Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

2 Rivers Area Federal Credit Union

Kankakee, IllinoisCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Accounts$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=dormant_account; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="Dormant Accounts | $5.00 a month" · Source

Paper Statement (per statement)$2

$1 below the national median

Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=paper_statement; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="Paper Statement (per statement) | $2.00" · Source

Overdraft & NSFVerified

NSF$35Above the typical range ($25–$31 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=nsf; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="NSF | $35.00*" · Source
Overdraft Transfer$25Above the typical range ($3–$5 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=od_protection_transfer; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="Overdraft Transfer | $25.00" · Source

ATM & CardVerified

ATM Cash WIthdrawl$3Above the typical range ($1–$2.50 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=atm_non_network; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="ATM Cash WIthdrawl | $3.00" · Source
Lost/Replacement Credit Card$25Above the typical range ($5–$10 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=card_replacement; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="Lost/Replacement Credit Card | $25.00*" · Source
Lost/Replacement Debit Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=card_replacement; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="Lost/Replacement Debit Card | $10.00*" · Source

Wire TransfersVerified

Domestic Wire Transfer Outgoing$35Above the typical range ($20–$25 nationally)
$13 above the national median
Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=wire_domestic_outgoing; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="Domestic Wire Transfer Outgoing | $35.00*" · Source

Check ServicesVerified

Certified Check$2Below the typical range ($3–$6 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=cashiers_check; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="Certified Check | $2.00" · Source
Money Order$1Below the typical range ($1.75–$3 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=money_order; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="Money Order | $1.00" · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=stop_payment; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="Stop Payment | $25.00*" · Source

Lending FeesVerified

VISA Late Fee$25Within the typical range ($15–$25 nationally)
$0.75 above the national median
Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=late_payment; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="VISA Late Fee | $25.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Accounts	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=dormant_account; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="Dormant Accounts \| $5.00 a month"	Source
Paper Statement (per statement)	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=paper_statement; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="Paper Statement (per statement) \| $2.00"	Source
Overdraft & NSFVerified
NSF	$35Above the typical range ($25–$31 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=nsf; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="NSF \| $35.00*"	Source
Overdraft Transfer	$25
ATM & CardVerified
ATM Cash WIthdrawl	$3Above the typical range ($1–$2.50 nationally)	$1.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=atm_non_network; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="ATM Cash WIthdrawl \| $3.00"	Source
Lost/Replacement Credit Card	$25
Wire TransfersVerified
Domestic Wire Transfer Outgoing	$35Above the typical range ($20–$25 nationally)	$13 above the national median	—	Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=wire_domestic_outgoing; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="Domestic Wire Transfer Outgoing \| $35.00*"	Source
Check ServicesVerified
Certified Check	$2Below the typical range ($3–$6 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=cashiers_check; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="Certified Check \| $2.00"	Source
Money Order	$1
Lending FeesVerified
VISA Late Fee	$25Within the typical range ($15–$25 nationally)	$0.75 above the national median	—	Knox deterministic extraction from Rosetta artifact #5922. canonical_hint=late_payment; text_hash=53408d947dd83ccb70d0cad63ef81b6ca267631d8fe3bc14c90e8d0b1c35902d; excerpt="VISA Late Fee \| $25.00"	Source

Fee change alerts

Get an email when 2 Rivers Area Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at 2 Rivers Area Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

17% above the national median NSF fee

Total fees: 12 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$27.7M

Work at 2 Rivers Area Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$27.7M

Total deposits

$25.1M

Service charge income (year to date)

$77K

Fee income ratio

9.0%

Return on assets

0.35%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 28,880 verified fees from 2,290 institutions

See pricing