First Alliance Federal Credit Union

Headquarters: Rochester, Minnesota
Charter: Credit Union
Assets: $358.5M
Fed district: Minneapolis

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First Alliance Federal Credit Union: $30
First Alliance Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
First Alliance Federal Credit Union: $30
First Alliance Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
First Alliance Federal Credit Union: $15 to $30
First Alliance Federal Credit Union: $15 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Alliance Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

CLOSED ACCOUNT FEE A new account that is closed before 6 months (audience not stated, treated as personal)$10
DORMANT ACCOUNTS: Consumer Accounts$5
Paper Statement Fee$5
per month
Returned Mail/Statements$20

Overdraft & NSF

Courtesy Pay Program fee$30
Non-Sufficient Funds (NSF)$30
per item

ATM & Card

Debit Cards Replacement Debit Card (audience not stated, treated as personal)$5
Card Rush Request Varies Loan Payments Loan Coupon Book (Per Book)$10

Wire Transfers

Outgoing Domestic Wire (Online Banking)$15
Outgoing Domestic Wire (Phone/Branch)$30
Incoming Domestic Wire$12
Outgoing Foreign Wire$40
Incoming Foreign Wire$12

Check Services

Cashier's Checks under $250.00$4
ACH-Stop Payment$30
Debit Cards: Stop Payment$30
Stop Payment$30
per item
Member Check Cashing$5
Check Copy$5
Check CopyNo charge
On-line Bill Payment Bill Pay Check Copy$6

Cash & Deposit

Returned Check$10

Account Services

Non-Member Notary$5
Box Drilling$150
Not compared: Box drilling or key fee
Late Fee (10 Days)$10
Not compared: Box drilling or key fee
Replacement Key$30
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10 x 24$85
per year
Safe Deposit Box 3 x 10 x 24$45
per year
Safe Deposit Box 3 x 5 x 24$25
per year
Safe Deposit Box 5 x 10 x 24$55
per year
Safe Deposit Box 5 x 5 x 24$35
per year
Tax Levy/Garnishments$75

Other Fees

Statement CopyNo charge
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
CLOSED ACCOUNT FEE A new account that is closed before 6 months (audience not stated, treated as personal)	$10	Not stated	None
DORMANT ACCOUNTS: Consumer Accounts	$5	Not stated	None
Paper Statement Fee	$5	per month	None
Returned Mail/Statements	$20	Not stated	None
Overdraft & NSF
Courtesy Pay Program fee	$30	Not stated	None
Non-Sufficient Funds (NSF)	$30	per item	None
ATM & Card
Debit Cards Replacement Debit Card (audience not stated, treated as personal)	$5	Not stated	None
Card Rush Request Varies Loan Payments Loan Coupon Book (Per Book)	$10	Not stated	None
Wire Transfers
Outgoing Domestic Wire (Online Banking)	$15	Not stated	None
Outgoing Domestic Wire (Phone/Branch)	$30	Not stated	None
Incoming Domestic Wire	$12	Not stated	None
Outgoing Foreign Wire	$40	Not stated	None
Incoming Foreign Wire	$12	Not stated	None
Check Services
Cashier's Checks under $250.00	$4	Not stated	None
ACH-Stop Payment	$30	Not stated	None
Debit Cards: Stop Payment	$30	Not stated	None
Stop Payment	$30	per item	None
Member Check Cashing	$5	Not stated	None
Check Copy	$5	Not stated	None
Check Copy	No charge	Not stated	None
On-line Bill Payment Bill Pay Check Copy	$6	Not stated	None
Cash & Deposit
Returned Check	$10	Not stated	None
Account Services
Non-Member Notary	$5	Not stated	None
Box Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Late Fee (10 Days)	$10Not compared: Box drilling or key fee	Not stated	None
Replacement Key	$30Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10 x 24	$85	per year	None
Safe Deposit Box 3 x 10 x 24	$45	per year	None
Safe Deposit Box 3 x 5 x 24	$25	per year	None
Safe Deposit Box 5 x 10 x 24	$55	per year	None
Safe Deposit Box 5 x 5 x 24	$35	per year	None
Tax Levy/Garnishments	$75	Not stated	None
Other Fees
Statement Copy	No charge	Not stated	None
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

DORMANT ACCOUNTS: Business Accounts$10
Paper Statement Fee$5
per month
Returned Mail/Statements$20

Overdraft & NSF

Non-Sufficient Funds (NSF)$30
per item

ATM & Card

Card Rush Request Varies Loan Payments Loan Coupon Book (Per Book)$10

Wire Transfers

Outgoing Domestic Wire (Online Banking)$15
Outgoing Domestic Wire (Phone/Branch)$30
Incoming Domestic Wire$12
Outgoing Foreign Wire$40
Incoming Foreign Wire$12

Check Services

Cashier's Checks under $250.00$4
ACH-Stop Payment$30
Debit Cards: Stop Payment$30
Stop Payment$30
per item
Member Check Cashing$5
Check Copy$5
Check CopyNo charge
On-line Bill Payment Bill Pay Check Copy$6

