1St Gateway Federal Credit Union

Headquarters: Camanche, Iowa
Charter: Credit Union
Assets: $170.9M
Fed district: Chicago

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
1St Gateway Federal Credit Union: $26
1St Gateway Federal Credit Union: $26
U.S. median: no median
Non-Network ATM
1St Gateway Federal Credit Union: $0.75
1St Gateway Federal Credit Union: $0.75
U.S. median: no median
Wire Transfer (Domestic Out)
1St Gateway Federal Credit Union: $15
1St Gateway Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

1St Gateway Federal Credit Union · $171M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$167M to $175M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
1St Gateway Federal Credit Union(this institution)	Camanche, IA	$171M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Artesia Federal Credit Union	Artesia, NM	$173M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Aspen Federal Credit Union	Rapid City, SD	$173M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
E-Central Federal Credit Union	Pasadena, CA	$174M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Excel Federal Credit Union	Norcross, GA	$174M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Federal Credit Union	Hiawatha, IA	$175M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Greater Woodlawn Federal Credit Union	Blasdell, NY	$168M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
H.P.C. Federal Credit Union	Alpena, MI	$172M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Harborlight Federal Credit Union	Whitehall, MI	$170M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Heartland Federal Credit Union	Inver Grove Heights, MN	$172M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Homefield Federal Credit Union	North Grafton, MA	$170M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hopewell Federal Credit Union	Heath, OH	$168M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Latah Federal Credit Union	Moscow, ID	$170M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mission City Federal Credit Union	Santa Clara, CA	$172M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mountain Laurel Federal Credit Union	Saint Marys, PA	$174M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Nuvista Federal Credit Union	Montrose, CO	$172M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pioneer Valley Federal Credit Union	Springfield, MA	$167M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Princeton Federal Credit Union	Princeton, NJ	$169M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Red River Federal Credit Union	Altus, OK	$168M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Riegel Federal Credit Union	Milford, NJ	$168M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Santa Cruz Community Federal Credit Union	Santa Cruz, CA	$172M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sentry Federal Credit Union	Stevens Point, WI	$173M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Space Age Federal Credit Union	Aurora, CO	$168M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ussco Johnstown Federal Credit Union	Johnstown, PA	$174M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Valley Isle Community Federal Credit Union	Kahului, HI	$174M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wolverine State Federal Credit Union	Alpena, MI	$173M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

1St Gateway Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5.75 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

1St Gateway Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

1St Gateway Federal Credi…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from 1St Gateway Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Accounts closed before 6 months$25
Account Research (min. $25) per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Undeliverable statement (per occurrence)$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Non-sufficient funds (NSF)$26

ATM & Card

ATM w/d (free at our ATM's, or 5 free elsewhere)$0.75
Lost / Replacement Debit Card Fee$15

Wire Transfers

Outgoing wire transfer – DOMESTIC$15
Outgoing wire transfer – INTERNATIONAL$45

Check Services

Money orders$1
Stop payment (per item)$26
per item
Starter Checks (set of 4)$1.25
Copy of Share Draft$3.21

Account Services

Safe Deposit Box (1) Key Replacement$50
Not compared: Box drilling or key fee
Garnishment/Levy (per occurrence)$20
per item

Retirement & IRA

IRA Maintenance (subject to change)$9.25

Fee	Amount	Basis	Note
Account Maintenance
Accounts closed before 6 months	$25	Not stated	None
Account Research (min. $25) per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Undeliverable statement (per occurrence)	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Non-sufficient funds (NSF)	$26	Not stated	None
ATM & Card
ATM w/d (free at our ATM's, or 5 free elsewhere)	$0.75	Not stated	None
Lost / Replacement Debit Card Fee	$15	Not stated	None
Wire Transfers
Outgoing wire transfer – DOMESTIC	$15	Not stated	None
Outgoing wire transfer – INTERNATIONAL	$45	Not stated	None
Check Services
Money orders	$1	Not stated	None
Stop payment (per item)	$26	per item	None
Starter Checks (set of 4)	$1.25	Not stated	None
Copy of Share Draft	$3.21	Not stated	None
Account Services
Safe Deposit Box (1) Key Replacement	$50Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy (per occurrence)	$20	per item	None
Retirement & IRA
IRA Maintenance (subject to change)	$9.25	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when 1St Gateway Federal Credit Union's cashier's check changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
1St Gateway Federal Credit Union: $26
1St Gateway Federal Credit Union: $26
U.S. median: no median
Non-Network ATM
1St Gateway Federal Credit Union: $0.75
1St Gateway Federal Credit Union: $0.75
U.S. median: no median
Wire Transfer (Domestic Out)
1St Gateway Federal Credit Union: $15
1St Gateway Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

