Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Members1St Community Federal Credit Union

Marshalltown, IowaCredit UnionChicago Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

00 /month Paper Statement (Waived for members ages 12 & under and 73+)$2Within the typical range ($2–$5 nationally)

per month · Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=paper_statement; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00*/month Paper Statement (Waived for members ages 12 & under and 73+) $2" · Source

00/month Account Closure (within 90 days of opening)$5

$10 below the national median

per month · Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=early_closure; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00/month Account Closure (within 90 days of opening) $5" · Source

8/mo Bad Address/Returned Mail$10

$10 below the national median

per month · Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=account_research; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="50* after 8/mo Bad Address/Returned Mail $10" · Source

Overdraft & NSFVerified

00 Non-Sufficient Funds$25Within the typical range ($25–$32 nationally)
$4 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=nsf; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00 Non-Sufficient Funds $25" · Source
00/item Courtesy Pay$25Within the typical range ($20–$30 nationally)
$3 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=overdraft; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00/item Courtesy Pay $25" · Source

ATM & CardVerified

00 ATM Transactions (per item)$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
per month · Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=atm_non_network; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00* ATM Transactions (per item) $1" · Source
00 International Service Assessment for Foreign Country Card Transactions 1% Debit/ATM/Credit Card Replacement$15Above the typical range ($5–$10 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=card_replacement; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00 International Service Assessment for Foreign Country Card Transactions 1% Debit/ATM/Credit Card Replacement $15" · Source

Wire TransfersVerified

00 Wire Transfer – Outgoing Domestic$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=wire_domestic_outgoing; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00 Wire Transfer – Outgoing Domestic $20" · Source
00/wire Wire Transfer – Incoming$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=wire_domestic_incoming; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00/wire Wire Transfer – Incoming $10" · Source
00/wire Wire Transfer – Outgoing Int’l$50Above the typical range ($20–$25 nationally)
$30 above the national median
Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=wire_domestic_outgoing; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00/wire Wire Transfer – Outgoing Int’l $50" · Source

Check ServicesVerified

00/check Money Orders$2Within the typical range ($2–$3.50 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=money_order; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00/check Money Orders $2" · Source
00/transfer Stop Payment$22Within the typical range ($20–$30 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=stop_payment; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00/transfer Stop Payment $22" · Source
Teller Check$5Within the typical range ($3–$6 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=cashiers_check; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="Teller Check $5" · Source

Cash & DepositVerified

Coin Counting for Non-Member 3% Return Deposit Item (per item)$10Within the typical range ($9.50–$25 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=deposited_item_return; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="Coin Counting for Non-Member 3% Return Deposit Item (per item) $10" · Source

Account ServicesVerified

00 Levy or Garnishment$35Within the typical range ($25–$75 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=garnishment_levy; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00 Levy or Garnishment $35" · Source

Retirement & IRAVerified

00 IRA Closing$25Within the typical range ($25–$40 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=ira_termination; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00 IRA Closing $25" · Source

Other FeesVerified

00/page Photocopy 25¢/page Foreign Check$150Above the typical range ($2–$5 nationally)
$147 above the national median
Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=document_reproduction; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00/page Photocopy 25¢/page Foreign Check $150" · Source
Statement Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
per month · Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=document_reproduction; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00*/draft Statement Copy $2" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
00 /month Paper Statement (Waived for members ages 12 & under and 73+)	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per month	Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=paper_statement; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00*/month Paper Statement (Waived for members ages 12 & under and 73+) $2"	Source
00/month Account Closure (within 90 days of opening)	$5Below the typical range ($10–$25 nationally)	$10 below the national median	per month	Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=early_closure; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00/month Account Closure (within 90 days of opening) $5"	Source
8/mo Bad Address/Returned Mail	$10Below the typical range ($15–$25 nationally)	$10 below the national median	per month	Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=account_research; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="50* after 8/mo Bad Address/Returned Mail $10"	Source
Overdraft & NSFVerified
00 Non-Sufficient Funds	$25Within the typical range ($25–$32 nationally)	$4 below the national median	per item	Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=nsf; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00 Non-Sufficient Funds $25"	Source
00/item Courtesy Pay
ATM & CardVerified
00 ATM Transactions (per item)	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=atm_non_network; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00* ATM Transactions (per item) $1"	Source
00 International Service Assessment for Foreign Country Card Transactions 1% Debit/ATM/Credit Card Replacement
Wire TransfersVerified
00 Wire Transfer – Outgoing Domestic	$20Within the typical range ($20–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=wire_domestic_outgoing; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00 Wire Transfer – Outgoing Domestic $20"	Source
00/wire Wire Transfer – Incoming
Check ServicesVerified
00/check Money Orders	$2Within the typical range ($2–$3.50 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=money_order; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00/check Money Orders $2"	Source
00/transfer Stop Payment
Cash & DepositVerified
Coin Counting for Non-Member 3% Return Deposit Item (per item)	$10Within the typical range ($9.50–$25 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=deposited_item_return; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="Coin Counting for Non-Member 3% Return Deposit Item (per item) $10"	Source
Account ServicesVerified
00 Levy or Garnishment	$35Within the typical range ($25–$75 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=garnishment_levy; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00 Levy or Garnishment $35"	Source
Retirement & IRAVerified
00 IRA Closing	$25Within the typical range ($25–$40 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=ira_termination; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00 IRA Closing $25"	Source
Other FeesVerified
00/page Photocopy 25¢/page Foreign Check	$150Above the typical range ($2–$5 nationally)	$147 above the national median	—	Knox deterministic extraction from Rosetta artifact #1348. canonical_hint=document_reproduction; text_hash=aae683a4c1e22f272b15073158cdf622a4624a4820129af12f401819871c8a98; excerpt="00/page Photocopy 25¢/page Foreign Check $150"	Source
Statement Copy

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% below the national median overdraft fee

Total fees: 18 — leaner than most institutions

Verified fees

Under review

Assets

$311.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$311.1M

Total deposits

$278.8M

Service charge income (year to date)

$951K

Fee income ratio

9.8%

Return on assets

0.42%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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