Champion Federal Credit Union

Headquarters: Toledo, Ohio
Charter: Credit Union
Assets: $74.1M
Fed district: Cleveland

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Champion Federal Credit Union: $30
Champion Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Champion Federal Credit Union: $30
Champion Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Champion Federal Credit Union: $20
Champion Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Champion Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Reconciliation$10
Not compared: Charged per hour; comparison unavailable
per hour
Invalid Address$5
per month

Overdraft & NSF

If an overdraft does occur$30
Overdraft Privilege$30
per item
Fee or an NSF/Return Item Fee$30
per item
NSF/Returned Item$30
Overdraft Transfer$5
per item

ATM & Card

Card Reissue/Reactivation$25
Card Replacement$15
per item

Wire Transfers

Outgoing: Wire Transfer$20
per item
Wire Transfer (Incoming)No charge
Wire Transfer$45
per item

Check Services

Official Check$1
per item
Money Management$10
per item
Money Order$1
per item
Stop Payment$30
per item

Digital & Electronic

PayIt Bill Payment Monthly FeeNo charge
per month

Cash & Deposit

Deposit Item Return$15
per item

Account Services

Garnishment$25

Gift & Prepaid Cards

Gift Card$4
per item · for non-members
Reloadable Prepaid Card$5
per item

Other Fees

Statement Copy$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Reconciliation	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Invalid Address	$5	per month	None
Overdraft & NSF
If an overdraft does occur	$30	Not stated	None
Overdraft Privilege	$30	per item	None
Fee or an NSF/Return Item Fee	$30	per item	None
NSF/Returned Item	$30	Not stated	None
Overdraft Transfer	$5	per item	None
ATM & Card
Card Reissue/Reactivation	$25	Not stated	None
Card Replacement	$15	per item	None
Wire Transfers
Outgoing: Wire Transfer	$20	per item	None
Wire Transfer (Incoming)	No charge	Not stated	None
Wire Transfer	$45	per item	None
Check Services
Official Check	$1	per item	None
Money Management	$10	per item	None
Money Order	$1	per item	None
Stop Payment	$30	per item	None
Digital & Electronic
PayIt Bill Payment Monthly Fee	No charge	per month	None
Cash & Deposit
Deposit Item Return	$15	per item	None
Account Services
Garnishment	$25	Not stated	None
Gift & Prepaid Cards
Gift Card	$4	per item	for non-members
Reloadable Prepaid Card	$5	per item	None
Other Fees
Statement Copy	$1	per item	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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