Affinity Federal Credit Union

Headquarters: Des Moines, Iowa
Charter: Credit Union
Assets: $154.3M
Fed district: Chicago

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Affinity Federal Credit Union: No fee
Affinity Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Affinity Federal Credit Union: $10
Affinity Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Affinity Federal Credit Union: $10
Affinity Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Affinity Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly FeeNo charge
per month
Account Closure$5
Account Research$35
Not compared: Charged per hour; comparison unavailable
per hour
Incorrect Address$5
per month

Overdraft & NSF

Debit Card Overdraft Protection (Opt-In)$10
Non-Sufficient Funds$10
Overdraft Protection$10

ATM & Card

Replacement Card$10
Foreign Transaction (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Domestic Wires: Outgoing$20
Domestic Wires: Incoming$10

Check Services

Certified Check$2
Member Check To Teller Check$25
Bill Pay Stop Payment$25
Certified Check Stop Payment$25
Draft/ACH Stop Payment$25
Check copy$3

Digital & Electronic

Bill PayNo charge
Mobile Check DepositNo charge

Account Services

Notary ServiceNo charge
Drill Box$250
Not compared: Box drilling or key fee
Key Replacement$25
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$100
Safe Deposit Box 3 x 10$40
Safe Deposit Box 3 x 5$25
Safe Deposit Box 5 x 10$60
Child Support Levies$10
Garnishments/Levies$25

Other Fees

Statement Copy$1
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	No charge	per month	None
Account Closure	$5	Not stated	None
Account Research	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Incorrect Address	$5	per month	None
Overdraft & NSF
Debit Card Overdraft Protection (Opt-In)	$10	Not stated	None
Non-Sufficient Funds	$10	Not stated	None
Overdraft Protection	$10	Not stated	None
ATM & Card
Replacement Card	$10	Not stated	None
Foreign Transaction (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Domestic Wires: Outgoing	$20	Not stated	None
Domestic Wires: Incoming	$10	Not stated	None
Check Services
Certified Check	$2	Not stated	None
Member Check To Teller Check	$25	Not stated	None
Bill Pay Stop Payment	$25	Not stated	None
Certified Check Stop Payment	$25	Not stated	None
Draft/ACH Stop Payment	$25	Not stated	None
Check copy	$3	Not stated	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Mobile Check Deposit	No charge	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Drill Box	$250Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$100	Not stated	None
Safe Deposit Box 3 x 10	$40	Not stated	None
Safe Deposit Box 3 x 5	$25	Not stated	None
Safe Deposit Box 5 x 10	$60	Not stated	None
Child Support Levies	$10	Not stated	None
Garnishments/Levies	$25	Not stated	None
Other Fees
Statement Copy	$1Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Affinity Federal Credit Union's cashier's check changes in our data

We check once a day and send one email covering every change.