Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Bloomington Municipal Federal Credit Union

Bloomington, IllinoisCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Christmas Club Early Withdrawal$10Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=early_closure; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Christmas Club Early Withdrawal | $10.00" · Source

Returned Mail Fee$10

$15 below the national median

Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=account_research; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Returned Mail Fee | $10.00" · Source

Overdraft & NSFVerified

Overdraft Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=overdraft; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Overdraft Fee | $25.00" · Source
Returned Checks$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=nsf; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Returned Checks | $25.00" · Source

ATM & CardVerified

Lost/Stolen ATM/Debit Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=card_replacement; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Lost/Stolen ATM/Debit Card | $10.00" · Source

Wire TransfersVerified

Wire-Out Domestic$15Below the typical range ($20–$25 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=wire_domestic_outgoing; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Wire-Out Domestic | $15.00" · Source
Wire-Out International$40Within the typical range ($40–$50 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=wire_intl_outgoing; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Wire-Out International | $40.00" · Source

Check ServicesVerified

Copy of a Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=check_image; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Copy of a Check | $5.00" · Source
Money Orders$1Below the typical range ($1.75–$3 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=money_order; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Money Orders | $1.00" · Source
Non-Member Check Cashing | A$3Below the typical range ($5–$10 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=check_cashing; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Non-Member Check Cashing | A $3 Service Fee will be Applied to any non-member cashing a check drawn off a BMCU account" · Source
Stop Payment on ACH$15Below the typical range ($20–$30 nationally)
$10.50 below the national median
Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=stop_payment; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Stop Payment on ACH | $15.00" · Source

Cash & DepositVerified

Debit Card Cash Advance Fee$10Within the typical range ($3–$10 nationally)
$5 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=cash_advance; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Debit Card Cash Advance Fee | $10 per transaction" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Christmas Club Early Withdrawal	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=early_closure; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Christmas Club Early Withdrawal \| $10.00"	Source
Returned Mail Fee	$10Below the typical range ($17.50–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=account_research; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Returned Mail Fee \| $10.00"	Source
Overdraft & NSFVerified
Overdraft Fee	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=overdraft; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Overdraft Fee \| $25.00"	Source
Returned Checks	$25
ATM & CardVerified
Lost/Stolen ATM/Debit Card	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=card_replacement; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Lost/Stolen ATM/Debit Card \| $10.00"	Source
Wire TransfersVerified
Wire-Out Domestic	$15Below the typical range ($20–$25 nationally)	$7 below the national median	—	Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=wire_domestic_outgoing; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Wire-Out Domestic \| $15.00"	Source
Wire-Out International	$40
Check ServicesVerified
Copy of a Check	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=check_image; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Copy of a Check \| $5.00"	Source
Money Orders	$1
Cash & DepositVerified
Debit Card Cash Advance Fee	$10Within the typical range ($3–$10 nationally)	$5 above the national median	per transaction	Knox deterministic extraction from Rosetta artifact #5931. canonical_hint=cash_advance; text_hash=9e673c2a81ff88aef9150aefd825bf224c878f9c6c07859405353ffea4cf5c12; excerpt="Debit Card Cash Advance Fee \| $10 per transaction"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 12 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$45.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$45.7M

Total deposits

$39.5M

Service charge income (year to date)

$93K

Fee income ratio

8.4%

Return on assets

1.02%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 28,880 verified fees from 2,290 institutions

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