1St Gateway Federal Credit Union

Headquarters: Camanche, Iowa
Charter: Credit Union
Assets: $170.9M
Fed district: Chicago

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
1St Gateway Federal Credit Union: $26
1St Gateway Federal Credit Union: $26
U.S. median: no median
Non-Network ATM
1St Gateway Federal Credit Union: $0.75
1St Gateway Federal Credit Union: $0.75
U.S. median: no median
Wire Transfer (Domestic Out)
1St Gateway Federal Credit Union: $15
1St Gateway Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from 1St Gateway Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Accounts closed before 6 months$25
Account Research (min. $25) per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Undeliverable statement (per occurrence)$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Non-sufficient funds (NSF)$26

ATM & Card

ATM w/d (free at our ATM's, or 5 free elsewhere)$0.75
Lost / Replacement Debit Card Fee$15

Wire Transfers

Outgoing wire transfer – DOMESTIC$15
Outgoing wire transfer – INTERNATIONAL$45

Check Services

Money orders$1
Stop payment (per item)$26
per item
Starter Checks (set of 4)$1.25
Copy of Share Draft$3.21

Account Services

Safe Deposit Box (1) Key Replacement$50
Not compared: Box drilling or key fee
Garnishment/Levy (per occurrence)$20
per item

Retirement & IRA

IRA Maintenance (subject to change)$9.25

Fee	Amount	Basis	Note
Account Maintenance
Accounts closed before 6 months	$25	Not stated	None
Account Research (min. $25) per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Undeliverable statement (per occurrence)	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Non-sufficient funds (NSF)	$26	Not stated	None
ATM & Card
ATM w/d (free at our ATM's, or 5 free elsewhere)	$0.75	Not stated	None
Lost / Replacement Debit Card Fee	$15	Not stated	None
Wire Transfers
Outgoing wire transfer – DOMESTIC	$15	Not stated	None
Outgoing wire transfer – INTERNATIONAL	$45	Not stated	None
Check Services
Money orders	$1	Not stated	None
Stop payment (per item)	$26	per item	None
Starter Checks (set of 4)	$1.25	Not stated	None
Copy of Share Draft	$3.21	Not stated	None
Account Services
Safe Deposit Box (1) Key Replacement	$50Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy (per occurrence)	$20	per item	None
Retirement & IRA
IRA Maintenance (subject to change)	$9.25	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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