Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Vision One Federal Credit Union

Sacramento, CaliforniaCredit UnionSan Francisco Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$2Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Overdraft Fee (From Shares)$2Below the typical range ($3–$5 nationally)
$3 below the national median
Source
Returned Item, Insufficient Funds$20Below the typical range ($25–$31 nationally)
$10 below the national median
per item · Source

ATM & CardVerified

ATM or Debit Card Replacement Fee$15Above the typical range ($5–$10 nationally)
$5 above the national median
Source
Excess ATM Withdrawal Fee$1.50Within the typical range ($1–$2.50 nationally)
$0.25 below the national median
Source

Check ServicesVerified

Check Copy Fee – Single$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source
Stop Payment Fee$10Below the typical range ($20–$30 nationally)
$16 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$2Below the typical range ($5–$10 nationally)	$3 below the national median	per month	—	Source
Minimum Balance Fee	$1Below the typical range ($3–$10 nationally)	$4 below the national median	per month	—	Source
Research Fee Statement	$10Below the typical range ($20–$25 nationally)	$15 below the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Fee (From Shares)	$2Below the typical range ($3–$5 nationally)	$3 below the national median	—	—	Source
Returned Item, Insufficient Funds	$20
ATM & CardVerified
ATM or Debit Card Replacement Fee	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	—	Source
Excess ATM Withdrawal Fee	$1.50
Wire TransfersVerified
Wire Transfers (Outgoing)	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Check ServicesVerified
Check Copy Fee – Single	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source
Stop Payment Fee	$10
Cash & DepositVerified
Deposit Item Return Fee	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	—	Source
Account ServicesVerified
Subordination Fee	$40Below the typical range ($50–$150 nationally)	$60 below the national median	—	—	Source
Retirement & IRAVerified
IRA Administration Fee	$12Within the typical range ($10–$25 nationally)	$3 below the national median	per year	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft fee: $2

93% below the national median overdraft fee

Total fees: 13 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$92.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$92.0M

Total deposits

$76.6M

Service charge income (year to date)

$315K

Fee income ratio

13.2%

Return on assets

0.60%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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