Metro Plus Federal Credit Union

Headquarters: Lexington, Kentucky
Charter: Credit Union
Assets: $50.9M
Fed district: Cleveland

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Metro Plus Federal Credit Union: $28
Metro Plus Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Metro Plus Federal Credit Union: $28
Metro Plus Federal Credit Union: $28
U.S. median: no median
Non-Network ATM
Metro Plus Federal Credit Union: $0.50
Metro Plus Federal Credit Union: $0.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Metro Plus Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure$25
Dormant Account$5
per month
Account Reconciliation$10
Not compared: Charged per hour; comparison unavailable
per hour
Metro Money Market - Excessive Withdrawal$10
per item

Overdraft & NSF

Courtesy Pay$28
per item
Overdraft (ACH, ATM, Debit Card)$28
per item
NSF$28
per item
Overdraft Transfer from Another Account$2
per item

ATM & Card

ATM Withdrawal transactions$0.50
per item
Card Replacement$5
per item
Expedited Card$20
per item

Wire Transfers

Wire Transfer (Outgoing - Domestic)$15
per item

Check Services

Cashier's/Teller's Check$3
per item
Money Order$1
per item
Stop Payment$28
Counter Checks$3
Check Copy$3
per item

Digital & Electronic

Bill Pay$5
per month

Cash & Deposit

Deposit Item Return: Account holder$28
per item
Deposit Item Return: Third Party$5
per item

Account Services

Garnishment$50
Legal Process (tax levies, summons)$50

Gift & Prepaid Cards

Prepaid Reloadable Debit Card$4.95
Visa: Gift Card$2

Fee	Amount	Basis	Note
Account Maintenance
Account Closure	$25	Not stated	None
Dormant Account	$5	per month	None
Account Reconciliation	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Metro Money Market - Excessive Withdrawal	$10	per item	None
Overdraft & NSF
Courtesy Pay	$28	per item	None
Overdraft (ACH, ATM, Debit Card)	$28	per item	None
NSF	$28	per item	None
Overdraft Transfer from Another Account	$2	per item	None
ATM & Card
ATM Withdrawal transactions	$0.50	per item	None
Card Replacement	$5	per item	None
Expedited Card	$20	per item	None
Wire Transfers
Wire Transfer (Outgoing - Domestic)	$15	per item	None
Check Services
Cashier's/Teller's Check	$3	per item	None
Money Order	$1	per item	None
Stop Payment	$28	Not stated	None
Counter Checks	$3	Not stated	None
Check Copy	$3	per item	None
Digital & Electronic
Bill Pay	$5	per month	None
Cash & Deposit
Deposit Item Return: Account holder	$28	per item	None
Deposit Item Return: Third Party	$5	per item	None
Account Services
Garnishment	$50	Not stated	None
Legal Process (tax levies, summons)	$50	Not stated	None
Gift & Prepaid Cards
Prepaid Reloadable Debit Card	$4.95	Not stated	None
Visa: Gift Card	$2	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Metro Plus Federal Credit Union's wire transfer changes in our data

We check once a day and send one email covering every change.