Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

First Alliance Federal Credit Union

Rochester, MinnesotaCredit UnionMinneapolis Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

PAPER STATEMENT FEE$5Above the typical range ($2–$4.50 nationally)

Overdraft & NSFVerified

Non-Sufficient Funds (NSF)$30Within the typical range ($25–$31.50 nationally)
At the national median
per item · Source
Returned Check$10Below the typical range ($25–$31.50 nationally)
$20 below the national median
Source
September 1, 2023 Checking & Savings Check Printing Varies Non-Sufficient Funds (NSF)$30Within the typical range ($25–$31.50 nationally)
At the national median
Source

ATM & CardVerified

Card Rush Request Varies Loan Payments Loan Coupon Book (Per Book)$10Below the typical range ($30–$50 nationally)
$30 below the national median
per month · Source
Debit Cards Replacement Debit Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source

Wire TransfersVerified

Incoming Foreign Wire$12Within the typical range ($10–$25 nationally)
$3 below the national median
Source
Outgoing Business Wire$50Above the typical range ($20–$25 nationally)
$25 above the national median
Source
Outgoing Domestic Wire (Online Banking)$15Below the typical range ($20–$25 nationally)
$10 below the national median
Source
Outgoing Domestic Wire (Phone/Branch)$30Above the typical range ($20–$25 nationally)
$5 above the national median
Source
Outgoing Foreign Wire$40Within the typical range ($40–$50 nationally)
$10 below the national median
Source

Check ServicesVerified

Cashier's Checks under$4Within the typical range ($3–$5.50 nationally)
$1 below the national median
Source
Check Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Member Check Cashing$5Within the typical range ($5–$10 nationally)
At the national median
Source
On-line Bill Payment Bill Pay Check Copy$6Above the typical range ($2–$5 nationally)
$3 above the national median
Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$4 above the national median
Source

Account ServicesVerified

Box Drilling$150Above the typical range ($25–$80 nationally)
$105 above the national median
Source
Non-Member Notary$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Source
Replacement Key$30Within the typical range ($25–$80 nationally)
$15 below the national median
Source
Safe Deposit Boxes-Annual 3 x 5 x 24$25Within the typical range ($25–$80 nationally)
$20 below the national median
per year · Source
Tax Levy/Garnishments$75Within the typical range ($30–$75 nationally)
$25 above the national median
Source

Lending FeesVerified

Late Fee (10 Days)$10Below the typical range ($12.75–$25 nationally)
$11 below the national median
Source

Other FeesVerified

Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
PAPER STATEMENT FEE	$5Above the typical range ($2–$4.50 nationally)	$2 above the national median	per month	—	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF)	$30Within the typical range ($25–$31.50 nationally)	At the national median	per item	—	Source
Returned Check	$10
ATM & CardVerified
Card Rush Request Varies Loan Payments Loan Coupon Book (Per Book)	$10Below the typical range ($30–$50 nationally)	$30 below the national median	per month	—	Source
Debit Cards Replacement Debit Card	$5
Wire TransfersVerified
Incoming Foreign Wire	$12Within the typical range ($10–$25 nationally)	$3 below the national median	—	—	Source
Outgoing Business Wire	$50
Check ServicesVerified
Cashier's Checks under	$4Within the typical range ($3–$5.50 nationally)	$1 below the national median	—	—	Source
Check Copy	$5
Account ServicesVerified
Box Drilling	$150Above the typical range ($25–$80 nationally)	$105 above the national median	—	—	Source
Non-Member Notary	$5
Lending FeesVerified
Late Fee (10 Days)	$10Below the typical range ($12.75–$25 nationally)	$11 below the national median	—	—	Source
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

Fee change alerts

Get an email when First Alliance Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at First Alliance Federal Credit Union? Request a report against local competitors

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 24 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$358.5M

Work at First Alliance Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. Priced on request: we reply within one business day with scope and price.

Request the report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$358.5M

Total deposits

$296.0M

Service charge income (year to date)

$1.2M

Fee income ratio

8.3%

Return on assets

1.77%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 37,892 published fee entries from 2,651 institutions

See pricing