Pipefitters-Steamfitters Federal Credit Union

Headquarters: Woodbury, Minnesota
Charter: Credit Union
Assets: $51.6M
Fed district: Minneapolis

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Pipefitters-Steamfitters Federal Credit Union: $30
Pipefitters-Steamfitters Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Compared at $25, the middle of its prices
Pipefitters-Steamfitters Federal Credit Union: $20 to $30
Pipefitters-Steamfitters Federal Credit Union: $20 to $30
U.S. median: no median
Non-Network ATM
Pipefitters-Steamfitters Federal Credit Union: $2.50
Pipefitters-Steamfitters Federal Credit Union: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Pipefitters-Steamfitters Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Membership$5
per month
Returned Mail$10

Overdraft & NSF

Courtesy Pay Fee$30
per item
Non-sufficient Funds (NSF) Item$30
per item
Returned Check Fee (Payment)$20
per item

ATM & Card

Out of Network ATM Withdrawals 5 Free per month$2.50
per item
Card Replacement Fee$15
per item
Foreign transaction fee (multi currency)1%of the transaction
Foreign transaction fee (single currency)0.8%of the transaction

Wire Transfers

Wire Transfer Fee (outgoing)$25
per item
Wire Transfer Fee (incoming)$10
per item

Check Services

Certified Check$5
per item
Stop Payment$30
per item
Copy of Paid Check$5
per item

Cash & Deposit

Cash Advance Fee Greater1%of the advance ($25 minimum)

Account Services

Garnishment/Levy Processing$75
per item

Lending Fees

Late Payment Fee$20
Loan Late Fee$30

Other Fees

Copy of Past Statement$5

Fee	Amount	Basis	Note
Account Maintenance
Inactive Membership	$5	per month	None
Returned Mail	$10	Not stated	None
Overdraft & NSF
Courtesy Pay Fee	$30	per item	None
Non-sufficient Funds (NSF) Item	$30	per item	None
Returned Check Fee (Payment)	$20	per item	None
ATM & Card
Out of Network ATM Withdrawals 5 Free per month	$2.50	per item	None
Card Replacement Fee	$15	per item	None
Foreign transaction fee (multi currency)	1%of the transaction	Not stated	None
Foreign transaction fee (single currency)	0.8%of the transaction	Not stated	None
Wire Transfers
Wire Transfer Fee (outgoing)	$25	per item	None
Wire Transfer Fee (incoming)	$10	per item	None
Check Services
Certified Check	$5	per item	None
Stop Payment	$30	per item	None
Copy of Paid Check	$5	per item	None
Cash & Deposit
Cash Advance Fee Greater	1%of the advance ($25 minimum)	Not stated	None
Account Services
Garnishment/Levy Processing	$75	per item	None
Lending Fees
Late Payment Fee	$20	Not stated	None
Loan Late Fee	$30	Not stated	None
Other Fees
Copy of Past Statement	$5	Not stated	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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