Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

1St Kansas Federal Credit Union

Topeka, KansasCredit UnionKansas City Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation Fee$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=account_research; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="Account Reconciliation Fee $20.00 per hour" · Source

Inactive Share account fee if below$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=dormant_account; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="Inactive Share account fee if below $50.00 , $5.00 per month" · Source

Overdraft & NSFVerified

Paid Overdraft fee$15Below the typical range ($22.50–$30.99 nationally)
$14 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=overdraft; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="Paid Overdraft fee $15.00 per item" · Source

Check ServicesVerified

Check Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=check_image; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="Check Copy Fee $2.00 per item" · Source
Check Printing Fees$1Below the typical range ($1.75–$15.50 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=check_printing; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="Check Printing Fees $1.00 per page" · Source
Stop Payment Fee$25Within the typical range ($20–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=stop_payment; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="Stop Payment Fee $25.00 per item" · Source

Digital & ElectronicVerified

ACH Return/Stop Payment Fee$25Within the typical range ($15–$30 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=ach_return; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="ACH Return/Stop Payment Fee $25.00 per item" · Source

Cash & DepositVerified

Return Deposit item fee$25Within the typical range ($8.81–$25 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=deposited_item_return; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="Return Deposit item fee $25.00 per item" · Source

Lending FeesVerified

Loan Late Fee$25Within the typical range ($15–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=late_payment; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="Loan Late Fee $25.00 after 30 days" · Source
Refinance Signature Loans: Loan Processing fee$20Below the typical range ($25–$50 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=loan_origination; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="Refinance Signature Loans: Loan Processing fee $20.00" · Source

Other FeesVerified

Statement Copy Fee$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=document_reproduction; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="Statement Copy Fee $1.00 per page" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation Fee	$20Within the typical range ($15–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=account_research; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="Account Reconciliation Fee $20.00 per hour"	Source
Inactive Share account fee if below	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=dormant_account; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="Inactive Share account fee if below $50.00 , $5.00 per month"	Source
Overdraft & NSFVerified
Paid Overdraft fee	$15Below the typical range ($22.50–$30.99 nationally)	$14 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=overdraft; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="Paid Overdraft fee $15.00 per item"	Source
Check ServicesVerified
Check Copy Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=check_image; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="Check Copy Fee $2.00 per item"	Source
Check Printing Fees	$1
Digital & ElectronicVerified
ACH Return/Stop Payment Fee	$25Within the typical range ($15–$30 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=ach_return; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="ACH Return/Stop Payment Fee $25.00 per item"	Source
Cash & DepositVerified
Return Deposit item fee	$25Within the typical range ($8.81–$25 nationally)	$10 above the national median	per item	Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=deposited_item_return; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="Return Deposit item fee $25.00 per item"	Source
Lending FeesVerified
Loan Late Fee	$25Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=late_payment; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="Loan Late Fee $25.00 after 30 days"	Source
Refinance Signature Loans: Loan Processing fee	$20
Other FeesVerified
Statement Copy Fee	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #4497. canonical_hint=document_reproduction; text_hash=8e2ebcc45f318a0195888ce29a4170e4276b66fc0cb9b66ed2f13da19ce0413e; excerpt="Statement Copy Fee $1.00 per page"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$15

Overdraft fee: $15

48% below the national median overdraft fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$12.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$12.2M

Total deposits

$9.7M

Service charge income (year to date)

$30K

Fee income ratio

9.3%

Return on assets

0.64%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 21,714 verified fees from 2,149 institutions

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