Cash & Deposit

Returned Check$10

Account Services

Non-Member Notary$5
Box Drilling$150
Not compared: Box drilling or key fee
Late Fee (10 Days)$10
Not compared: Box drilling or key fee
Replacement Key$30
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10 x 24$85
per year
Safe Deposit Box 3 x 10 x 24$45
per year
Safe Deposit Box 3 x 5 x 24$25
per year
Safe Deposit Box 5 x 10 x 24$55
per year
Safe Deposit Box 5 x 5 x 24$35
per year
Tax Levy/Garnishments$75

Other Fees

Statement CopyNo charge
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
DORMANT ACCOUNTS: Business Accounts	$10	Not stated	None
Paper Statement Fee	$5	per month	None
Returned Mail/Statements	$20	Not stated	None
Overdraft & NSF
Non-Sufficient Funds (NSF)	$30	per item	None
ATM & Card
Card Rush Request Varies Loan Payments Loan Coupon Book (Per Book)	$10	Not stated	None
Wire Transfers
Outgoing Domestic Wire (Online Banking)	$15	Not stated	None
Outgoing Domestic Wire (Phone/Branch)	$30	Not stated	None
Incoming Domestic Wire	$12	Not stated	None
Outgoing Foreign Wire	$40	Not stated	None
Incoming Foreign Wire	$12	Not stated	None
Check Services
Cashier's Checks under $250.00	$4	Not stated	None
ACH-Stop Payment	$30	Not stated	None
Debit Cards: Stop Payment	$30	Not stated	None
Stop Payment	$30	per item	None
Member Check Cashing	$5	Not stated	None
Check Copy	$5	Not stated	None
Check Copy	No charge	Not stated	None
On-line Bill Payment Bill Pay Check Copy	$6	Not stated	None
Cash & Deposit
Returned Check	$10	Not stated	None
Account Services
Non-Member Notary	$5	Not stated	None
Box Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Late Fee (10 Days)	$10Not compared: Box drilling or key fee	Not stated	None
Replacement Key	$30Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10 x 24	$85	per year	None
Safe Deposit Box 3 x 10 x 24	$45	per year	None
Safe Deposit Box 3 x 5 x 24	$25	per year	None
Safe Deposit Box 5 x 10 x 24	$55	per year	None
Safe Deposit Box 5 x 5 x 24	$35	per year	None
Tax Levy/Garnishments	$75	Not stated	None
Other Fees
Statement Copy	No charge	Not stated	None
Statement Copy	$5	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when First Alliance Federal Credit Union's ach origination changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First Alliance Federal Credit Union: $30
First Alliance Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
First Alliance Federal Credit Union: $30
First Alliance Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
First Alliance Federal Credit Union: $15 to $30
First Alliance Federal Credit Union: $15 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from First Alliance Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

CLOSED ACCOUNT FEE A new account that is closed before 6 months (audience not stated, treated as personal)$10
DORMANT ACCOUNTS: Consumer Accounts$5
Paper Statement Fee$5
per month
Returned Mail/Statements$20

Overdraft & NSF

Courtesy Pay Program fee$30
Non-Sufficient Funds (NSF)$30
per item

ATM & Card

Debit Cards Replacement Debit Card (audience not stated, treated as personal)$5
Card Rush Request Varies Loan Payments Loan Coupon Book (Per Book)$10

Wire Transfers

Outgoing Domestic Wire (Online Banking)$15
Outgoing Domestic Wire (Phone/Branch)$30
Incoming Domestic Wire$12
Outgoing Foreign Wire$40
Incoming Foreign Wire$12

Check Services

Cashier's Checks under $250.00$4
ACH-Stop Payment$30
Debit Cards: Stop Payment$30
Stop Payment$30
per item
Member Check Cashing$5
Check Copy$5
Check CopyNo charge
On-line Bill Payment Bill Pay Check Copy$6

Cash & Deposit

Returned Check$10

Account Services

Non-Member Notary$5
Box Drilling$150
Not compared: Box drilling or key fee
Late Fee (10 Days)$10
Not compared: Box drilling or key fee
Replacement Key$30
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10 x 24$85
per year
Safe Deposit Box 3 x 10 x 24$45
per year
Safe Deposit Box 3 x 5 x 24$25
per year
Safe Deposit Box 5 x 10 x 24$55
per year
Safe Deposit Box 5 x 5 x 24$35
per year
Tax Levy/Garnishments$75

