Hello Federal Credit Union

Headquarters: Panama City, Florida
Charter: Credit Union
Assets: $159.9M
Fed district: Atlanta

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Hello Federal Credit Union: $30
Hello Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Hello Federal Credit Union: $25
Hello Federal Credit Union: $25
U.S. median: no median
Stop Payment
Hello Federal Credit Union: $30
Hello Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Hello Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee$5
Dormant Account Fee – Per Account$10
per month
Account Research Fee$15
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Paper Statement Fee$3
per month
Bad Address Fee$5
per month

Overdraft & NSF

Non-Sufficient Funds (NSF) Fee – ATM/POS$30
per item
Non-Sufficient Funds (NSF) Fee – Check and ACH$30
per item

ATM & Card

Debit Card Replacement$10

Wire Transfers

Wire Transfer Fee – Domestic Outgoing$25
Wire Transfer Fee – Incoming$10
Wire Transfer Fee – International Outgoing$50
Wire Transfer Fee – International Incoming$10

Check Services

Official Checks / Cashier Check$4
Money Order Fee$2
Stop Payment Fee (ACH or Check)$30
Non-Member Check Cashing Fee$10
per item
Check Copy$5
per item

Account Services

Replacement Key and/or Drilling Fee$25
Not compared: Box drilling or key fee
Levy and/or Garnishment Fee$50
per item

Gift & Prepaid Cards

Gift Card$3.99
per item

Other Fees

Statement Copy Fee$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee	$5	Not stated	None
Dormant Account Fee – Per Account	$10	per month	None
Account Research Fee	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Paper Statement Fee	$3	per month	None
Bad Address Fee	$5	per month	None
Overdraft & NSF
Non-Sufficient Funds (NSF) Fee – ATM/POS	$30	per item	None
Non-Sufficient Funds (NSF) Fee – Check and ACH	$30	per item	None
ATM & Card
Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfer Fee – Domestic Outgoing	$25	Not stated	None
Wire Transfer Fee – Incoming	$10	Not stated	None
Wire Transfer Fee – International Outgoing	$50	Not stated	None
Wire Transfer Fee – International Incoming	$10	Not stated	None
Check Services
Official Checks / Cashier Check	$4	Not stated	None
Money Order Fee	$2	Not stated	None
Stop Payment Fee (ACH or Check)	$30	Not stated	None
Non-Member Check Cashing Fee	$10	per item	None
Check Copy	$5	per item	None
Account Services
Replacement Key and/or Drilling Fee	$25Not compared: Box drilling or key fee	Not stated	None
Levy and/or Garnishment Fee	$50	per item	None
Gift & Prepaid Cards
Gift Card	$3.99	per item	None
Other Fees
Statement Copy Fee	$5Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Hello Federal Credit Union's nsf / returned item changes in our data

We check once a day and send one email covering every change.