University Federal Credit Union

Headquarters: Orono, Maine
Charter: Credit Union
Assets: $538.5M
Fed district: Boston

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
University Federal Credit Union: $28
University Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
University Federal Credit Union: $28
University Federal Credit Union: $28
U.S. median: no median
Wire Transfer (Domestic Out)
University Federal Credit Union: $25
University Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from University Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Closure Fee (less than 6 months)$25
Abandoned Property Processing Fee$50
Dormant Account Fee$5
per month
Account Reconciliation and Research$50
Not compared: Charged per hour; comparison unavailable
per hour
Returned eStatement due to incorrect email address$8
Returned Statement and Notices due to incorrect address$8

Overdraft & NSF

Overdraft Privilege – OD Privilege$28
per item
Non-Sufficient Funds - Overdrawn$28
per item

ATM & Card

ATM/Visa® Check Card Replacement$10
per item

Wire Transfers

Wire Transfer Domestic$25
Incoming Wire$10
Wire Transfer Foreign$50

Check Services

Corporate Checks$5
Money Orders$3
Check Printing over the counter$2
per item
Stop Payment$25
Non-member check cashing fee$10
Canadian Check Processing$20
Check Copy$5
Check Imaging (online copy of check)No charge

Digital & Electronic

Electronic Services (eAlerts, eStatements, bill pay and digital banking)No charge

Account Services

Notary Services (Free for members)$25
Not compared: Charged per document; comparison unavailable
per document
Legal Processing Fee and Levies$50

Retirement & IRA

IRA Closure Fee$25

Gift & Prepaid Cards

Gift Cards$3.50

Other Fees

Copy of Statement$5
Loan Payment with a Debit Card/ACH$10

Fee	Amount	Basis	Note
Account Maintenance
Early Closure Fee (less than 6 months)	$25	Not stated	None
Abandoned Property Processing Fee	$50	Not stated	None
Dormant Account Fee	$5	per month	None
Account Reconciliation and Research	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Returned eStatement due to incorrect email address	$8	Not stated	None
Returned Statement and Notices due to incorrect address	$8	Not stated	None
Overdraft & NSF
Overdraft Privilege – OD Privilege	$28	per item	None
Non-Sufficient Funds - Overdrawn	$28	per item	None
ATM & Card
ATM/Visa® Check Card Replacement	$10	per item	None
Wire Transfers
Wire Transfer Domestic	$25	Not stated	None
Incoming Wire	$10	Not stated	None
Wire Transfer Foreign	$50	Not stated	None
Check Services
Corporate Checks	$5	Not stated	None
Money Orders	$3	Not stated	None
Check Printing over the counter	$2	per item	None
Stop Payment	$25	Not stated	None
Non-member check cashing fee	$10	Not stated	None
Canadian Check Processing	$20	Not stated	None
Check Copy	$5	Not stated	None
Check Imaging (online copy of check)	No charge	Not stated	None
Digital & Electronic
Electronic Services (eAlerts, eStatements, bill pay and digital banking)	No charge	Not stated	None
Account Services
Notary Services (Free for members)	$25Not compared: Charged per document; comparison unavailable	per document	None
Legal Processing Fee and Levies	$50	Not stated	None
Retirement & IRA
IRA Closure Fee	$25	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3.50	Not stated	None
Other Fees
Copy of Statement	$5	Not stated	None
Loan Payment with a Debit Card/ACH	$10	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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