Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Reliance Federal Credit Union

Kansas City, KansasCredit UnionKansas City Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

per Transfer | Account Closed (within 6 Months) ………………………..…$20Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=early_closure; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Phone Transfer ……………… $3 per Transfer | Account Closed (within 6 Months) ………………………..…... $20" · Source

per Withdrawal/Transfer | Dormant Account Fee ……………………………………………..….$5

At the national median

per transaction · Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=dormant_account; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Special Share Savings ….... $3 per Withdrawal/Transfer | Dormant Account Fee ……………………………………………..…. $5" · Source

year) | Research Fee ……………………………………………..…$30

$5 above the national median

Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=account_research; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="year) | Research Fee ……………………………………………..… $30 per Hour" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF) Fee …………………………$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=nsf; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Share ……………………………………………………. $3 | Non-Sufficient Funds (NSF) Fee ………………………….......... $30" · Source
Overdraft Protection Transfer Fee$3Within the typical range ($2.38–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=od_protection_transfer; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Replacement Cards ……………………………….……. $5 | Overdraft Protection Transfer Fee................................... $3" · Source

ATM & CardVerified

Replacement Cards ……………………………….…….$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=card_replacement; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Replacement Cards ……………………………….……. $5 | Overdraft Protection Transfer Fee................................... $3" · Source

Wire TransfersVerified

Incoming Wire …………………………………………….$5Within the typical range ($5–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=wire_domestic_incoming; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Incoming Wire ……………………………………………. $5" · Source
Outgoing Wire …………………………………………….$15Below the typical range ($20–$25 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=wire_domestic_outgoing; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Outgoing Wire ……………………………………………. $15" · Source

Check ServicesVerified

Free Checking $Free | Cashier’s Check Fee .$3Within the typical range ($3–$5.50 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=cashiers_check; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Free Checking ……………………………………... $Free | Cashier’s Check Fee ……………………………….…………………... $3" · Source
Regular Checking . .. $Free | Check Copy Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=check_image; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Regular Checking …….………………………….. $Free | Check Copy Fee ………………………………………………………….. $5" · Source
Stop Payment Fee …………………………….……………………$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=stop_payment; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Stop Payment Fee …………………………….……………………..... $30" · Source
Withdrawal & Transfer Fees | Money Order Fee …………………………………………………..…$3Within the typical range ($2–$3.50 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=money_order; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Withdrawal & Transfer Fees | Money Order Fee …………………………………………………..…... $3" · Source

Cash & DepositVerified

Returned Deposit Item Fee ………………………………$10Within the typical range ($9–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=deposited_item_return; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Select Share …………………………………………. $10 | Returned Deposit Item Fee ………………………………........... $10" · Source

Account ServicesVerified

Garnishment & Lien Admin Fee ………………………………$30Within the typical range ($30–$75 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=garnishment_levy; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Garnishment & Lien Admin Fee ……………………………….... $30" · Source

Gift & Prepaid CardsVerified

VISA Gift Card ……………………………………………$3Within the typical range ($3–$4.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=gift_card_purchase; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="VISA Gift Card …………………………………………….. $3" · Source

Other FeesVerified

per Withdrawal/Transfer | Statement Copy Fee ………………………………………………..….$5Within the typical range ($2–$5 nationally)
$2 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=document_reproduction; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Select Share Savings ……… $10 per Withdrawal/Transfer | Statement Copy Fee ………………………………………………..…. $5" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
per Transfer \| Account Closed (within 6 Months) ………………………..…	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=early_closure; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Phone Transfer ……………… $3 per Transfer \| Account Closed (within 6 Months) ………………………..…... $20"	Source
per Withdrawal/Transfer \| Dormant Account Fee ……………………………………………..….	$5Within the typical range ($5–$10 nationally)	At the national median	per transaction	Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=dormant_account; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Special Share Savings ….... $3 per Withdrawal/Transfer \| Dormant Account Fee ……………………………………………..…. $5"	Source
year) \| Research Fee ……………………………………………..…	$30Above the typical range ($17.50–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=account_research; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="year) \| Research Fee ……………………………………………..… $30 per Hour"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF) Fee …………………………	$30Within the typical range ($25–$31 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=nsf; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Share ……………………………………………………. $3 \| Non-Sufficient Funds (NSF) Fee ………………………….......... $30"	Source
Overdraft Protection Transfer Fee
ATM & CardVerified
Replacement Cards ……………………………….…….	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=card_replacement; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Replacement Cards ……………………………….……. $5 \| Overdraft Protection Transfer Fee................................... $3"	Source
Wire TransfersVerified
Incoming Wire …………………………………………….	$5Within the typical range ($5–$15 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=wire_domestic_incoming; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Incoming Wire ……………………………………………. $5"	Source
Outgoing Wire …………………………………………….
Check ServicesVerified
Free Checking $Free \| Cashier’s Check Fee .	$3Within the typical range ($3–$5.50 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=cashiers_check; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Free Checking ……………………………………... $Free \| Cashier’s Check Fee ……………………………….…………………... $3"	Source

Cash & DepositVerified
Returned Deposit Item Fee ………………………………	$10Within the typical range ($9–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=deposited_item_return; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Select Share …………………………………………. $10 \| Returned Deposit Item Fee ………………………………........... $10"	Source
Account ServicesVerified
Garnishment & Lien Admin Fee ………………………………	$30Within the typical range ($30–$75 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=garnishment_levy; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Garnishment & Lien Admin Fee ……………………………….... $30"	Source
Gift & Prepaid CardsVerified
VISA Gift Card ……………………………………………	$3Within the typical range ($3–$4.50 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=gift_card_purchase; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="VISA Gift Card …………………………………………….. $3"	Source
Other FeesVerified
per Withdrawal/Transfer \| Statement Copy Fee ………………………………………………..….	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per transaction	Knox deterministic extraction from Rosetta artifact #4499. canonical_hint=document_reproduction; text_hash=12719c16849064a3aed9da3391e6e06d7199953f0f44b29432407454a89d66f5; excerpt="Select Share Savings ……… $10 per Withdrawal/Transfer \| Statement Copy Fee ………………………………………………..…. $5"	Source

Fee change alerts

Get an email when Reliance Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Reliance Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 16 — leaner than most institutions

Published fees

Under review

Assets

$25.1M

Work at Reliance Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$25.1M

Total deposits

$20.9M

Service charge income (year to date)

$78K

Fee income ratio

11.6%

Return on assets

1.50%

Financial profile · Pro

Performance from regulator filings

Regular Checking . .. $Free | Check Copy Fee

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,662 verified fees from 2,224 institutions

See pricing