Vision One Federal Credit Union

Headquarters: Sacramento, California
Charter: Credit Union
Assets: $92.0M
Fed district: San Francisco

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Preferred Checking $5 · Choice Checking $7.50
Compared at $6.25, the middle of its prices
Vision One Federal Credit Union: $5 to $7.50
Vision One Federal Credit Union: $5 to $7.50
U.S. median: no median
NSF / Returned Item
Vision One Federal Credit Union: $20
Vision One Federal Credit Union: $20
U.S. median: no median
Non-Network ATM
Vision One Federal Credit Union: $1.50
Vision One Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Vision One Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Choice Checking Monthly service charge (audience not stated, treated as personal)$7.50
per month
Preferred Checking Monthly service charge (audience not stated, treated as personal)$5
per month
Minimum Balance Fee$1
per month
Dormant Account Fee$2
per month
Research Fee Statement$10
Not compared: Charged per hour; comparison unavailable
per hour
Cookie Jar Account Excess Withdrawal Fee$10
Not compared: Annual charge, not per item
per year

Overdraft & NSF

Returned Item, Insufficient Funds$20
per item
Overdraft Fee (From Shares)$2
per item

ATM & Card

Excess ATM Withdrawal Fee$1.50
per item
ATM or Debit Card Replacement Fee$15
per item

Wire Transfers

Wire Transfers (Outgoing)$15
per item

Check Services

Stop Payment Fee$10
per item
Check Copy Fee – Single$2
per item

Cash & Deposit

Deposit Item Return Fee$10
per item

Account Services

Subordination Fee$40

Lending Fees

UCC Release Fee$40

Retirement & IRA

IRA Administration Fee$12
per year
IRA Withdrawal Fee$10
per item

Other Fees

Copy Fee$3
Not compared: Charged per page; comparison unavailable
per page
Reconveyance Fee$100

Fee	Amount	Basis	Note
Account Maintenance
Choice Checking Monthly service charge (audience not stated, treated as personal)	$7.50	per month	None
Preferred Checking Monthly service charge (audience not stated, treated as personal)	$5	per month	None
Minimum Balance Fee	$1	per month	None
Dormant Account Fee	$2	per month	None
Research Fee Statement	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Cookie Jar Account Excess Withdrawal Fee	$10Not compared: Annual charge, not per item	per year	None
Overdraft & NSF
Returned Item, Insufficient Funds	$20	per item	None
Overdraft Fee (From Shares)	$2	per item	None
ATM & Card
Excess ATM Withdrawal Fee	$1.50	per item	None
ATM or Debit Card Replacement Fee	$15	per item	None
Wire Transfers
Wire Transfers (Outgoing)	$15	per item	None
Check Services
Stop Payment Fee	$10	per item	None
Check Copy Fee – Single	$2	per item	None
Cash & Deposit
Deposit Item Return Fee	$10	per item	None
Account Services
Subordination Fee	$40	Not stated	None
Lending Fees
UCC Release Fee	$40	Not stated	None
Retirement & IRA
IRA Administration Fee	$12	per year	None
IRA Withdrawal Fee	$10	per item	None
Other Fees
Copy Fee	$3Not compared: Charged per page; comparison unavailable	per page	None
Reconveyance Fee	$100	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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