802 Federal Credit Union

Headquarters: Barre, Vermont
Charter: Credit Union
Assets: $507.7M
Fed district: Boston

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
802 Federal Credit Union: $25
802 Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
802 Federal Credit Union: $25
802 Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
802 Federal Credit Union: $15
802 Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Vermont, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Vermont: Banks and credit unions headquartered in Vermont that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from 802 Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee for accounts under the minimum balance$10
per month
Inactive/Dormant Account$5
per month
Account Reconciliation$15
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$15
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

NSF/Overdraft$25
per item
Overdraft fee$25
per item
NSF/Returned Item$25
per item

ATM & Card

Credit/Debit Replacement Card: Standard Shipping$5
per item
Credit/Debit Replacement Card: Rush Shipping$35
per item
Foreign transactions0.8%of the transaction

Wire Transfers

Wire Transfer – Outgoing: Domestic$15
per item
WIRE TRANSFER FEES: Domestic$15
per item
Wire Transfer – Outgoing: International (Foreign Funds)$30
per item
Wire Transfer – Outgoing: International (US Funds)$35
per item

Check Services

Cashier/Bank Check$1
per item
Money Orders$2
per item
Stop Payment$15
per item
Stop Payment - Cashier/Bank Check$15
per item
Temporary checks are available at any 802CU branch$2
per item
Non-member Check Cashing$5
per item
Foreign Check Processing$5
per item
Share Draft Copy$1
per item

Account Services

Drilled Locks$350
Not compared: Box drilling or key fee
Key Replacement (when possible)$25
Not compared: Box drilling or key fee

Other Fees

Statement Copy$3
per item
Skip-a-pay (loan)$10
per item
Skip-A-Pay Fee$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee for accounts under the minimum balance	$10	per month	None
Inactive/Dormant Account	$5	per month	None
Account Reconciliation	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
NSF/Overdraft	$25	per item	None
Overdraft fee	$25	per item	None
NSF/Returned Item	$25	per item	None
ATM & Card
Credit/Debit Replacement Card: Standard Shipping	$5	per item	None
Credit/Debit Replacement Card: Rush Shipping	$35	per item	None
Foreign transactions	0.8%of the transaction	Not stated	None
Wire Transfers
Wire Transfer – Outgoing: Domestic	$15	per item	None
WIRE TRANSFER FEES: Domestic	$15	per item	None
Wire Transfer – Outgoing: International (Foreign Funds)	$30	per item	None
Wire Transfer – Outgoing: International (US Funds)	$35	per item	None
Check Services
Cashier/Bank Check	$1	per item	None
Money Orders	$2	per item	None
Stop Payment	$15	per item	None
Stop Payment - Cashier/Bank Check	$15	per item	None
Temporary checks are available at any 802CU branch	$2	per item	None
Non-member Check Cashing	$5	per item	None
Foreign Check Processing	$5	per item	None
Share Draft Copy	$1	per item	None
Account Services
Drilled Locks	$350Not compared: Box drilling or key fee	Not stated	None
Key Replacement (when possible)	$25Not compared: Box drilling or key fee	Not stated	None
Other Fees
Statement Copy	$3	per item	None
Skip-a-pay (loan)	$10	per item	None
Skip-A-Pay Fee	$10	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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