, non-recurring transactions)	$10Within the typical range ($5–$20 nationally)	At the national median	per transaction	Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=ach_origination; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="ACH Origination Fee (one-time, non-recurring transactions) \| $ 10.00 per transaction; $1,000 daily limit"	Source

Account ServicesVerified
Legal items (garnish, discovery of assets, subpoena, etc.)	$50Within the typical range ($30–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=garnishment_levy; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Legal items (garnish, discovery of assets, subpoena, etc.) \| $ 50.00 ($50 minimum)"	Source
Lending FeesVerified
Late Payment Fee	$30Above the typical range ($15–$25 nationally)	$5.75 above the national median	—	Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=late_payment; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Late Payment Fee \| $ 30.00"	Source
Quick Cash Loan Processing and Document fee	$50
Retirement & IRAVerified
IRA Account closing processing fee	$25Within the typical range ($25–$35 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=ira_termination; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="IRA Account closing processing fee \| $ 25.00"	Source
Gift & Prepaid CardsVerified
VISA Gift Card/Travel Card/CU Money Card	$5Above the typical range ($3–$4.50 nationally)	$1.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=gift_card_purchase; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="VISA Gift Card/Travel Card/CU Money Card \| $ 5.00"	Source
Other FeesVerified
Statement Reprint	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per month	Knox deterministic extraction from Rosetta artifact #5932. canonical_hint=document_reproduction; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Statement Reprint \| $ 5.00 per month (free w/ E-Statements)"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$39

Overdraft fee: $39

30% above the national median overdraft fee

Total fees: 27

Headline fees published

9 of 15

Published fees

Under review

Assets

$45.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$45.5M

Total deposits

$38.5M

Service charge income (year to date)

$88K

Fee income ratio

7.3%

Return on assets

-0.02%

Financial profile · Pro

Performance from regulator filings

ACH Return Reversal Fee

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 28,880 verified fees from 2,290 institutions

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