1St Gateway Federal Credit Union · $171M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$167M to $175M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
1St Gateway Federal Credit Union(this institution)	Camanche, IA	$171M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Artesia Federal Credit Union	Artesia, NM	$173M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Aspen Federal Credit Union	Rapid City, SD	$173M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
E-Central Federal Credit Union	Pasadena, CA	$174M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Excel Federal Credit Union	Norcross, GA	$174M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Federal Credit Union	Hiawatha, IA	$175M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Greater Woodlawn Federal Credit Union	Blasdell, NY	$168M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
H.P.C. Federal Credit Union	Alpena, MI	$172M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Harborlight Federal Credit Union	Whitehall, MI	$170M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Heartland Federal Credit Union	Inver Grove Heights, MN	$172M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Homefield Federal Credit Union	North Grafton, MA	$170M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hopewell Federal Credit Union	Heath, OH	$168M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Latah Federal Credit Union	Moscow, ID	$170M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mission City Federal Credit Union	Santa Clara, CA	$172M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mountain Laurel Federal Credit Union	Saint Marys, PA	$174M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Nuvista Federal Credit Union	Montrose, CO	$172M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pioneer Valley Federal Credit Union	Springfield, MA	$167M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Princeton Federal Credit Union	Princeton, NJ	$169M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Red River Federal Credit Union	Altus, OK	$168M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Riegel Federal Credit Union	Milford, NJ	$168M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Santa Cruz Community Federal Credit Union	Santa Cruz, CA	$172M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sentry Federal Credit Union	Stevens Point, WI	$173M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Space Age Federal Credit Union	Aurora, CO	$168M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ussco Johnstown Federal Credit Union	Johnstown, PA	$174M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Valley Isle Community Federal Credit Union	Kahului, HI	$174M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wolverine State Federal Credit Union	Alpena, MI	$173M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

1St Gateway Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5.75 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

1St Gateway Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

1St Gateway Federal Credi…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from 1St Gateway Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Accounts closed before 6 months$25
Account Research (min. $25) per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Undeliverable statement (per occurrence)$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Non-sufficient funds (NSF)$26

ATM & Card

ATM w/d (free at our ATM's, or 5 free elsewhere)$0.75
Lost / Replacement Debit Card Fee$15

Wire Transfers

Outgoing wire transfer – DOMESTIC$15
Outgoing wire transfer – INTERNATIONAL$45

Check Services

Money orders$1
Stop payment (per item)$26
per item
Starter Checks (set of 4)$1.25
Copy of Share Draft$3.21

Account Services

Safe Deposit Box (1) Key Replacement$50
Not compared: Box drilling or key fee
Garnishment/Levy (per occurrence)$20
per item

Retirement & IRA

IRA Maintenance (subject to change)$9.25

Fee	Amount	Basis	Note
Account Maintenance
Accounts closed before 6 months	$25	Not stated	None
Account Research (min. $25) per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Undeliverable statement (per occurrence)	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Non-sufficient funds (NSF)	$26	Not stated	None
ATM & Card
ATM w/d (free at our ATM's, or 5 free elsewhere)	$0.75	Not stated	None
Lost / Replacement Debit Card Fee	$15	Not stated	None
Wire Transfers
Outgoing wire transfer – DOMESTIC	$15	Not stated	None
Outgoing wire transfer – INTERNATIONAL	$45	Not stated	None
Check Services
Money orders	$1	Not stated	None
Stop payment (per item)	$26	per item	None
Starter Checks (set of 4)	$1.25	Not stated	None
Copy of Share Draft	$3.21	Not stated	None
Account Services
Safe Deposit Box (1) Key Replacement	$50Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy (per occurrence)	$20	per item	None
Retirement & IRA
IRA Maintenance (subject to change)	$9.25	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.