Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Pipefitters-Steamfitters Federal Credit Union

Woodbury, MinnesotaCredit UnionMinneapolis Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Membership$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Cancellation Fee (NSF)$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=nsf; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Cancellation Fee (NSF) ................... $30.00" · Source
Courtesy Pay Fee$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=overdraft; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Courtesy Pay Fee* ................................ $30.00 / per item" · Source
Non-sufficient Funds (NSF) Item$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=nsf; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Non-sufficient Funds (NSF) Item .......... $30.00 / per item" · Source
Returned Check Fee (Payment)$20Below the typical range ($25–$31 nationally)
$10 below the national median
per item · Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=nsf; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Returned Check Fee (Payment) ............ $20.00 / per item" · Source

ATM & CardVerified

Card Replacement Fee$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=card_replacement; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Card Replacement Fee ......................... $15.00 / per card" · Source
Out of Network ATM Withdrawals 5 Free per month$2.50Within the typical range ($1–$2.50 nationally)
$1 above the national median
per month · Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=atm_non_network; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Out of Network ATM Withdrawals ..... 5 Free per month, / $2.50 each additional" · Source

Wire TransfersVerified

Wire Transfer Fee (incoming)$10Within the typical range ($5–$15 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=wire_domestic_incoming; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Wire Transfer Fee (incoming)............... $10.00 / per item" · Source
Wire Transfer Fee (outgoing)$25Within the typical range ($20–$25 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=wire_domestic_outgoing; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Wire Transfer Fee (outgoing) ............... $25.00 / per item" · Source

Check ServicesVerified

Certified Check$5Within the typical range ($3–$6 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=cashiers_check; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Certified Check ..................................... $5.00 / per check" · Source
Copy of Paid Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=check_image; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Copy of Paid Check**........................... $5.00 / per copy" · Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=stop_payment; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Stop Payment ....................................... $30.00 / per item" · Source

Cash & DepositVerified

Cash Advance Fee Greater of$25Above the typical range ($3–$10 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=cash_advance; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Cash Advance Fee ................................ Greater of / $25.00 or 1%" · Source

Account ServicesVerified

Garnishment/Levy Processing$75Within the typical range ($30–$75 nationally)
$25 above the national median
per item · Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=garnishment_levy; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Garnishment/Levy Processing.............. $75.00 / per item" · Source

Lending FeesVerified

Late Payment Fee$20Within the typical range ($15–$25 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=late_payment; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Late Payment Fee ................................ $20.00 / after 10 days" · Source
Loan Late Fee$30Above the typical range ($15–$25 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=late_payment; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Loan Late Fee ....................................... $30.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Membership	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=dormant_account; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Inactive Membership ........................... $5.00 / monthly"	Source
Overdraft & NSFVerified
Cancellation Fee (NSF)	$30Within the typical range ($25–$31 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=nsf; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Cancellation Fee (NSF) ................... $30.00"	Source
Courtesy Pay Fee	$30
ATM & CardVerified
Card Replacement Fee	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=card_replacement; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Card Replacement Fee ......................... $15.00 / per card"	Source
Out of Network ATM Withdrawals 5 Free per month
Wire TransfersVerified
Wire Transfer Fee (incoming)	$10Within the typical range ($5–$15 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=wire_domestic_incoming; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Wire Transfer Fee (incoming)............... $10.00 / per item"	Source
Wire Transfer Fee (outgoing)
Check ServicesVerified
Certified Check	$5Within the typical range ($3–$6 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=cashiers_check; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Certified Check ..................................... $5.00 / per check"	Source
Copy of Paid Check
Cash & DepositVerified
Cash Advance Fee Greater of	$25Above the typical range ($3–$10 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=cash_advance; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Cash Advance Fee ................................ Greater of / $25.00 or 1%"	Source
Account ServicesVerified
Garnishment/Levy Processing	$75Within the typical range ($30–$75 nationally)	$25 above the national median	per item	Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=garnishment_levy; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Garnishment/Levy Processing.............. $75.00 / per item"	Source
Lending FeesVerified
Late Payment Fee	$20Within the typical range ($15–$25 nationally)	$2.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #8723. canonical_hint=late_payment; text_hash=2e85cc1fb2914818b63ddc70e187d69c7f13b5f54d22d74d998e7120c595c9a3; excerpt="Late Payment Fee ................................ $20.00 / after 10 days"	Source
Loan Late Fee	$30

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 16 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$51.6M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$51.6M

Total deposits

$44.4M

Service charge income (year to date)

$63K

Fee income ratio

3.9%

Return on assets

1.69%

Financial profile · Pro

Pipefitters-Steamfitters Federal Credit Union

Published fees

Get an email when Pipefitters-Steamfitters Federal Credit Union changes a fee

How the headline fees compare

Size and fee revenue

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings