Telcomm Federal Credit Union

Headquarters: Springfield, Missouri
Charter: Credit Union
Assets: $337.9M
Fed district: St. Louis
Regulator: NCUA

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 19, 2026

How these figures are measured

Call-report figures are for Telcomm Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Telcomm Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 19, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Telcomm Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $535K in Q2 2026, 15% above the same quarter a year earlier ($467K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Telcomm Federal Credit Union: $28
Telcomm Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Compared at $16.50, the middle of its prices
Telcomm Federal Credit Union: $5 to $28
Telcomm Federal Credit Union: $5 to $28
U.S. median: no median
Wire Transfer (Domestic Out)
Telcomm Federal Credit Union: $35
Telcomm Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income was about level from Q3 2025 to Q2 2026, at $535K.

Fee income, Q2 2026

$535K

$536KQ3 2025

$605KQ4 2025

$502KQ1 2026

$535KQ2 2026

Against the median

Telcomm Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Telcomm Federal Credit Union · $338M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$328M to $346M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Telcomm Federal Credit Union(this institution)	Springfield, MO	$338M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Actors Federal Credit Union	New York, NY	$331M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Downeast Federal Credit Union	Baileyville, ME	$330M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Downey Federal Credit Union	Downey, CA	$328M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Extra Federal Credit Union	Warren, MI	$345M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Families And Schools Together Federal Credit Union	Hanford, CA	$330M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Family First Of Ny Federal Credit Union	Rochester, NY	$345M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Basin Federal Credit Union	Odessa, TX	$343M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Northern Federal Credit Union	Chicago, IL	$333M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Fort Worth City Federal Credit Union	Fort Worth, TX	$337M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Library Of Congress Federal Credit Union	Washington, DC	$338M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Massmutual Federal Credit Union	Springfield, MA	$344M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Minnesota Valley Federal Credit Union	Mankato, MN	$329M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Nassau Financial Federal Credit Union	East Meadow, NY	$334M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
New Hampshire Federal Credit Union	Concord, NH	$332M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Oregonians Federal Credit Union	Milwaukie, OR	$339M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pinal County Federal Credit Union	Casa Grande, AZ	$339M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Prince George'S Community Federal Credit Union	Bowie, MD	$337M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Red Rocks Federal Credit Union	Littleton, CO	$344M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sag-Aftra Federal Credit Union	Burbank, CA	$336M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Strata Federal Credit Union	Bakersfield, CA	$345M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Synergy Federal Credit Union	San Antonio, TX	$334M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Transportation Federal Credit Union	Alexandria, VA	$346M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tucoemas Federal Credit Union	Visalia, CA	$332M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Us Community Federal Credit Union	Nashville, TN	$346M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
West Virginia Central Federal Credit Union	Parkersburg, WV	$341M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(monthly maintenance)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Telcomm Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $6.48 among 14 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Telcomm Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Telcomm Federal Credit Un…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Telcomm Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $535K
vs prior quarter: +$33K+6.6%; from Q1 2026
vs a year earlier: +$68K+14.6%; from Q2 2025
vs start of range: +$64K+13.6%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Telcomm Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$535K	+$33K	+6.6%
Q1 2026	$502K	−$103K	−17.0%
Q4 2025	$605K	+$69K	+12.9%
Q3 2025	$536K	+$69K	+14.8%
Q2 2025	$467K	−$22K	−4.5%
Q1 2025	$489K	−$64K	−11.6%
Q4 2024	$553K	+$82K	+17.4%
Q3 2024	$471K	+$37K	+8.5%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Telcomm Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Below Minimum Balance on MMKT$10
Not compared: Quarterly charge, not monthly
per quarter
Account closure within 90 days$25
Dormant Account Fee$5
Not compared: Quarterly charge, not monthly
per quarter
Paper Statement (Fee will not be assessed on Kirby Kids Club accounts)$2
Bad Address Fee (per month) No activity for 6 mos. with no address$10
per month

Overdraft & NSF

Overdraft Privilege fee per presentment$28
per item
Insufficient Funds item under per presentment$5
per item
Insufficient Funds per presentment$28
per item

ATM & Card

ATM / Debit / Credit Card replacement$10
per item

Wire Transfers

Domestic Wires Outgoing$35
Wire Transfers Incoming$10
International Wires Outgoing$50

Check Services

Certified Check$25
Certified Checks$2
Temporary Checks (per sheet of 4)$2
per item
Check Copy$2

Digital & Electronic

Zelle®$25

Account Services

Safe Deposit Box Late Fee$10
Not compared: Box drilling or key fee
Garnishments / IRS Tax Levies$25

Retirement & IRA

IRA Transfer$25

Gift & Prepaid Cards

VISA Gift Card: Member$3
VISA Gift Card: NON-Member$5

Other Fees

Fax$1
Statement Copy/ Account Printout$2

Fee	Amount	Basis	Note
Account Maintenance
Below Minimum Balance on MMKT	$10Not compared: Quarterly charge, not monthly	per quarter	None
Account closure within 90 days	$25	Not stated	None
Dormant Account Fee	$5Not compared: Quarterly charge, not monthly	per quarter	None
Paper Statement (Fee will not be assessed on Kirby Kids Club accounts)	$2	Not stated	None
Bad Address Fee (per month) No activity for 6 mos. with no address	$10	per month	None
Overdraft & NSF
Overdraft Privilege fee per presentment	$28	per item	None
Insufficient Funds item under per presentment	$5	per item	None
Insufficient Funds per presentment	$28	per item	None
ATM & Card
ATM / Debit / Credit Card replacement	$10	per item	None
Wire Transfers
Domestic Wires Outgoing	$35	Not stated	None
Wire Transfers Incoming	$10	Not stated	None
International Wires Outgoing	$50	Not stated	None
Check Services
Certified Check	$25	Not stated	None
Certified Checks	$2	Not stated	None
Temporary Checks (per sheet of 4)	$2	per item	None
Check Copy	$2	Not stated	None
Digital & Electronic
Zelle®	$25	Not stated	None
Account Services
Safe Deposit Box Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Garnishments / IRS Tax Levies	$25	Not stated	None
Retirement & IRA
IRA Transfer	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card: Member	$3	Not stated	None
VISA Gift Card: NON-Member	$5	Not stated	None
Other Fees
Fax	$1	Not stated	None
Statement Copy/ Account Printout	$2	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Telcomm Federal Credit Union's foreign transaction changes in our data

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