Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Affinity Federal Credit Union

Des Moines, IowaCredit UnionChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$35Above the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3029. canonical_hint=account_research; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Account Research | $35.00 per hour" · Source

Monthly Fee$0

$8 below the national median

per month · Knox read a free fee from Rosetta artifact #3029. canonical_hint=monthly_maintenance; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Monthly Fee | NONE" · Source

Overdraft & NSFVerified

Each item paid by overdraft protection will be charged a$10Within the typical range ($10–$30 nationally)
$15 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3029. canonical_hint=overdraft; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Each item paid by overdraft protection will be charged a $10.00 fee" · Source
Non-Sufficient Funds$10Below the typical range ($15–$32 nationally)
$18 below the national median
Knox deterministic extraction from Rosetta artifact #3029. canonical_hint=nsf; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Non-Sufficient Funds | $10.00" · Source
Overdraft Protection$10Within the typical range ($10–$30 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #3029. canonical_hint=overdraft; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Overdraft Protection* | $10.00" · Source

ATM & CardVerified

Replacement Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3029. canonical_hint=card_replacement; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Replacement Card | $10.00" · Source

Check ServicesVerified

Certified Check$2Below the typical range ($3–$7.50 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #3029. canonical_hint=cashiers_check; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Certified Check | $2.00" · Source
Draft/ACH Stop Payment$25Within the typical range ($20–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3029. canonical_hint=stop_payment; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Draft/ACH Stop Payment | $25.00 plus tax" · Source

Digital & ElectronicVerified

Bill Pay$0Within the typical range ($0–$12.45 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #3029. canonical_hint=bill_pay; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Bill Pay | FREE" · Source

Account ServicesVerified

Drill Box$250Above the typical range ($20–$100 nationally)
$214 above the national median
Knox deterministic extraction from Rosetta artifact #3029. canonical_hint=safe_deposit_box; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Drill Box | $250.00" · Source
Notary Service$0Within the typical range ($0–$5 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #3029. canonical_hint=notary_fee; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Notary Service | FREE" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$35Above the typical range ($15–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #3029. canonical_hint=account_research; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Account Research \| $35.00 per hour"	Source
Monthly Fee	$0Below the typical range ($5–$17.50 nationally)	$8 below the national median	per month	Knox read a free fee from Rosetta artifact #3029. canonical_hint=monthly_maintenance; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Monthly Fee \| NONE"	Source
Overdraft & NSFVerified
Each item paid by overdraft protection will be charged a	$10Within the typical range ($10–$30 nationally)	$15 below the national median	per item	Knox deterministic extraction from Rosetta artifact #3029. canonical_hint=overdraft; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Each item paid by overdraft protection will be charged a $10.00 fee"	Source

ATM & CardVerified
Replacement Card	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3029. canonical_hint=card_replacement; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Replacement Card \| $10.00"	Source
Check ServicesVerified
Certified Check	$2Below the typical range ($3–$7.50 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #3029. canonical_hint=cashiers_check; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Certified Check \| $2.00"	Source
Draft/ACH Stop Payment
Digital & ElectronicVerified
Bill Pay	$0Within the typical range ($0–$12.45 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #3029. canonical_hint=bill_pay; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Bill Pay \| FREE"	Source
Account ServicesVerified
Drill Box	$250Above the typical range ($20–$100 nationally)	$214 above the national median	—	Knox deterministic extraction from Rosetta artifact #3029. canonical_hint=safe_deposit_box; text_hash=2c0834b8c76dc46f546c17024e38d7722356f7e2098ec65eb178469f906ad70e; excerpt="Drill Box \| $250.00"	Source
Notary Service	$0

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $10

64% below the national median NSF fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$154.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$154.3M

Total deposits

$133.8M

Service charge income (year to date)

$445K

Fee income ratio

7.8%

Return on assets

0.65%

Financial profile · Pro

Performance from regulator filings

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Based on 6,925 verified fees from 1,557 institutions

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