Collins Community Federal Credit Union

Headquarters: Cedar Rapids, Iowa
Charter: Credit Union
Assets: $1.5B
Fed district: Chicago

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Advantage Protect Checking
Collins Community Federal Credit Union: $5.95
Collins Community Federal Credit Union: $5.95
U.S. median: no median
Overdraft (OD)
Collins Community Federal Credit Union: $10
Collins Community Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Collins Community Federal Credit Union: $32
Collins Community Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Collins Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Advantage Protect Checking Monthly service charge$5.95
per month
Inactivity Fee$5
per month
Reconciliation Fee$30
Not compared: Charged per hour; comparison unavailable
per hour
Research Fee$30
Not compared: Charged per hour; comparison unavailable
per hour
Printed Paper Statement Fee$3
per month
Bad Address$9
per month

Overdraft & NSF

Premium Overdraft (OD) Usage Fee$10
Non-sufficient Funds Fee (NSF)$32
per item
Overdraft Transfer Fee$5

ATM & Card

Card Replacement Fee$15
International Service Assessment0.8%

Wire Transfers

Outgoing Wire Transfer (Within US)$25

Check Services

Cashiers/Official Checks$5
Money Orders$5
Zelle Stop Payment Fee$32
Temporary Checks$2
Check Cashing (Non-Member fee)$5
Check Copies$1
per item

Cash & Deposit

Deposit Items Returned$10

Account Services

LOANS: Lost Key Charge – One Key$25
Not compared: Box drilling or key fee
Lost Key Charge – Both Keys$300
Not compared: Box drilling or key fee
Safe Deposit Box Rental$25
Safe Deposit Boxes$45
Levy / Garnishment Fee$50
CHECK ISSUE CHARGES: Subpoena Fees$25
Not compared: Charged per hour; comparison unavailable
per hour

Other Fees

Returned Loan Payment Fee$32
per item

Fee	Amount	Basis	Note
Account Maintenance
Advantage Protect Checking Monthly service charge	$5.95	per month	None
Inactivity Fee	$5	per month	None
Reconciliation Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Research Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Printed Paper Statement Fee	$3	per month	None
Bad Address	$9	per month	None
Overdraft & NSF
Premium Overdraft (OD) Usage Fee	$10	Not stated	None
Non-sufficient Funds Fee (NSF)	$32	per item	None
Overdraft Transfer Fee	$5	Not stated	None
ATM & Card
Card Replacement Fee	$15	Not stated	None
International Service Assessment	0.8%	Not stated	None
Wire Transfers
Outgoing Wire Transfer (Within US)	$25	Not stated	None
Check Services
Cashiers/Official Checks	$5	Not stated	None
Money Orders	$5	Not stated	None
Zelle Stop Payment Fee	$32	Not stated	None
Temporary Checks	$2	Not stated	None
Check Cashing (Non-Member fee)	$5	Not stated	None
Check Copies	$1	per item	None
Cash & Deposit
Deposit Items Returned	$10	Not stated	None
Account Services
LOANS: Lost Key Charge – One Key	$25Not compared: Box drilling or key fee	Not stated	None
Lost Key Charge – Both Keys	$300Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Rental	$25	Not stated	None
Safe Deposit Boxes	$45	Not stated	None
Levy / Garnishment Fee	$50	Not stated	None
CHECK ISSUE CHARGES: Subpoena Fees	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Other Fees
Returned Loan Payment Fee	$32	per item	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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