20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 11, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Wire Transfer (Domestic Out)
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Sharepoint Federal Credit Union’s own schedules, with a source for each figure.
per month
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Closed Account within 90 Days | $10 | Not stated | None |
| Inactive Account Fee (audience not stated, treated as personal) | $10 | per month | None |
| Account Reconciliation/Research (audience not stated, treated as personal) | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Delivery (See Free Services) (audience not stated, treated as personal) | $2 | per item | None |
| Returned Statement | $10Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Insufficient Funds Charge (Returned) (audience not stated, treated as personal) | $30 | per item | None |
ATM & Card | |||
| Card Replacement (audience not stated, treated as personal) | $15 | Not stated | None |
| Card Replacement-Rush (audience not stated, treated as personal) | $50 | Not stated | None |
| Cross-Border Fee | 0.9%of the transaction | Not stated | None |
| Currency Conversion Assessment (audience not stated, treated as personal) | 0.2% | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing (audience not stated, treated as personal) | $30 | Not stated | None |
| Wire Transfers: Incoming (audience not stated, treated as personal) | $10 | Not stated | None |
Check Services | |||
| Official Check (audience not stated, treated as personal) | $3 | per item | None |
| Money Orders (audience not stated, treated as personal) | $2 | per item | None |
| Stop Payment (Check/ ACH) (audience not stated, treated as personal) | $30 | per item | None |
| Counter Check | $5 | per item | None |
| Check Cashing (Non-Member) (audience not stated, treated as personal) | $15 | per item | None |
| Check Copy (audience not stated, treated as personal) | $5 | per item | None |
Digital & Electronic | |||
| BillPay (audience not stated, treated as personal) | No charge | Not stated | None |
Cash & Deposit | |||
| Coin Counting (Where Available) (audience not stated, treated as personal) | No charge | Not stated | None |
Account Services | |||
| Notary (Call For Appointment) (audience not stated, treated as personal) | No charge | Not stated | None |
| Garnishment/Levy (audience not stated, treated as personal) | $75 | per item | None |
| Subordination Fee (audience not stated, treated as personal) | $250 | Not stated | None |
Other Fees | |||
| Duplicate Lien Release (audience not stated, treated as personal) | $10 | Not stated | None |
| Loan Modification (audience not stated, treated as personal) | $50 | Not stated | None |
| Loan Refinance for Lower Rate (audience not stated, treated as personal) | $150 | per item | None |
| Returned Loan Payment | $30 | per item | None |
| Skip-A-Payment (audience not stated, treated as personal) | $30 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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