Listerhill Federal Credit Union

Headquarters: Sheffield, Alabama
Charter: Credit Union
Assets: $1.5B
Fed district: Atlanta

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Growth Checking $5 · Account Alerts $10
Compared at $7.50, the middle of its prices
Listerhill Federal Credit Union: $5 to $10
Listerhill Federal Credit Union: $5 to $10
U.S. median: no median
Overdraft (OD)
Listerhill Federal Credit Union: $32
Listerhill Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Listerhill Federal Credit Union: $32
Listerhill Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Listerhill Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Growth Checking Monthly maintenance fee$5
per month
Monthly service charge$10
per month
Dormant Account Fee per Month$10
per month
Monetary Instruments Account Reconciliation/Research (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail Fee$5

Overdraft & NSF

Overdraft (OD) Fee: Check, ACH, and Debit$32
Overdraft Fee$32
per item
Collection Items Non-Sufficient Funds (NSF) Fee: Check and ACH$32
NSF (Returned Item) Fee$32
per item

ATM & Card

Replacement Debit Card$10
Rush Card Fee$35
Visa International Service Assessment Fee$25

Check Services

Money Order$3
per item
Monthly Fees Stop Payment (per item)$32
Not compared: Monthly charge, not per item
per month
Stop Payment$32
Counter Checks (per page)$5
per item

Cash & Deposit

Returned Deposit Item$10

Account Services

Box Drilling Fee$190
Not compared: Box drilling or key fee
per item
Safe Deposit Box$25
Not compared: Box drilling or key fee
Safe Deposit Box 3x10$55
Safe Deposit Box 3x5$30
Safe Deposit Box 5x5$35
Garnishment/Levy$50

Other Fees

Photocopy (per page)$1
per item
Record Copy Fee$3
Loan Extensions/Skip Payment$35

Fee	Amount	Basis	Note
Account Maintenance
Growth Checking Monthly maintenance fee	$5	per month	None
Monthly service charge	$10	per month	None
Dormant Account Fee per Month	$10	per month	None
Monetary Instruments Account Reconciliation/Research (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail Fee	$5	Not stated	None
Overdraft & NSF
Overdraft (OD) Fee: Check, ACH, and Debit	$32	Not stated	None
Overdraft Fee	$32	per item	None
Collection Items Non-Sufficient Funds (NSF) Fee: Check and ACH	$32	Not stated	None
NSF (Returned Item) Fee	$32	per item	None
ATM & Card
Replacement Debit Card	$10	Not stated	None
Rush Card Fee	$35	Not stated	None
Visa International Service Assessment Fee	$25	Not stated	None
Check Services
Money Order	$3	per item	None
Monthly Fees Stop Payment (per item)	$32Not compared: Monthly charge, not per item	per month	None
Stop Payment	$32	Not stated	None
Counter Checks (per page)	$5	per item	None
Cash & Deposit
Returned Deposit Item	$10	Not stated	None
Account Services
Box Drilling Fee	$190Not compared: Box drilling or key fee	per item	None
Safe Deposit Box	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 3x10	$55	Not stated	None
Safe Deposit Box 3x5	$30	Not stated	None
Safe Deposit Box 5x5	$35	Not stated	None
Garnishment/Levy	$50	Not stated	None
Other Fees
Photocopy (per page)	$1	per item	None
Record Copy Fee	$3	Not stated	None
Loan Extensions/Skip Payment	$35	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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