17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 19, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Compared at $16.50, the middle of its prices
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Telcomm Federal Credit Union’s own schedules, with a source for each figure.
per quarter
per quarter
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Below Minimum Balance on MMKT | $10Not compared: Quarterly charge, not monthly | per quarter | None |
| Account closure within 90 days | $25 | Not stated | None |
| Dormant Account Fee | $5Not compared: Quarterly charge, not monthly | per quarter | None |
| Paper Statement (Fee will not be assessed on Kirby Kids Club accounts) | $2 | Not stated | None |
| Bad Address Fee (per month) No activity for 6 mos. with no address | $10 | per month | None |
Overdraft & NSF | |||
| Overdraft Privilege fee per presentment | $28 | per item | None |
| Insufficient Funds item under per presentment | $5 | per item | None |
| Insufficient Funds per presentment | $28 | per item | None |
ATM & Card | |||
| ATM / Debit / Credit Card replacement | $10 | per item | None |
Wire Transfers | |||
| Domestic Wires Outgoing | $35 | Not stated | None |
| Wire Transfers Incoming | $10 | Not stated | None |
| International Wires Outgoing | $50 | Not stated | None |
Check Services | |||
| Certified Check | $25 | Not stated | None |
| Certified Checks | $2 | Not stated | None |
| Temporary Checks (per sheet of 4) | $2 | per item | None |
| Check Copy | $2 | Not stated | None |
Digital & Electronic | |||
| Zelle® | $25 | Not stated | None |
Account Services | |||
| Safe Deposit Box Late Fee | $10Not compared: Box drilling or key fee | Not stated | None |
| Garnishments / IRS Tax Levies | $25 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer | $25 | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Card: Member | $3 | Not stated | None |
| VISA Gift Card: NON-Member | $5 | Not stated | None |
Other Fees | |||
| Fax | $1 | Not stated | None |
| Statement Copy/ Account Printout | $2 | Not stated | None |
Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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