Other Fees

Statement CopyNo charge
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
CLOSED ACCOUNT FEE A new account that is closed before 6 months (audience not stated, treated as personal)	$10	Not stated	None
DORMANT ACCOUNTS: Consumer Accounts	$5	Not stated	None
Paper Statement Fee	$5	per month	None
Returned Mail/Statements	$20	Not stated	None
Overdraft & NSF
Courtesy Pay Program fee	$30	Not stated	None
Non-Sufficient Funds (NSF)	$30	per item	None
ATM & Card
Debit Cards Replacement Debit Card (audience not stated, treated as personal)	$5	Not stated	None
Card Rush Request Varies Loan Payments Loan Coupon Book (Per Book)	$10	Not stated	None
Wire Transfers
Outgoing Domestic Wire (Online Banking)	$15	Not stated	None
Outgoing Domestic Wire (Phone/Branch)	$30	Not stated	None
Incoming Domestic Wire	$12	Not stated	None
Outgoing Foreign Wire	$40	Not stated	None
Incoming Foreign Wire	$12	Not stated	None
Check Services
Cashier's Checks under $250.00	$4	Not stated	None
ACH-Stop Payment	$30	Not stated	None
Debit Cards: Stop Payment	$30	Not stated	None
Stop Payment	$30	per item	None
Member Check Cashing	$5	Not stated	None
Check Copy	$5	Not stated	None
Check Copy	No charge	Not stated	None
On-line Bill Payment Bill Pay Check Copy	$6	Not stated	None
Cash & Deposit
Returned Check	$10	Not stated	None
Account Services
Non-Member Notary	$5	Not stated	None
Box Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Late Fee (10 Days)	$10Not compared: Box drilling or key fee	Not stated	None
Replacement Key	$30Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10 x 24	$85	per year	None
Safe Deposit Box 3 x 10 x 24	$45	per year	None
Safe Deposit Box 3 x 5 x 24	$25	per year	None
Safe Deposit Box 5 x 10 x 24	$55	per year	None
Safe Deposit Box 5 x 5 x 24	$35	per year	None
Tax Levy/Garnishments	$75	Not stated	None
Other Fees
Statement Copy	No charge	Not stated	None
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

DORMANT ACCOUNTS: Business Accounts$10
Paper Statement Fee$5
per month
Returned Mail/Statements$20

Overdraft & NSF

Non-Sufficient Funds (NSF)$30
per item

ATM & Card

Card Rush Request Varies Loan Payments Loan Coupon Book (Per Book)$10

Wire Transfers

Outgoing Domestic Wire (Online Banking)$15
Outgoing Domestic Wire (Phone/Branch)$30
Incoming Domestic Wire$12
Outgoing Foreign Wire$40
Incoming Foreign Wire$12

Check Services

Cashier's Checks under $250.00$4
ACH-Stop Payment$30
Debit Cards: Stop Payment$30
Stop Payment$30
per item
Member Check Cashing$5
Check Copy$5
Check CopyNo charge
On-line Bill Payment Bill Pay Check Copy$6

Cash & Deposit

Returned Check$10

Account Services

Non-Member Notary$5
Box Drilling$150
Not compared: Box drilling or key fee
Late Fee (10 Days)$10
Not compared: Box drilling or key fee
Replacement Key$30
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10 x 24$85
per year
Safe Deposit Box 3 x 10 x 24$45
per year
Safe Deposit Box 3 x 5 x 24$25
per year
Safe Deposit Box 5 x 10 x 24$55
per year
Safe Deposit Box 5 x 5 x 24$35
per year
Tax Levy/Garnishments$75

Other Fees

Statement CopyNo charge
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
DORMANT ACCOUNTS: Business Accounts	$10	Not stated	None
Paper Statement Fee	$5	per month	None
Returned Mail/Statements	$20	Not stated	None
Overdraft & NSF
Non-Sufficient Funds (NSF)	$30	per item	None
ATM & Card
Card Rush Request Varies Loan Payments Loan Coupon Book (Per Book)	$10	Not stated	None
Wire Transfers
Outgoing Domestic Wire (Online Banking)	$15	Not stated	None
Outgoing Domestic Wire (Phone/Branch)	$30	Not stated	None
Incoming Domestic Wire	$12	Not stated	None
Outgoing Foreign Wire	$40	Not stated	None
Incoming Foreign Wire	$12	Not stated	None
Check Services
Cashier's Checks under $250.00	$4	Not stated	None
ACH-Stop Payment	$30	Not stated	None
Debit Cards: Stop Payment	$30	Not stated	None
Stop Payment	$30	per item	None
Member Check Cashing	$5	Not stated	None
Check Copy	$5	Not stated	None
Check Copy	No charge	Not stated	None
On-line Bill Payment Bill Pay Check Copy	$6	Not stated	None
Cash & Deposit
Returned Check	$10	Not stated	None
Account Services
Non-Member Notary	$5	Not stated	None
Box Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Late Fee (10 Days)	$10Not compared: Box drilling or key fee	Not stated	None
Replacement Key	$30Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10 x 24	$85	per year	None
Safe Deposit Box 3 x 10 x 24	$45	per year	None
Safe Deposit Box 3 x 5 x 24	$25	per year	None
Safe Deposit Box 5 x 10 x 24	$55	per year	None
Safe Deposit Box 5 x 5 x 24	$35	per year	None
Tax Levy/Garnishments	$75	Not stated	None
Other Fees
Statement Copy	No charge	Not stated	None
Statement Copy	$5	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.