Granite State Federal Credit Union

Headquarters: Manchester, New Hampshire
Charter: Credit Union
Assets: $749.5M
Fed district: Boston

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Granite State Federal Credit Union: $30
Granite State Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Granite State Federal Credit Union: $30
Granite State Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Granite State Federal Credit Union: $20
Granite State Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Hampshire, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Hampshire: Banks and credit unions headquartered in New Hampshire that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Granite State Federal Credit Union · $749M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Credit unions only
$724M to $776M in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Granite State Federal Credit Union(this institution)	Manchester, NH	$749M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Apl Federal Credit Union	Laurel, MD	$724M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Arizona Central Federal Credit Union	Phoenix, AZ	$733M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bmi Federal Credit Union	Dublin, OH	$732M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Corda Federal Credit Union	Cedar Rapids, IA	$776M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cornerstone Community Federal Credit Union	Lockport, NY	$730M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cpm Federal Credit Union	North Charleston, SC	$759M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Credit Union of Georgia	Woodstock, GA	$766M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Dakotaland Federal Credit Union	Huron, SD	$752M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Department Of Commerce Federal Credit Union	Washington, DC	$739M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Freedom Federal Credit Union	Springfield, MA	$764M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Generations Community Federal Credit Union	San Antonio, TX	$735M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gfa Federal Credit Union	Gardner, MA	$747M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Heartland Federal Credit Union	Hutchinson, KS	$726M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Legacy Community Federal Credit Union	Birmingham, AL	$727M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Mass. Institute Of Tech. Federal Credit Union	Lexington, MA	$731M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Meridian Trust Federal Credit Union	Cheyenne, WY	$731M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Oklahoma Central Federal Credit Union	Tulsa, OK	$760M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Pathways Financial Federal Credit Union	Columbus, OH	$772M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pioneer Federal Credit Union	Mountain Home, ID	$744M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Primeway Federal Credit Union	Houston, TX	$736M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Profed Federal Credit Union	Fort Wayne, IN	$763M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
R.I.A. Federal Credit Union	Rock Island, IL	$749M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Superior Choice Federal Credit Union	Superior, WI	$730M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
The First Financial Federal Credit Union	Pasadena, CA	$748M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Usc Federal Credit Union	Los Angeles, CA	$741M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Granite State Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $6.95 among 19 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Granite State Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Granite State Federal Cre…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Granite State Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Minimum Balance Fee - Easy Money Market$5
Escheatment Fee$150
Inactivity Fee - Checking or Savings$5
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address Fee$5
per month

Overdraft & NSF

Courtesy Pay Fee$30
per item
Returned Item Fee$30
per item
Overdraft Transfer from Share Account$5
per item

Wire Transfers

Domestic Wire Transfer Fee (outgoing)$20
per item

Check Services

Teller Check Fee (after one free per day)$3
per item
Stop Payment Fee$30
per item

Account Services

Liens/Levies Fee$50

Retirement & IRA

IRA Withdrawal Fee (prior to age 59 1/2)$30
per transaction

Other Fees

Copy Fee$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Minimum Balance Fee - Easy Money Market	$5	Not stated	None
Escheatment Fee	$150	Not stated	None
Inactivity Fee - Checking or Savings	$5	Not stated	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address Fee	$5	per month	None
Overdraft & NSF
Courtesy Pay Fee	$30	per item	None
Returned Item Fee	$30	per item	None
Overdraft Transfer from Share Account	$5	per item	None
Wire Transfers
Domestic Wire Transfer Fee (outgoing)	$20	per item	None
Check Services
Teller Check Fee (after one free per day)	$3	per item	None
Stop Payment Fee	$30	per item	None
Account Services
Liens/Levies Fee	$50	Not stated	None
Retirement & IRA
IRA Withdrawal Fee (prior to age 59 1/2)	$30	per transaction	None
Other Fees
Copy Fee	$5	per item	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Granite State Federal Credit Union's safe deposit box changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Granite State Federal Credit Union: $30
Granite State Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Granite State Federal Credit Union: $30
Granite State Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Granite State Federal Credit Union: $20
Granite State Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Hampshire: Banks and credit unions headquartered in New Hampshire that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Granite State Federal Credit Union · $749M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Credit unions only
$724M to $776M in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Granite State Federal Credit Union(this institution)	Manchester, NH	$749M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Apl Federal Credit Union	Laurel, MD	$724M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Arizona Central Federal Credit Union	Phoenix, AZ	$733M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bmi Federal Credit Union	Dublin, OH	$732M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Corda Federal Credit Union	Cedar Rapids, IA	$776M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cornerstone Community Federal Credit Union	Lockport, NY	$730M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cpm Federal Credit Union	North Charleston, SC	$759M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Credit Union of Georgia	Woodstock, GA	$766M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Dakotaland Federal Credit Union	Huron, SD	$752M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Department Of Commerce Federal Credit Union	Washington, DC	$739M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Freedom Federal Credit Union	Springfield, MA	$764M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Generations Community Federal Credit Union	San Antonio, TX	$735M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gfa Federal Credit Union	Gardner, MA	$747M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Heartland Federal Credit Union	Hutchinson, KS	$726M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Legacy Community Federal Credit Union	Birmingham, AL	$727M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Mass. Institute Of Tech. Federal Credit Union	Lexington, MA	$731M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Meridian Trust Federal Credit Union	Cheyenne, WY	$731M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Oklahoma Central Federal Credit Union	Tulsa, OK	$760M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Pathways Financial Federal Credit Union	Columbus, OH	$772M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pioneer Federal Credit Union	Mountain Home, ID	$744M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Primeway Federal Credit Union	Houston, TX	$736M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Profed Federal Credit Union	Fort Wayne, IN	$763M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
R.I.A. Federal Credit Union	Rock Island, IL	$749M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Superior Choice Federal Credit Union	Superior, WI	$730M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
The First Financial Federal Credit Union	Pasadena, CA	$748M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Usc Federal Credit Union	Los Angeles, CA	$741M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Granite State Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $6.95 among 19 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Granite State Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Granite State Federal Cre…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Granite State Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Minimum Balance Fee - Easy Money Market$5
Escheatment Fee$150
Inactivity Fee - Checking or Savings$5
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address Fee$5
per month

Overdraft & NSF

Courtesy Pay Fee$30
per item
Returned Item Fee$30
per item
Overdraft Transfer from Share Account$5
per item

Wire Transfers

Domestic Wire Transfer Fee (outgoing)$20
per item

Check Services

Teller Check Fee (after one free per day)$3
per item
Stop Payment Fee$30
per item

Account Services

Liens/Levies Fee$50

Retirement & IRA

IRA Withdrawal Fee (prior to age 59 1/2)$30
per transaction

Other Fees

Copy Fee$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Minimum Balance Fee - Easy Money Market	$5	Not stated	None
Escheatment Fee	$150	Not stated	None
Inactivity Fee - Checking or Savings	$5	Not stated	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address Fee	$5	per month	None
Overdraft & NSF
Courtesy Pay Fee	$30	per item	None
Returned Item Fee	$30	per item	None
Overdraft Transfer from Share Account	$5	per item	None
Wire Transfers
Domestic Wire Transfer Fee (outgoing)	$20	per item	None
Check Services
Teller Check Fee (after one free per day)	$3	per item	None
Stop Payment Fee	$30	per item	None
Account Services
Liens/Levies Fee	$50	Not stated	None
Retirement & IRA
IRA Withdrawal Fee (prior to age 59 1/2)	$30	per transaction	None
Other Fees
Copy Fee	$5	per item	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.